Comparison

CUBC mBanking vs Spentify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CUBC mBanking

Manage your bank accounts, transfer funds, and make payments conveniently from your mobile device. Access your finances 24/7 with a secure login and receive instant transaction notifications.

Highlights
  • Open CUBC Digital Account
  • Manage Bank Accounts (Savings, Current, Credit Card, Loans)
  • View Transaction History
  • Fund Transfers (Local & Overseas)
  • QR Code Payments (KHQR)
  • Bill Payments & Scheduled Transfers
  • Online Fixed Deposits
  • Find Nearby Branches & ATMs
Features
Read full description

Discover the quick, simple and easy way to take command of your bank account from your mobile phone. We would like to introduce you to the safe and personal mbanking function with a high security system that you can access around the clock and on to go. Our mBanking service works with all types of handsets to help you access your CUBC Accounts easily and securely. With CUBC mBanking in hand, there are many things you can do: -Open CUBC Digital Account: faster and easier to register and manage your account and transaction, get account instantly just few clicks. -Manage Your Bank Accounts: check your account balance, including saving account, current account, fixed deposit account, credit card accounts and loan. -Transaction: view recent account and credit/debit card transaction history, search for customize period by date. -Fund Transfer: transfer between CUBC bank account, local bank and oversea Bank. -QR code: send and receive fund via KHQR. -Payment: pay the mobile top up and others without going to the counter. -Pay Bills or Transfer on Schedule: set up your own one-time or future billing payment or transfer. -Online Fixed Deposit: fast and easy way to manage your future financial goals by save your money with high interest rate. -Location: giving you the access to an easy way to find Cathay United Bank and ATM near you in Cambodia. -Instant Push Notification: receive instant transaction notification 24/7, master your every cash flow. -Secure Quick Log-in: by using biometric authentications or username and password. Friendly Reminder:To improve data security, you can install antivirus application. For more information, please visit at any branches of Cathay United Bank (Cambodia) PLC. or please contact us (855) 23 88 55 00.

About

Spentify

Effortlessly track your expenses and income to understand your spending habits. Organize your finances with categorized transactions, set budgets, and monitor your savings goals. Gain insights into your financial health with clear reports and manage multiple accounts easily.

Highlights
  • Track expenses and income
  • Categorize transactions
  • Set budgets
  • Manage multiple wallets
  • Track savings goals
  • View financial reports
Features
Read full description

Take control of your personal finances with Spentify (formerly Jamnay)—the simple, clean daily expense tracker and budget planner designed to help you monitor spending, track income, and save money effortlessly. Whether you want to manage household expenses, build a daily budget, or keep track of multiple wallets, Spentify makes managing money simple and stress-free. KEY FEATURES TO HELP YOU SAVE MORE: 1. Fast Transaction Tracking • Record daily spending and income in just seconds. • Keep track of your monthly balance and see where your money goes. 2. Custom Category Budgets • Set monthly budget limits for groceries, dining out, bills, and more. • Get clear progress indicators so you stick to your financial goals. 3. Visual Reports & Analytics • View clear, beautiful charts and statistics summarizing your cash flow. • Identify spending habits and spot instant opportunities to save. 4. Multi-Wallet Tracking • Keep cash and personal funds in separate wallets. • See all your total balances in one place. 5. Targeted Savings Goals • Set up dedicated savings goals for vacations, emergency funds, or big purchases. • Track your progress step-by-step as you build your savings. Privacy Policy: https://spentify.app/privacy-policy Terms of Use: https://www.spentify.app/terms Need help or have suggestions? • Facebook: fb.com/spentify • Contact: hello@spentify.app • Support: support@spentify.app | spentify.app@gmail.com

Screenshots

CUBC mBanking4 screens
Spentify4 screens

Verdict

The call

The clearest difference is review sentiment: Spentify at 100% against CUBC mBanking's 0%. Spentify also leads on rating (4.7 vs 3.6) and ratings volume (87 vs 7). CUBC mBanking's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spentify sells 3 in-app purchases, starting at $0.99 per month. CUBC mBanking asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spentify holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: Spentify has 87 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 0% of CUBC mBanking's written reviews are positive against 100% of Spentify's.

UpkeepUpdate frequency

CUBC mBanking ships an update fortnightly, Spentify every 11 days. The most recent releases landed on October 8, 2026 and October 9, 2026 respectively.

Scorecard6 real differences · 4 level
CUBC mBanking versus Spentify: the parameters behind the verdict, then further details
ParameterCUBC mBankingSpentify
PriceFreeFree
Rating3.6 (7 ratings)4.7 (87 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings787 — better
Update frequencyFortnightlyEvery 11 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size169 MB106 MB
Age rating4+4+
DeveloperCATHAY UNITED BANK (CAMBODIA) PLCChoun Rothana

Customer experience

CUBC mBanking

All ratings7 ratings
Positive57.1%
Neutral14.3%
Negative28.6%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Spentify

All ratings87 ratings
Positive92.0%
Neutral6.9%
Negative1.1%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

CUBC mBanking

No in-app purchases

3 purchases

Spentify

Subscriptions2
  • Spentify Pro – Monthly$0.991 Month
  • Spentify Pro – Yearly$9.991 Year
One-time1
  • Spentify - Lifetime$24.99

Questions

Is CUBC mBanking free?
CUBC mBanking is free to download, with no in-app purchases.
Is Spentify free?
Spentify is free to download, with in-app purchases available.
Which has better reviews, CUBC mBanking or Spentify?
Spentify is rated higher. CUBC mBanking averages 3.6 out of 5 from 7 ratings, while Spentify averages 4.7 from 87 ratings.
Do CUBC mBanking or Spentify have ads?
Spentify shows ads; CUBC mBanking does not.
Which is updated more often, CUBC mBanking or Spentify?
CUBC mBanking ships an update fortnightly, and Spentify every 11 days. Most recently, CUBC mBanking was updated on October 8, 2026 and Spentify on October 9, 2026.

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