IB Cool vs PSVB Hi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IB Cool
Manage your bank accounts, fixed deposits, and loans with ease. This finance app helps you pay bills, discover discounts from partners, and take control of your financial life.
- Access savings and current accounts
- Manage fixed deposits and loans
- Pay bills quickly
- Discover merchant discounts
- Financial management tools
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Welcome to our IB Cool mobile banking application which allows quick and easy access to your bank savings and current accounts, fixed deposits, and loans. Our IB Cool application is loaded with features to help you get on with what is important to you, now. It will surely play an important part in your life by helping you manage your finances and paying your bills to get amazing discounts from our numerous merchants and partners.
PSVB Hi
This digital banking app offers a comprehensive suite of financial services, including payments, transfers, loan applications, and account management. Access your banking needs 24/7 from any device with high security.
- Mobile and online payments
- QR code transactions
- Internal and interbank transfers
- Bill payments
- Loan applications
- Account opening
- Foreign exchange
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As part of a global trend banking is moving to digital platforms. Phongsavanh Bank is also moving this way to provide more choices in digital banking products and services for its customers. We have mobile and online payment solutions with QR code via Wallet and Internet Banking for individuals, corporate, merchants and agents. With our digital platforms called “Hi App, Hi Agent and Hi Business”, customers can do anywhere and 24/7 banking activities such as internal account transfers, interbank transfers, bill payments, scheduled payments, salary payments. Customers can also open new accounts, pay or apply for loans, request statements, top up mobile, cash in, cash out, foreign exchange, and search for branch/service unit/ATM locations. Customers can use our high security application via Desktop, Tablet and Mobile platform. It will take only a few minutes for customers to apply for new products and services by downloading the app from App Store. We work to build your trust at Phongsavanh Bank.
Screenshots
Verdict
The clearest difference is rating: IB Cool at 4.7 against PSVB Hi's 3.0. IB Cool also leads on review sentiment (90% vs 50%) and ratings volume (16 vs 4). PSVB Hi's advantage is iOS requirement (8.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IB Cool holds the better App Store score, 4.7 against 3.0. Both are backed by a comparable volume of ratings — 16 and 4 respectively. Written reviews point the same way: 90% of IB Cool's written reviews are positive against 50% of PSVB Hi's.
IB Cool ships an update every 3 weeks, PSVB Hi every 5 weeks. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.
| Parameter | IB Cool | PSVB Hi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (16 ratings) — better | 3.0 (4 ratings) |
| Positive reviews | 90.0% of reviews — better | 50.0% of reviews |
| Number of ratings | 16 — better | 4 |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 134 MB | 130 MB |
| Age rating | 4+ | 4+ |
| Developer | Indochina Bank Ltd. | Phongsavanh Bank |
Customer experience
IB Cool
PSVB Hi
In-app purchases
IB Cool
No in-app purchases
PSVB Hi
No in-app purchases
