iPremium vs Sepio Guard Plus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iPremium
This app helps users quickly calculate premiums for Preneed Funeral insurance policies. It is designed for insurance agents to assist their customers in being well-prepared. The tool is underwritten by Great Western Insurance Company.
- Premium calculation
- Preneed Funeral insurance
- Great Western Insurance Company policies
- Customer preparation assistance
- Underwritten by Wellabe company
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Our goal is to make it easy for you to help your customers be well prepared. With the iPremium Calculator app, you can quickly determine premiums for Preneed Funeral insurance underwritten by Great Western Insurance Company, a Wellabe company.
Sepio Guard Plus
This app enhances your security and peace of mind when you're away from home. It offers advanced tools and resources for an improved user experience, building upon existing features.
- Enhanced user experience
- Additional tools and resources
- Builds on original Guard features
- Away from home assurance
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The Sepio Plus app has all the features of the original Sepio Guard app and then some. The additional tools and resources of the Sepio Plus app are designed for an improved overall user experience.
Screenshots
Verdict
The clearest difference is rating: Sepio Guard Plus at 5.0 against iPremium's 3.9. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sepio Guard Plus holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 11 and 5 respectively.
iPremium ships an update every 2 months, Sepio Guard Plus every 3 months. The most recent releases landed on September 17, 2026 and August 17, 2026 respectively.
| Parameter | iPremium | Sepio Guard Plus |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (11 ratings) | 5.0 (5 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 11 — better | 5 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 1 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Great Western Insurance Company Inc | Sepio, LLC |
Customer experience
iPremium
Sepio Guard Plus
In-app purchases
iPremium
No in-app purchases
Sepio Guard Plus
No in-app purchases
