Comparison

Ongo Merchant++ vs VCPL Markets

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Ongo Merchant++

Accept card payments, process refunds, and view transaction settlements. Offer cash withdrawal services and manage prepaid loyalty programs. Create custom reward programs and accept payments via QR codes and UPI.

Highlights
  • Card payment acceptance
  • Transaction voiding
  • Settlement reporting
  • Mini ATM cash withdrawal
  • Prepaid loyalty programs
  • Custom reward programs
  • Bharat QR and UPI payments
Features
Read full description

Enabled with seamless payment technology, Ongo Merchant++ provides acceptance solutions for all forms of card-based payments. The app is designed for payment transactions in-store and on-the-go from major scheme providers MasterCard & Visa. In Ongo Merchant++ application, we are providing below features : Sale Sale is a facility using which debit/credit/prepaid card holders can make card payments by swiping their credit/debit/prepaid cards (issued in India) at POS Terminals at merchant locations. Void If a transaction has to be cancelled due to an erroneous entry, Void functionality can be used. Settlement All transactions pending for settlement can be viewed by the merchant using Settlement feature. Detailed transaction-wise report can be availed by merchant. Mini ATM Mini ATM or Cash@POS is a facility using which debit card holders can withdraw cash by swiping their debit/open prepaid cards (issued in India) at POS Terminals at merchant locations. Prepaid The merchant can define and run Prepaid loyalty program by issuing prepaid cards to his/her customers. Top-up amount can be loaded and withdrawn as per customer’s requirement in this program by the merchant. Reward This functionality empowers the merchants to create their own loyalty program basis visit, value spend and or both for specified tenure. Under this program the merchant issues Rewards cards to his/her customers and can construct the customer offering as per their own choice. Bharat QR – Static & Dynamic This feature enables merchants to accept payments through Bharat QR Code and UPI. Merchant needs to initiate Bharat QR and UPI transactions, enter the amount and generate the QR code. The consumer has to scan this QR code provided by merchant & initiate payment through the Bharat QR and UPI supported app.

About

VCPL Markets

Features
Read full description

VCPL Mobile Trading App: One of the most secure & verified investment & online share market app to buy and sell shares online. Designed for Indian stock market with intraday trading, real-time streaming quotes & financial market news . Watch markets closely with extensive sections for equity, stock derivatives along with detailed option chain & open interest analysis for F&O trading. Track, trade & Invest across stocks & manage your stock portfolio in a better way. Why Choose us? ● Free to Download: The share market investment app is free to download & use. Easy navigation for beginners & seasoned investors. Real-time stock market charts, investing options, & stock recommendations ● Invest in upcoming IPOs: Invest in the latest & upcoming share market IPOs. Get latest IPO updates & allotment status ● Trade & Invest in the Indian Stock Exchange- BSE , NSE, Derivatives market, NCDs, Mutual Funds** ● Technical Charting: Get the advanced technical charts, candlestick at your fingertips. View stock charts across multiple chart types to gain a competitive edge over other stock traders ● Customise Market Watch: Customise you'r watchlist with a capacity of up to 100 stocks. Sort & save by change, change %, LTP & alphabetically & view the price-performance with a single tap ● Fund Transfer: Enjoy fast, secure & seamless fund transfer experience with our app, use UPI payment mode for fastest transaction for trading & investments Member name: Vardhaman Capital Private Limited. SEBI CODE: INZ000204533 NSE Member Code: 07528 BSE Member Code: 3110 Registered Exchanges name: BSE,NSE Exchange approved Segments: NSE-CM, BSE-CM, NSE-F&O,Β BSE-F&O

Screenshots

Ongo Merchant++4 screens
VCPL Markets4 screens

Verdict

The call

The clearest difference is update cadence: VCPL Markets at monthly against Ongo Merchant++'s every 8 months. Ongo Merchant++'s advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ongo Merchant++ ships an update every 8 months, VCPL Markets monthly. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard2 real differences Β· 6 level
Ongo Merchant++ versus VCPL Markets: the parameters behind the verdict, then further details
ParameterOngo Merchant++VCPL Markets
PriceFreeFree
Positive reviews6.3% of reviewsβ€”
Update frequencyEvery 8 monthsMonthly β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 β€” better15.6
Further details β€” not scored
Size11 MB122 MB
Age rating4+4+
DeveloperIndia Transact Services LimitedVardhaman capital Private Limited

In-app purchases

None

Ongo Merchant++

No in-app purchases

None

VCPL Markets

No in-app purchases

Questions

Is Ongo Merchant++ free?
Ongo Merchant++ is free to download, with no in-app purchases.
Is VCPL Markets free?
VCPL Markets is free to download, with no in-app purchases.
Do Ongo Merchant++ or VCPL Markets have ads?
Neither Ongo Merchant++ nor VCPL Markets shows ads.
Which is updated more often, Ongo Merchant++ or VCPL Markets?
Ongo Merchant++ ships an update every 8 months, and VCPL Markets monthly. Most recently, Ongo Merchant++ was updated on November 2, 2026 and VCPL Markets on November 7, 2026.

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