Comparison

iPremium vs Sepio Guard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

iPremium

This app helps users quickly calculate premiums for Preneed Funeral insurance policies. It is designed for insurance agents to assist their customers in being well-prepared. The tool is underwritten by Great Western Insurance Company.

Highlights
  • Premium calculation
  • Preneed Funeral insurance
  • Great Western Insurance Company policies
  • Customer preparation assistance
  • Underwritten by Wellabe company
Features
Read full description

Our goal is to make it easy for you to help your customers be well prepared. With the iPremium Calculator app, you can quickly determine premiums for Preneed Funeral insurance underwritten by Great Western Insurance Company, a Wellabe company.

About

Sepio Guard

This business application streamlines processes by eliminating the need for paperwork. Its intuitive design ensures ease of use for all technical skill levels, offering a paperless workflow for various tasks.

Highlights
  • Intuitive and clear design
  • Paperless workflow
  • Easy form flow
  • No mess
  • Streamlined processes
Features
Read full description

Sepio Guard’s app has been designed to be intuitive and clear, not matter what your technical experience is. Using this app will mean no paperwork and no mess in the entire pipeline. Trust us that once you learn the easy form flow we’ve created, you won’t ever want to go back to filling out paper forms.

Screenshots

iPremium3 screens
Sepio Guard3 screens

Verdict

The call

The clearest difference is rating: Sepio Guard at 5.0 against iPremium's 3.9. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sepio Guard holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 11 and 6 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 17, 2026 and August 15, 2026 respectively.

Scorecard1 real difference · 9 level
iPremium versus Sepio Guard: the parameters behind the verdict, then further details
ParameteriPremiumSepio Guard
PriceFreeFree
Rating3.9 (11 ratings)5.0 (6 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings11 — better6
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better13.4
Further details — not scored
Size1 MB34 MB
Age rating4+4+
DeveloperGreat Western Insurance Company IncSepio, LLC

Customer experience

iPremium

All ratings11 ratings
Positive81.8%
Neutral0.0%
Negative18.2%

Sepio Guard

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

iPremium

No in-app purchases

None

Sepio Guard

No in-app purchases

Questions

Is iPremium free?
iPremium is free to download, with no in-app purchases.
Is Sepio Guard free?
Sepio Guard is free to download, with no in-app purchases.
Which has better reviews, iPremium or Sepio Guard?
Sepio Guard is rated higher. iPremium averages 3.9 out of 5 from 11 ratings, while Sepio Guard averages 5.0 from 6 ratings.
Do iPremium or Sepio Guard have ads?
Neither iPremium nor Sepio Guard shows ads.
Which is updated more often, iPremium or Sepio Guard?
iPremium ships an update every 2 months, and Sepio Guard every 2 months. Most recently, iPremium was updated on September 17, 2026 and Sepio Guard on August 15, 2026.

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