Comparison

Metrobank Authenticator vs Authenticator App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Metrobank Authenticator

This app generates one-time use PIN codes for secure multi-factor authentication with your bank's e-channels. Use the generated code with your username and password to validate transactions and access online banking services.

Highlights
  • Generates one-time use PIN codes
  • Multi-factor authentication
  • Securely validates transactions
  • Access to e-channels
  • Dynamic security code generation
Read full description

Metrobank Authenticator is a mobile application service to be used for MBTC’s e-channels for multi-factor authentication (OTP) authentication. It dynamically generate a one-time use PIN code on your mobile device. Use that code along with your username and password. HOW TO USE: Metrobank Authenticator will generate a Security Code as your One-Time-Pin (OTP), which will be used to access Metrobank’s Electronic Banking Channel to validate or authenticate your transaction. Follow the procedures below to use Metrobank’s Multi-Factor Authentication (MFA) service: 1. Download Metrobank Authenticator application. 2. Contact your Metrobank Representative to register the Authenticator ID generated by the application in Metrobank’s Electronic Banking Channel. 3. Once Authenticator ID has been registered, enter and submit your User ID and password in Metrobank’s Electronic Banking Channel. When asked for an OTP, input the security code generated by the Metrobank Authenticator. 4. Upon successful login, you will be re-directed to Metrobank’s Electronic Banking Channel to proceed initiating your transactions.

About

Authenticator App

Securely store and generate two-factor authentication tokens for your online accounts. This app enhances your digital security by providing Time-based One-time Passwords (TOTP) and Hash-based one-time passwords (HOTP). It offers encrypted backups and cross-device access for peace of mind.

Highlights
  • Two-factor authentication token generation
  • Time-based and Hash-based OTP support
  • Encrypted backup for security
  • Access across multiple Apple devices
  • Supports thousands of online accounts
Features
Read full description

Authenticator app store and generate secure 2FA (two-factor authentication) tokens for your online accounts on your device. Multi factor authentication app helps you to ensure your online accounts are much safer. Two Factor Authentication (2FA) which generates Time-based One-time Passwords (TOTP) and Hash-based one-time password (HOTP). With 2FA, potentially compromising just one of these factors will not unlock the account. So, even if your password is stolen or your phone is lost, the possibilities of someone else getting your second factor information is pretty low. -Two Factor Authentication 2FA is critical to security as it instantly neutralizes the risks associated with compromised passwords. Authenticator app allows you to generate Time-based One-time Passwords (TOTP) and Hash-based one-time password (HOTP) - Encrypted Backup Your 2FA information is backed up with encryption so you can access it safely if you lose your information or switch to a new device - Access from all your Devices Authenticator app allows you to access your tokens across All your Apple devices - Support thousands of Online accounts Authenticator app supports thousands of accounts including Microsoft, Google, Binance, Salesforce, Amazon, Gmail, Instagram, Apex and more... Terms of use: https://beylergroup.com/app_terms_of_use.pdf Privacy policy: https://beylergroup.com/app_privacy_policy.pdf

Screenshots

Metrobank Authenticator4 screens
Authenticator App4 screens

Verdict

The call

The clearest difference is in-app purchases: Metrobank Authenticator at none against Authenticator App's 3. Authenticator App's advantage is review sentiment (50% vs 25%) and device support (4 vs 1). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Authenticator App sells 3 in-app purchases, starting at $2.99 per 7 days. Metrobank Authenticator asks for nothing beyond the download.

UpkeepUpdate frequency

Metrobank Authenticator ships an update every 5 months, Authenticator App every 4 months. The most recent releases landed on June 25, 2026 and September 17, 2026 respectively.

Scorecard5 real differences · 5 level
Metrobank Authenticator versus Authenticator App: the parameters behind the verdict, then further details
ParameterMetrobank AuthenticatorAuthenticator App
PriceFreeFree
Rating—4.5 (136 ratings) — better
Positive reviews25.0% of reviews50.0% of reviews — better
Number of ratings—136 — better
Update frequencyEvery 5 monthsEvery 4 months — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone, iPad, iPod, Apple Watch — better
Requires iOS17.615.0 — better
Further details — not scored
Size22 MB19 MB
Age rating4+4+
DeveloperMetropolitan Bank & Trust CompanyBEYLER Software

Customer experience

Metrobank Authenticator

Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Authenticator App

All ratings136 ratings
Positive86.8%
Neutral1.5%
Negative11.8%
Written reviews6 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Metrobank Authenticator

No in-app purchases

3 purchases

Authenticator App

Subscriptions3
  • Premium7 Days trial$2.997 Days
  • Premium7 Days trial$4.991 Month
  • Premium7 Days trial$19.991 Year

Questions

Is Metrobank Authenticator free?
Metrobank Authenticator is free to download, with no in-app purchases.
Is Authenticator App free?
Authenticator App is free to download, with in-app purchases available.
Do Metrobank Authenticator or Authenticator App have ads?
Neither Metrobank Authenticator nor Authenticator App shows ads.
Which is updated more often, Metrobank Authenticator or Authenticator App?
Metrobank Authenticator ships an update every 5 months, and Authenticator App every 4 months. Most recently, Metrobank Authenticator was updated on June 25, 2026 and Authenticator App on September 17, 2026.

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