K PLUS Laos vs ST Hub
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
K PLUS Laos
This mobile banking platform provides a range of cashless financial services, including wallet management, bill payments, and domestic and international transfers. Users can also make QR payments and withdraw cash cardlessly from select ATMs.
- K PLUS Wallet
- Digital Mobile Top Up
- International transfers
- Domestic transfers
- QR Payment
- Cardless cash withdrawal
- Bill payment
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K PLUS Laos – the leading mobile banking from KASIKORNBANK. The platform that offers variety services to convenient you with our ‘cashless’ financial transaction under K PLUS Wallet. Service all people at age 18 and above. Services at K PLUS Laos including: - K PLUS Wallet - Digital Mobile Top Up - Easy and fast, covering three leading providers - International transfer from Laos to Thailand - Domestic transfer via mobile no. or account no. - QR Payment to ALL banks via Lao National QR code - Cardless cash withdrawal from 44 KBank ATM located around Vientiane - Easy to make a bill payment for both electricity and water - Enjoy K eSavings account via K PLUS Laos application without book bank **Available only in Laos**
ST Hub
Manage your finances on the go with this mobile banking app. View account summaries, make bill payments, transfer funds, and earn rewards. It offers secure login options and convenient payment features.
- Account summaries
- Bill payments
- Fund transfers
- Scan to Pay QR
- Earn rewards points
- Card management
- ATM & branch locator
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ST HUB is the official retail mobile banking service of the ST Bank and includes the service in the application, which you can control your finances anytime, anywhere simple easy and fast. ST Hub app can be view account summaries and manage your term deposits accounts summaries; Bill payment; Fund transfer, including transfers to other bank customer by Through the LAPSNET center; Earn Point for Rewards and much, much more. Feature and Functions of ST HUB, Login - Mobile PIN - Fingerprint Scan to Pay - Scan Merchant QR to make Payment - Account transfer - Scan QR transfers Balance Inquiry - Debit Account balance Fund Transfer - Select Prepaid debit card / Own account / Other account to transfer - Transfer to payee in the list - Transfer to new payee – Scan QR, Import QR from image Gallery, input card number / account number. My Card - Add Debit card - Change default card Bill Payment - Electricity payment, Water payment, Mobile payment, Road tax, Land tax, LDTV, Leasing payment, Insurance payment and etc. HUB Point - Earn Point for Rewards Setting - Chang card PIN - Chang Login Mobile PIN - Lock / Unlock card - Toggle Dark / Light Mode - Turn On / Off Touch ID Service - Checking exchange rate and Interest rate - ATM location and Branch location - Service Request
Screenshots
Verdict
The clearest difference is update cadence: ST Hub at every 2 weeks against K PLUS Laos's every 2 months. ST Hub also leads on rating (4.2 vs 4.0). K PLUS Laos's advantage is iOS requirement (13.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ST Hub holds the better App Store score, 4.2 against 4.0. Both are backed by a comparable volume of ratings — 8 and 5 respectively.
K PLUS Laos ships an update every 2 months, ST Hub every 2 weeks. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.
| Parameter | K PLUS Laos | ST Hub |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (8 ratings) | 4.2 (5 ratings) — better |
| Number of ratings | 8 — better | 5 |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 33 MB | 93 MB |
| Age rating | 17+ | 4+ |
| Developer | KASIKORNBANK PUBLIC COMPANY LIMITED | ST Bank Ltd |
Customer experience
K PLUS Laos
ST Hub
In-app purchases
K PLUS Laos
No in-app purchases
ST Hub
No in-app purchases
