BCEL i vs PSVB Hi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BCEL i
Manage your bank accounts and conduct various financial transactions online 24/7. This service allows for bill payments, fund transfers, statement monitoring, and enhanced security features for individuals and corporations.
- Bill and tax payments
- Funds transfer (domestic & international)
- Monitor cheque usage and bank statements
- Manage payroll transactions
- Schedule future transactions
- Retrieve and share e-receipts
- Enhanced security with OTP tokens
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BCEL i-Bank is the Internet Banking Service by BANQUE POUR LE COMMERCE EXTERIEUR LAO PUBLIC (BCEL) allowing customers to access their bank accounts and manage their money online from different locations 24/7. + Benefits - Support your transactions faster, more convenient and reliable with various functions, including bill & tax payments, funds transfer to ID cardholders, BCEL and other domestic and international banks. - Being able to monitor Cheque usage and bank statements. - Transactions will be made securely and professionally through BCELi-Bank and whenever they are completed, e-receipt can be retrieved and shared for confirmation. + Features - Payroll transactions can be managed by yourself. - Various online transactions are provided, including funds transfer to ID cardholders, BCEL and other domestic and international banks. - Customers can set or cancel either any preferred date or year transaction to transfer money in advance. - Can check your transaction history after paying bills including tax, electricity, water supply, telecom services (home/mobile phones, Internet, buy prepaid card), LDTV membership, etc. - Check transaction details including savings and current accounts, fixed-term deposits and loan accounts. - Can print out or send your bank statements to email weekly or monthly. - Monitor cheque usage and status. - Access daily exchange rates from BCEL. - Raise security level by allowing to add the number of users to access as well as OTP Token and prioritize the rights to access BCEL i-Bank. - Corporations should be allowed to have many users to access BCEL i-Bank and raise security level by determining the rights of users to approve and check each transaction. OTP will be used to confirm your transactions, which are monitored through Audit Log that users can access any time. + Terms of Services - Must have savings and current account with BCEL. - Only an account holder or a person, who has been entitled by an account holder, can register for the service - Before using the services, you should accept terms and conditions and also complete the application form with reliable information - A power of attorney letter is required, if an account holder cannot register/apply by himself/herself while valid ID cards must be provided by both an account holder and his/her representative + Application Form You can register for BCEL iBank at Head Office or any branch nearby you or download the application form via BCEL website (https://www.bcel.com.la) Tel: (856-21) 264959, Hotline:1555, Email: e-banking@bcel.com.la
PSVB Hi
This digital banking app offers a comprehensive suite of financial services, including payments, transfers, loan applications, and account management. Access your banking needs 24/7 from any device with high security.
- Mobile and online payments
- QR code transactions
- Internal and interbank transfers
- Bill payments
- Loan applications
- Account opening
- Foreign exchange
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As part of a global trend banking is moving to digital platforms. Phongsavanh Bank is also moving this way to provide more choices in digital banking products and services for its customers. We have mobile and online payment solutions with QR code via Wallet and Internet Banking for individuals, corporate, merchants and agents. With our digital platforms called “Hi App, Hi Agent and Hi Business”, customers can do anywhere and 24/7 banking activities such as internal account transfers, interbank transfers, bill payments, scheduled payments, salary payments. Customers can also open new accounts, pay or apply for loans, request statements, top up mobile, cash in, cash out, foreign exchange, and search for branch/service unit/ATM locations. Customers can use our high security application via Desktop, Tablet and Mobile platform. It will take only a few minutes for customers to apply for new products and services by downloading the app from App Store. We work to build your trust at Phongsavanh Bank.
Screenshots
Verdict
BCEL i and PSVB Hi both sit at 3.0 stars, but that hides the real split: 50% of PSVB Hi's written reviews are positive against 0% of BCEL i's. PSVB Hi also leads on update cadence (every 5 weeks vs every 4 months) and iOS requirement (8.0 vs 11.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.0 for BCEL i against 3.0 for PSVB Hi. Both are backed by a comparable volume of ratings — 6 and 4 respectively. Written reviews are what separate them: 0% of BCEL i's written reviews are positive against 50% of PSVB Hi's.
BCEL i ships an update every 4 months, PSVB Hi every 5 weeks. The most recent releases landed on November 5, 2026 and November 3, 2026 respectively.
| Parameter | BCEL i | PSVB Hi |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (6 ratings) | 3.0 (4 ratings) |
| Positive reviews | 0.0% of reviews | 50.0% of reviews — better |
| Number of ratings | 6 — better | 4 |
| Update frequency | Every 4 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 11.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 69 MB | 130 MB |
| Age rating | 4+ | 4+ |
| Developer | Banque Pour Le Commerce Exterieur Lao Public | Phongsavanh Bank |
Customer experience
BCEL i
PSVB Hi
In-app purchases
BCEL i
No in-app purchases
PSVB Hi
No in-app purchases







