Comparison

Ongo Merchant++ vs Sky Terminal

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Ongo Merchant++

Accept card payments, process refunds, and view transaction settlements. Offer cash withdrawal services and manage prepaid loyalty programs. Create custom reward programs and accept payments via QR codes and UPI.

Highlights
  • Card payment acceptance
  • Transaction voiding
  • Settlement reporting
  • Mini ATM cash withdrawal
  • Prepaid loyalty programs
  • Custom reward programs
  • Bharat QR and UPI payments
Features
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Enabled with seamless payment technology, Ongo Merchant++ provides acceptance solutions for all forms of card-based payments. The app is designed for payment transactions in-store and on-the-go from major scheme providers MasterCard & Visa. In Ongo Merchant++ application, we are providing below features : Sale Sale is a facility using which debit/credit/prepaid card holders can make card payments by swiping their credit/debit/prepaid cards (issued in India) at POS Terminals at merchant locations. Void If a transaction has to be cancelled due to an erroneous entry, Void functionality can be used. Settlement All transactions pending for settlement can be viewed by the merchant using Settlement feature. Detailed transaction-wise report can be availed by merchant. Mini ATM Mini ATM or Cash@POS is a facility using which debit card holders can withdraw cash by swiping their debit/open prepaid cards (issued in India) at POS Terminals at merchant locations. Prepaid The merchant can define and run Prepaid loyalty program by issuing prepaid cards to his/her customers. Top-up amount can be loaded and withdrawn as per customer’s requirement in this program by the merchant. Reward This functionality empowers the merchants to create their own loyalty program basis visit, value spend and or both for specified tenure. Under this program the merchant issues Rewards cards to his/her customers and can construct the customer offering as per their own choice. Bharat QR – Static & Dynamic This feature enables merchants to accept payments through Bharat QR Code and UPI. Merchant needs to initiate Bharat QR and UPI transactions, enter the amount and generate the QR code. The consumer has to scan this QR code provided by merchant & initiate payment through the Bharat QR and UPI supported app.

About

Sky Terminal

Features
Read full description

Sky Terminal is a completely contactless POS system with a merchant facing screen in addition to a customer facing screen. The Sky Systemz POS application is required to operate the Terminal.

Screenshots

Ongo Merchant++4 screens
Sky Terminal3 screens

Verdict

The call

The clearest difference is update cadence: Sky Terminal at every 4 weeks against Ongo Merchant++'s every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ongo Merchant++ ships an update every 8 months, Sky Terminal every 4 weeks. The most recent releases landed on October 12, 2026 and October 25, 2026 respectively.

Scorecard1 real difference Β· 7 level
Ongo Merchant++ versus Sky Terminal: the parameters behind the verdict, then further details
ParameterOngo Merchant++Sky Terminal
PriceFreeFree
Positive reviews6.3% of reviewsβ€”
Update frequencyEvery 8 monthsEvery 4 weeks β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.012.0
Further details β€” not scored
Size11 MB73 MB
Age rating4+4+
DeveloperIndia Transact Services LimitedODP Solutions, Inc

In-app purchases

None

Ongo Merchant++

No in-app purchases

None

Sky Terminal

No in-app purchases

Questions

Is Ongo Merchant++ free?
Ongo Merchant++ is free to download, with no in-app purchases.
Is Sky Terminal free?
Sky Terminal is free to download, with no in-app purchases.
Do Ongo Merchant++ or Sky Terminal have ads?
Neither Ongo Merchant++ nor Sky Terminal shows ads.
Which is updated more often, Ongo Merchant++ or Sky Terminal?
Ongo Merchant++ ships an update every 8 months, and Sky Terminal every 4 weeks. Most recently, Ongo Merchant++ was updated on October 12, 2026 and Sky Terminal on October 25, 2026.

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