PSVB Hi vs ST Hub
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PSVB Hi
This digital banking app offers a comprehensive suite of financial services, including payments, transfers, loan applications, and account management. Access your banking needs 24/7 from any device with high security.
- Mobile and online payments
- QR code transactions
- Internal and interbank transfers
- Bill payments
- Loan applications
- Account opening
- Foreign exchange
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As part of a global trend banking is moving to digital platforms. Phongsavanh Bank is also moving this way to provide more choices in digital banking products and services for its customers. We have mobile and online payment solutions with QR code via Wallet and Internet Banking for individuals, corporate, merchants and agents. With our digital platforms called “Hi App, Hi Agent and Hi Business”, customers can do anywhere and 24/7 banking activities such as internal account transfers, interbank transfers, bill payments, scheduled payments, salary payments. Customers can also open new accounts, pay or apply for loans, request statements, top up mobile, cash in, cash out, foreign exchange, and search for branch/service unit/ATM locations. Customers can use our high security application via Desktop, Tablet and Mobile platform. It will take only a few minutes for customers to apply for new products and services by downloading the app from App Store. We work to build your trust at Phongsavanh Bank.
ST Hub
Manage your finances on the go with this mobile banking app. View account summaries, make bill payments, transfer funds, and earn rewards. It offers secure login options and convenient payment features.
- Account summaries
- Bill payments
- Fund transfers
- Scan to Pay QR
- Earn rewards points
- Card management
- ATM & branch locator
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ST HUB is the official retail mobile banking service of the ST Bank and includes the service in the application, which you can control your finances anytime, anywhere simple easy and fast. ST Hub app can be view account summaries and manage your term deposits accounts summaries; Bill payment; Fund transfer, including transfers to other bank customer by Through the LAPSNET center; Earn Point for Rewards and much, much more. Feature and Functions of ST HUB, Login - Mobile PIN - Fingerprint Scan to Pay - Scan Merchant QR to make Payment - Account transfer - Scan QR transfers Balance Inquiry - Debit Account balance Fund Transfer - Select Prepaid debit card / Own account / Other account to transfer - Transfer to payee in the list - Transfer to new payee – Scan QR, Import QR from image Gallery, input card number / account number. My Card - Add Debit card - Change default card Bill Payment - Electricity payment, Water payment, Mobile payment, Road tax, Land tax, LDTV, Leasing payment, Insurance payment and etc. HUB Point - Earn Point for Rewards Setting - Chang card PIN - Chang Login Mobile PIN - Lock / Unlock card - Toggle Dark / Light Mode - Turn On / Off Touch ID Service - Checking exchange rate and Interest rate - ATM location and Branch location - Service Request
Screenshots
Verdict
The clearest difference is rating: ST Hub at 4.2 against PSVB Hi's 3.0. ST Hub also leads on update cadence (fortnightly vs every 5 weeks). PSVB Hi's advantage is iOS requirement (8.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ST Hub holds the better App Store score, 4.2 against 3.0. Both are backed by a comparable volume of ratings — 4 and 5 respectively.
PSVB Hi ships an update every 5 weeks, ST Hub fortnightly. The most recent releases landed on July 29, 2026 and September 9, 2026 respectively.
| Parameter | PSVB Hi | ST Hub |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (4 ratings) | 4.2 (5 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 4 | 5 — better |
| Update frequency | Every 5 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 8.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 130 MB | 94 MB |
| Age rating | 4+ | 4+ |
| Developer | Phongsavanh Bank | ST Bank Ltd |
Customer experience
PSVB Hi
ST Hub
In-app purchases
PSVB Hi
No in-app purchases
ST Hub
No in-app purchases









