Comparison

Premium Credit vs DigitaX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Premium Credit

Upload identity documents and review loan details to support your loan application. Securely verify personal information, eSign terms, and submit required photos for processing. This app is for Irish residents who have already applied for a loan.

Highlights
  • Secure login and personal detail confirmation
  • Review loan details
  • Review and eSign loan terms
  • Upload ID photos
  • Secure document submission
Features
Read full description

Use the Premium Credit eJourney App to upload your identity information in support of your loan application. The information you give us will be used to create your customer file, verify your identity and process your loan application. You have been directed to this App following the loan application you made to us. You will have received an Access Code via SMS and/or Email to unlock the app, allowing you to send us your identification information. With this App, you can: 1. Login securely and confirm your personal details are correct. 2. Review your loan details. 3. Review and accept the terms and conditions of your loan application, and eSign if you wish to proceed. 4. Send us your photo and photos of the ID documentation required to support your loan. 5. Upload everything to our secure server so we can review and progress your application. If you have any difficulty using the app, press the help icon for assistance. IMPORTANT: This app is for Irish resident customers only. To use the App you must have made a loan application to Premium Credit. Premium Credit Limited trading as Premium Credit Ireland and Fairway Credit is regulated by the Central Bank of Ireland.

About

DigitaX

Features
Read full description

Your tax life. In your pocket. DigitaX is a tax and bookkeeping app built for Ireland's self-employed — sole traders, freelancers, contractors and landlords. Track what you earn and spend, keep every receipt, invoice your clients and always know what you owe Revenue. DigitaX is a private company. We are not Revenue and not a government service. WHAT YOU CAN DO • Live tax position. Income tax, PRSI, USC and your credits, recalculated as you add income and expenses. For the month or the full year. • Scan a receipt. Photograph it and the app reads the merchant, the date, the totals and the VAT. The image stays attached to the expense, so your records are always backed by the original. • Track income and expenses. Categorised, searchable and ready for your return — no spreadsheet at the end of the year. • Invoice from your phone. Create, send and store professional invoices in a few taps. • VAT3 and Form 11. Prepare your returns in the app; our agents, registered with Revenue as tax agents, review and file them for you. • Verify your identity in the app. Passport, driving licence or EU national ID — photographed, encrypted and used for identity checks only. • Deadline reminders, so nothing arrives as a surprise. • AI tax assistant. Ask a question about your own numbers in plain language. Its answers are general guidance, not official advice from Revenue. • English, Romanian, Russian and Ukrainian. WHO IT'S FOR Sole traders, freelancers and contractors who want their tax handled without hiring a full-time accountant. Landlords keeping rental income in order. Small businesses that need VAT, compliance and bookkeeping in one place. THE TEAM BEHIND IT DigitaX is run by an Irish-based team of tax agents registered with Revenue and authorised to use Revenue's Online Service (ROS) on behalf of clients. The app handles the day to day; real people handle the filings and the questions. NOT A GOVERNMENT SERVICE DigitaX is a private company and is not affiliated with or endorsed by any government body. Tax rules, rates and the VAT3 and Form 11 return formats used in this app are published by Revenue at https://www.revenue.ie, and returns are filed through Revenue's Online Service at https://www.ros.ie. Always check those official sources for current rates and deadlines. SUPPORT Questions? Reach us from inside the app, or at digitax.ie.

Screenshots

Premium Credit4 screens
DigitaX4 screens

Verdict

The call

The clearest difference is update cadence: DigitaX at every 9 days against Premium Credit's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Premium Credit ships an update every 3 months, DigitaX every 9 days. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

Scorecard1 real difference · 9 level
Premium Credit versus DigitaX: the parameters behind the verdict, then further details
ParameterPremium CreditDigitaX
PriceFreeFree
Rating3.0 (1 ratings) — better—
Positive reviews25.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 monthsEvery 9 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size73 MB72 MB
Age rating4+4+
DeveloperPremium CreditDigitax Ltd

In-app purchases

None

Premium Credit

No in-app purchases

None

DigitaX

No in-app purchases

Questions

Is Premium Credit free?
Premium Credit is free to download, with no in-app purchases.
Is DigitaX free?
DigitaX is free to download, with no in-app purchases.
Do Premium Credit or DigitaX have ads?
Neither Premium Credit nor DigitaX shows ads.
Which is updated more often, Premium Credit or DigitaX?
Premium Credit ships an update every 3 months, and DigitaX every 9 days. Most recently, Premium Credit was updated on November 2, 2026 and DigitaX on November 4, 2026.

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