Comparison

Metrobank Authenticator vs MobileAP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Metrobank Authenticator

This app generates one-time use PIN codes for secure multi-factor authentication with your bank's e-channels. Use the generated code with your username and password to validate transactions and access online banking services.

Highlights
  • Generates one-time use PIN codes
  • Multi-factor authentication
  • Securely validates transactions
  • Access to e-channels
  • Dynamic security code generation
Features
Read full description

Metrobank Authenticator is a mobile application service to be used for MBTC’s e-channels for multi-factor authentication (OTP) authentication. It dynamically generate a one-time use PIN code on your mobile device. Use that code along with your username and password. HOW TO USE: Metrobank Authenticator will generate a Security Code as your One-Time-Pin (OTP), which will be used to access Metrobank’s Electronic Banking Channel to validate or authenticate your transaction. Follow the procedures below to use Metrobank’s Multi-Factor Authentication (MFA) service: 1. Download Metrobank Authenticator application. 2. Contact your Metrobank Representative to register the Authenticator ID generated by the application in Metrobank’s Electronic Banking Channel. 3. Once Authenticator ID has been registered, enter and submit your User ID and password in Metrobank’s Electronic Banking Channel. When asked for an OTP, input the security code generated by the Metrobank Authenticator. 4. Upon successful login, you will be re-directed to Metrobank’s Electronic Banking Channel to proceed initiating your transactions.

About

MobileAP

Manage your electricity bills and consumption efficiently with this utility app. It allows you to view detailed billing history, make payments, and receive alerts for new bills. You can also share account access and monitor power interruptions.

Highlights
  • View detailed electrical bills
  • In-app bill payment
  • New bill notifications
  • Share bill access
  • Monitor power interruptions
  • Supports multiple utility accounts
Read full description

MobileAP is your one-stop utility app for efficient energy management. MobileAP supports the following Aboitiz Power Distribution Utility Accounts: - Visayan Electric (VECO) - Davao Light (DLPC) - Cotabato Light (CLPC) - Subic Enerzone - Lima Enerzone MobileAP is your ultimate tool to monitor your energy consumption! - Check your latest 13 electrical bills in every detail - Pay your bills right away from within the app, with our convenient payment options - Receive timely notifications on new bills - Share bill access to your family members and your Tenants - Monitor power interruptions that might affect your properties Download now and take control of your energy consumption like never before!

Screenshots

Metrobank Authenticator4 screens
MobileAP4 screens

Verdict

The call

The clearest difference is update cadence: MobileAP at every 2 months against Metrobank Authenticator's every 5 months. MobileAP also leads on review sentiment (36% vs 25%) and iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Metrobank Authenticator ships an update every 5 months, MobileAP every 2 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
Metrobank Authenticator versus MobileAP: the parameters behind the verdict, then further details
ParameterMetrobank AuthenticatorMobileAP
PriceFreeFree
Rating—4.5 (38 ratings) — better
Positive reviews25.0% of reviews35.7% of reviews — better
Number of ratings—38 — better
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS17.615.0 — better
Further details — not scored
Size22 MB125 MB
Age rating4+4+
DeveloperMetropolitan Bank & Trust CompanyAboitiz Power

Customer experience

Metrobank Authenticator

Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

MobileAP

All ratings38 ratings
Positive86.8%
Neutral2.6%
Negative10.5%
Written reviews14 reviews
Positive35.7%
Neutral7.1%
Negative57.1%

In-app purchases

None

Metrobank Authenticator

No in-app purchases

None

MobileAP

No in-app purchases

Questions

Is Metrobank Authenticator free?
Metrobank Authenticator is free to download, with no in-app purchases.
Is MobileAP free?
MobileAP is free to download, with no in-app purchases.
Do Metrobank Authenticator or MobileAP have ads?
Neither Metrobank Authenticator nor MobileAP shows ads.
Which is updated more often, Metrobank Authenticator or MobileAP?
Metrobank Authenticator ships an update every 5 months, and MobileAP every 2 months. Most recently, Metrobank Authenticator was updated on October 24, 2026 and MobileAP on October 29, 2026.

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