iPremium vs Sepio Guard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iPremium
This app helps users quickly calculate premiums for Preneed Funeral insurance policies. It is designed for insurance agents to assist their customers in being well-prepared. The tool is underwritten by Great Western Insurance Company.
- Premium calculation
- Preneed Funeral insurance
- Great Western Insurance Company policies
- Customer preparation assistance
- Underwritten by Wellabe company
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Our goal is to make it easy for you to help your customers be well prepared. With the iPremium Calculator app, you can quickly determine premiums for Preneed Funeral insurance underwritten by Great Western Insurance Company, a Wellabe company.
Sepio Guard
This business application streamlines processes by eliminating the need for paperwork. Its intuitive design ensures ease of use for all technical skill levels, offering a paperless workflow for various tasks.
- Intuitive and clear design
- Paperless workflow
- Easy form flow
- No mess
- Streamlined processes
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Sepio Guard’s app has been designed to be intuitive and clear, not matter what your technical experience is. Using this app will mean no paperwork and no mess in the entire pipeline. Trust us that once you learn the easy form flow we’ve created, you won’t ever want to go back to filling out paper forms.
Screenshots
Verdict
The clearest difference is rating: Sepio Guard at 5.0 against iPremium's 3.9. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sepio Guard holds the better App Store score, 5.0 against 3.9. Both are backed by a comparable volume of ratings — 11 and 6 respectively.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on September 17, 2026 and August 15, 2026 respectively.
| Parameter | iPremium | Sepio Guard |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (11 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 11 — better | 6 |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 1 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Great Western Insurance Company Inc | Sepio, LLC |
Customer experience
iPremium
Sepio Guard
In-app purchases
iPremium
No in-app purchases
Sepio Guard
No in-app purchases







