Comparison

Metrobank Authenticator vs 2GO App Philippines

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Metrobank Authenticator

This app generates one-time use PIN codes for secure multi-factor authentication with your bank's e-channels. Use the generated code with your username and password to validate transactions and access online banking services.

Highlights
  • Generates one-time use PIN codes
  • Multi-factor authentication
  • Securely validates transactions
  • Access to e-channels
  • Dynamic security code generation
Features
Read full description

Metrobank Authenticator is a mobile application service to be used for MBTC’s e-channels for multi-factor authentication (OTP) authentication. It dynamically generate a one-time use PIN code on your mobile device. Use that code along with your username and password. HOW TO USE: Metrobank Authenticator will generate a Security Code as your One-Time-Pin (OTP), which will be used to access Metrobank’s Electronic Banking Channel to validate or authenticate your transaction. Follow the procedures below to use Metrobank’s Multi-Factor Authentication (MFA) service: 1. Download Metrobank Authenticator application. 2. Contact your Metrobank Representative to register the Authenticator ID generated by the application in Metrobank’s Electronic Banking Channel. 3. Once Authenticator ID has been registered, enter and submit your User ID and password in Metrobank’s Electronic Banking Channel. When asked for an OTP, input the security code generated by the Metrobank Authenticator. 4. Upon successful login, you will be re-directed to Metrobank’s Electronic Banking Channel to proceed initiating your transactions.

About

2GO App Philippines

Book ferry tickets for your next vacation or schedule package deliveries with ease. This app offers exclusive discounts and a convenient way to manage your travel and shipping needs.

Highlights
  • Book ferry tickets
  • Schedule express deliveries
  • Exclusive discounts
  • Manage travel and shipping
  • User-friendly interface
Features
Read full description

The 2GO App takes 2GO Travel tickets and 2GO Express delivery transactions to your fingertips. With just a few taps, you can book your next sailcation, schedule a delivery--and even get exclusive discounts! Let's #go2GO

Screenshots

Metrobank Authenticator4 screens
2GO App Philippines3 screens

Verdict

The call

The clearest difference is review sentiment: 2GO App Philippines at 78% against Metrobank Authenticator's 25%. 2GO App Philippines also leads on update cadence (every 3 weeks vs every 5 months) and device support (3 vs 1). Metrobank Authenticator's advantage is monetization model (free vs ad-supported). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Metrobank Authenticator ships an update every 5 months, 2GO App Philippines every 3 weeks. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
Metrobank Authenticator versus 2GO App Philippines: the parameters behind the verdict, then further details
ParameterMetrobank Authenticator2GO App Philippines
PriceFreeFree
Rating—4.6 (43 ratings) — better
Positive reviews25.0% of reviews77.8% of reviews — better
Number of ratings—43 — better
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.615.5 — better
Further details — not scored
Size22 MB62 MB
Age rating4+4+
DeveloperMetropolitan Bank & Trust CompanySM Online Corp.

Customer experience

Metrobank Authenticator

Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

2GO App Philippines

All ratings43 ratings
Positive90.7%
Neutral2.3%
Negative7.0%
Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

In-app purchases

None

Metrobank Authenticator

No in-app purchases

None

2GO App Philippines

No in-app purchases

Questions

Is Metrobank Authenticator free?
Metrobank Authenticator is free to download, with no in-app purchases.
Is 2GO App Philippines free?
2GO App Philippines is free to download, with no in-app purchases.
Do Metrobank Authenticator or 2GO App Philippines have ads?
Neither Metrobank Authenticator nor 2GO App Philippines shows ads.
Which is updated more often, Metrobank Authenticator or 2GO App Philippines?
Metrobank Authenticator ships an update every 5 months, and 2GO App Philippines every 3 weeks. Most recently, Metrobank Authenticator was updated on October 24, 2026 and 2GO App Philippines on October 24, 2026.

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