Spentify vs Kotluy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spentify
Effortlessly track your expenses and income to understand your spending habits. Organize your finances with categorized transactions, set budgets, and monitor your savings goals. Gain insights into your financial health with clear reports and manage multiple accounts easily.
- Track expenses and income
- Categorize transactions
- Set budgets
- Manage multiple wallets
- Track savings goals
- View financial reports
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Take control of your personal finances with Spentify (formerly Jamnay)—the simple, clean daily expense tracker and budget planner designed to help you monitor spending, track income, and save money effortlessly. Whether you want to manage household expenses, build a daily budget, or keep track of multiple wallets, Spentify makes managing money simple and stress-free. KEY FEATURES TO HELP YOU SAVE MORE: 1. Fast Transaction Tracking • Record daily spending and income in just seconds. • Keep track of your monthly balance and see where your money goes. 2. Custom Category Budgets • Set monthly budget limits for groceries, dining out, bills, and more. • Get clear progress indicators so you stick to your financial goals. 3. Visual Reports & Analytics • View clear, beautiful charts and statistics summarizing your cash flow. • Identify spending habits and spot instant opportunities to save. 4. Multi-Wallet Tracking • Keep cash and personal funds in separate wallets. • See all your total balances in one place. 5. Targeted Savings Goals • Set up dedicated savings goals for vacations, emergency funds, or big purchases. • Track your progress step-by-step as you build your savings. Privacy Policy: https://spentify.app/privacy-policy Terms of Use: https://www.spentify.app/terms Need help or have suggestions? • Facebook: fb.com/spentify • Contact: hello@spentify.app • Support: support@spentify.app | spentify.app@gmail.com
Kotluy
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Kotluy provides a SaaS All-in-one Financial Management Platform allowing Individuals and Micro-businesses to learning Financial literacy, set financial goals, properly budget, and track their financial transactions to permit them to make more informed financial decisions.
Screenshots
Verdict
The clearest difference is in-app purchases: Kotluy at none against Spentify's 3. Kotluy also leads on ads (none vs shown). Spentify's advantage is update cadence (every 11 days vs every 3 months). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spentify sells 3 in-app purchases, starting at $0.99 per month. Kotluy asks for nothing beyond the download.
Spentify ships an update every 11 days, Kotluy every 3 months. The most recent releases landed on September 7, 2026 and September 16, 2026 respectively.
| Parameter | Spentify | Kotluy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (87 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 87 — better | — |
| Update frequency | Every 11 days — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 106 MB | 101 MB |
| Age rating | 4+ | 12+ |
| Developer | Choun Rothana | Rithipul Co., Ltd |
In-app purchases
Spentify
- Spentify Pro – Monthly$0.991 Month
- Spentify Pro – Yearly$9.991 Year
- Spentify - Lifetime$24.99
Kotluy
No in-app purchases
