Comparison

Spentify vs KOTRA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spentify

Effortlessly track your expenses and income to understand your spending habits. Organize your finances with categorized transactions, set budgets, and monitor your savings goals. Gain insights into your financial health with clear reports and manage multiple accounts easily.

Highlights
  • Track expenses and income
  • Categorize transactions
  • Set budgets
  • Manage multiple wallets
  • Track savings goals
  • View financial reports
Features
Read full description

Take control of your personal finances with Spentify (formerly Jamnay)—the simple, clean daily expense tracker and budget planner designed to help you monitor spending, track income, and save money effortlessly. Whether you want to manage household expenses, build a daily budget, or keep track of multiple wallets, Spentify makes managing money simple and stress-free. KEY FEATURES TO HELP YOU SAVE MORE: 1. Fast Transaction Tracking • Record daily spending and income in just seconds. • Keep track of your monthly balance and see where your money goes. 2. Custom Category Budgets • Set monthly budget limits for groceries, dining out, bills, and more. • Get clear progress indicators so you stick to your financial goals. 3. Visual Reports & Analytics • View clear, beautiful charts and statistics summarizing your cash flow. • Identify spending habits and spot instant opportunities to save. 4. Multi-Wallet Tracking • Keep cash and personal funds in separate wallets. • See all your total balances in one place. 5. Targeted Savings Goals • Set up dedicated savings goals for vacations, emergency funds, or big purchases. • Track your progress step-by-step as you build your savings. Privacy Policy: https://spentify.app/privacy-policy Terms of Use: https://www.spentify.app/terms Need help or have suggestions? • Facebook: fb.com/spentify • Contact: hello@spentify.app • Support: support@spentify.app | spentify.app@gmail.com

About

KOTRA

This bookkeeping app is designed for Cambodian micro-entrepreneurs, offering an easy way to record sales and expenses on the go. It works offline and provides reporting and reconciliation features to help you understand and grow your business finances.

Highlights
  • Record income and expenses
  • Track profit automatically
  • Daily money reconciliation
  • Export reports and transactions
  • Offline and online functionality
  • Pin security feature
Features
Read full description

KOTRA Riel is the first bookkeeping app designed specifically for Cambodian micro entrepreneurs and is available to use in both Khmer and English. It's simple design makes it easy to record sales and expenses on the go while you are working in your business. The app works both on and offline so no need to worry if you run out of data or don’t have an internet connection. The daily reconciliation feature gives you confidence that your records are correct, this is a very important feature if you want to apply for a business loan. KOTRA Riel reporting functionality helps you easily track and monitor your business profit and understand where you are spending your money. You can easily export your reports and business transactions if you wish to apply for a loan. The optional pin security feature allows you to set a pin code to stop people accessing your business reports. KOTRA Riel can help you to understand your business finances, take control and grow your business. No Prior accounting knowledge needed, maintain accurate accounts with ease. KOTRA Riel is free to use, up to 100 transactions per month, download it today! App Features • Easily record income & expense • Track profit with automatic calculation of profit/loss • Daily reconciliation of money • Easy to edit transactions • View report summary of each month • Export your reports & transactions • Manage supplier & customers • Forecast inventory needs • No Internet connection require: Works offline & online • Pin security feature The app is based on basic accounting principle to ensure balance books and accurate reports. Just enter all your sales and expenses and let KOTRA Riel generate the report for you.

Screenshots

Spentify4 screens
KOTRA3 screens

Verdict

The call

The clearest difference is rating: KOTRA at 5.0 against Spentify's 4.7. Spentify's advantage is ratings volume (87 vs 3) and monetization model (ad-supported vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spentify sells 3 in-app purchases, starting at $0.99 per month and KOTRA sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

KOTRA holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Spentify has 87 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Spentify ships an update every 11 days, KOTRA fortnightly. Both last shipped on October 9, 2026.

Scorecard3 real differences · 7 level
Spentify versus KOTRA: the parameters behind the verdict, then further details
ParameterSpentifyKOTRA
PriceFreeFree
Rating4.7 (87 ratings)5.0 (3 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings87 — better3
Update frequencyEvery 11 days — betterFortnightly
AdsYesYes
In-app purchasesYesYes
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size106 MB48 MB
Age rating4+4+
DeveloperChoun RothanaSHE Investments

Customer experience

Spentify

All ratings87 ratings
Positive92.0%
Neutral6.9%
Negative1.1%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

KOTRA

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Spentify

Subscriptions2
  • Spentify Pro – Monthly$0.991 Month
  • Spentify Pro – Yearly$9.991 Year
One-time1
  • Spentify - Lifetime$24.99
4 purchases

KOTRA

One-time4
  • 1 Month Subscription$2.99
  • 3 Months Subscription$7.99
  • 6 Months Subscription$14.99
Show 1 more
  • 12 Months Subscription$26.99

Questions

Is Spentify free?
Spentify is free to download, with in-app purchases available.
Is KOTRA free?
KOTRA is free to download, with in-app purchases available.
Which has better reviews, Spentify or KOTRA?
KOTRA is rated higher. Spentify averages 4.7 out of 5 from 87 ratings, while KOTRA averages 5.0 from 3 ratings.
Do Spentify or KOTRA have ads?
Both Spentify and KOTRA show ads.
Which is updated more often, Spentify or KOTRA?
Spentify ships an update every 11 days, and KOTRA fortnightly. Most recently, Spentify was updated on October 9, 2026 and KOTRA on October 9, 2026.

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