Comparison

Spentify vs Wing Merchant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spentify

Effortlessly track your expenses and income to understand your spending habits. Organize your finances with categorized transactions, set budgets, and monitor your savings goals. Gain insights into your financial health with clear reports and manage multiple accounts easily.

Highlights
  • Track expenses and income
  • Categorize transactions
  • Set budgets
  • Manage multiple wallets
  • Track savings goals
  • View financial reports
Features
Read full description

Take control of your personal finances with Spentify (formerly Jamnay)—the simple, clean daily expense tracker and budget planner designed to help you monitor spending, track income, and save money effortlessly. Whether you want to manage household expenses, build a daily budget, or keep track of multiple wallets, Spentify makes managing money simple and stress-free. KEY FEATURES TO HELP YOU SAVE MORE: 1. Fast Transaction Tracking • Record daily spending and income in just seconds. • Keep track of your monthly balance and see where your money goes. 2. Custom Category Budgets • Set monthly budget limits for groceries, dining out, bills, and more. • Get clear progress indicators so you stick to your financial goals. 3. Visual Reports & Analytics • View clear, beautiful charts and statistics summarizing your cash flow. • Identify spending habits and spot instant opportunities to save. 4. Multi-Wallet Tracking • Keep cash and personal funds in separate wallets. • See all your total balances in one place. 5. Targeted Savings Goals • Set up dedicated savings goals for vacations, emergency funds, or big purchases. • Track your progress step-by-step as you build your savings. Privacy Policy: https://spentify.app/privacy-policy Terms of Use: https://www.spentify.app/terms Need help or have suggestions? • Facebook: fb.com/spentify • Contact: hello@spentify.app • Support: support@spentify.app | spentify.app@gmail.com

About

Wing Merchant

This app empowers small and medium businesses to manage payments and finances directly from their smartphones. It allows for easy QR code generation for various payment services, cash-in options, and digital loan applications. Merchants can also access business reports and integrate with other business platforms.

Highlights
  • Generate KHQR and other payment service QR codes
  • Accept payments via QR scanning
  • Offer cash-in services
  • Apply for digital loans
  • Access business account balance
  • View transaction reports
  • Manage business outlets and cashiers
Features
Read full description

Welcome to WingPay Merchant, the exclusive application designed for small and medium-sized business owners looking for a convenient and efficient way to receive and manage their business payments directly through their smartphones. With WingPay Merchant, merchants can effortlessly generate KHQR codes to accept payments and seamlessly manage their transactions. This feature-rich app also offers additional services, such as cash-in capabilities, to enhance the overall payment experience. This App provides the following features: • My Account: Gain quick access to your Wing Bank business account balance. • Create QR: Generate QR codes for customers to scan from a variety of popular payment services, including WingPay, KHQR, Alipay, WeChat, Masterpass, and other global partners. • Scan for Cash In: Conveniently provide cash-in services to your customers. • Scan for Receive Payment: Instantly scan customer QR codes to effortlessly receive payments. • Digital Loan: Apply for a digital loan directly through Wing Bank, ensuring quick access to financial assistance. • Connected Services: Seamlessly integrate your business within the Wing Business ecosystem, connecting to platforms such as WingMall, WingMarket, WingAgri, and other Wing Business platforms. • Notification Storage: Stay informed with important merchant information and transaction notifications, all in one place. • Reports: Monitor and analyze your business performance through comprehensive transaction and overall performance reports. • Business Management: Effortlessly create and manage your business outlets and cashiers, streamlining your operations. • Help and Feedback: Receive dedicated support and provide valuable feedback to the WingPay team, ensuring a tailored and improved user experience. Download WingPay Merchant now and discover the seamless and efficient way to manage your Wing Merchant activities, empowering your business to thrive in the digital era.

Screenshots

Spentify4 screens
Wing Merchant4 screens

Verdict

The call

The clearest difference is rating: Spentify at 4.7 against Wing Merchant's 3.7. Spentify also leads on ratings volume (87 vs 3) and update cadence (every 11 days vs monthly). Wing Merchant's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spentify sells 3 in-app purchases, starting at $0.99 per month. Wing Merchant asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spentify holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Spentify has 87 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

Spentify ships an update every 11 days, Wing Merchant monthly. The most recent releases landed on September 7, 2026 and July 20, 2026 respectively.

Scorecard7 real differences · 3 level
Spentify versus Wing Merchant: the parameters behind the verdict, then further details
ParameterSpentifyWing Merchant
PriceFreeFree
Rating4.7 (87 ratings) — better3.7 (3 ratings)
Positive reviews100.0% of reviews—
Number of ratings87 — better3
Update frequencyEvery 11 days — betterMonthly
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size106 MB157 MB
Age rating4+4+
DeveloperChoun RothanaWING (CAMBODIA) LIMITED SPECIALISED BANK

Customer experience

Spentify

All ratings87 ratings
Positive92.0%
Neutral6.9%
Negative1.1%
Written reviews6 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Wing Merchant

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

3 purchases

Spentify

Subscriptions2
  • Spentify Pro – Monthly$0.991 Month
  • Spentify Pro – Yearly$9.991 Year
One-time1
  • Spentify - Lifetime$24.99
None

Wing Merchant

No in-app purchases

Questions

Is Spentify free?
Spentify is free to download, with in-app purchases available.
Is Wing Merchant free?
Wing Merchant is free to download, with no in-app purchases.
Which has better reviews, Spentify or Wing Merchant?
Spentify is rated higher. Spentify averages 4.7 out of 5 from 87 ratings, while Wing Merchant averages 3.7 from 3 ratings.
Do Spentify or Wing Merchant have ads?
Spentify shows ads; Wing Merchant does not.
Which is updated more often, Spentify or Wing Merchant?
Spentify ships an update every 11 days, and Wing Merchant monthly. Most recently, Spentify was updated on September 7, 2026 and Wing Merchant on July 20, 2026.

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