Comparison

TrustBuilder Authenticator vs Metrobank Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TrustBuilder Authenticator

Generate secure one-time passwords (OTPs) for enhanced account security. Supports push notifications for quick approvals and an offline mode for access without an internet connection.

Highlights
  • One-Time Password (OTP) generation
  • Push notification support
  • Offline mode
  • Secure account authentication
  • Administrator activation code required
Features
Read full description

TrustBuilder Authenticator is a secure One-Time Password (OTP) generator app with support for push notifications and offline mode. To register, simply request an activation code from your administrator.

About

Metrobank Authenticator

This app generates one-time use PIN codes for secure multi-factor authentication with your bank's e-channels. Use the generated code with your username and password to validate transactions and access online banking services.

Highlights
  • Generates one-time use PIN codes
  • Multi-factor authentication
  • Securely validates transactions
  • Access to e-channels
  • Dynamic security code generation
Read full description

Metrobank Authenticator is a mobile application service to be used for MBTC’s e-channels for multi-factor authentication (OTP) authentication. It dynamically generate a one-time use PIN code on your mobile device. Use that code along with your username and password. HOW TO USE: Metrobank Authenticator will generate a Security Code as your One-Time-Pin (OTP), which will be used to access Metrobank’s Electronic Banking Channel to validate or authenticate your transaction. Follow the procedures below to use Metrobank’s Multi-Factor Authentication (MFA) service: 1. Download Metrobank Authenticator application. 2. Contact your Metrobank Representative to register the Authenticator ID generated by the application in Metrobank’s Electronic Banking Channel. 3. Once Authenticator ID has been registered, enter and submit your User ID and password in Metrobank’s Electronic Banking Channel. When asked for an OTP, input the security code generated by the Metrobank Authenticator. 4. Upon successful login, you will be re-directed to Metrobank’s Electronic Banking Channel to proceed initiating your transactions.

Screenshots

TrustBuilder Authenticator4 screens
Metrobank Authenticator4 screens

Verdict

The call

The clearest difference is update cadence: TrustBuilder Authenticator at every 2 months against Metrobank Authenticator's every 5 months. TrustBuilder Authenticator also leads on device support (3 vs 1) and iOS requirement (15.1 vs 17.6). Metrobank Authenticator's advantage is review sentiment (25% vs 16%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

TrustBuilder Authenticator ships an update every 2 months, Metrobank Authenticator every 5 months. The most recent releases landed on September 21, 2026 and June 25, 2026 respectively.

Scorecard4 real differences · 6 level
TrustBuilder Authenticator versus Metrobank Authenticator: the parameters behind the verdict, then further details
ParameterTrustBuilder AuthenticatorMetrobank Authenticator
PriceFreeFree
Rating4.6 (5 ratings) — better—
Positive reviews16.2% of reviews25.0% of reviews — better
Number of ratings5 — better—
Update frequencyEvery 2 months — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.6
Further details — not scored
Size37 MB22 MB
Age rating4+4+
DeveloperIn-Webo TechnologiesMetropolitan Bank & Trust Company

Customer experience

TrustBuilder Authenticator

All ratings5 ratings
Positive80.0%
Neutral20.0%
Negative0.0%
Written reviews37 reviews
Positive16.2%
Neutral16.2%
Negative67.6%

Metrobank Authenticator

Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

In-app purchases

None

TrustBuilder Authenticator

No in-app purchases

None

Metrobank Authenticator

No in-app purchases

Questions

Is TrustBuilder Authenticator free?
TrustBuilder Authenticator is free to download, with no in-app purchases.
Is Metrobank Authenticator free?
Metrobank Authenticator is free to download, with no in-app purchases.
Do TrustBuilder Authenticator or Metrobank Authenticator have ads?
Neither TrustBuilder Authenticator nor Metrobank Authenticator shows ads.
Which is updated more often, TrustBuilder Authenticator or Metrobank Authenticator?
TrustBuilder Authenticator ships an update every 2 months, and Metrobank Authenticator every 5 months. Most recently, TrustBuilder Authenticator was updated on September 21, 2026 and Metrobank Authenticator on June 25, 2026.

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