Airvend vs PennyTree
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Airvend
This app provides a secure and fast way to manage various financial transactions. It allows for quick mobile recharges, data purchases, bill payments for utilities and subscriptions, and money transfers. Users can save transaction details for easy repeat payments and benefit from transaction notifications.
- Mobile recharge for major Nigerian operators
- Data purchase for Spectranet, Smile, and operators
- Pay TV and electricity bills
- Transfer money to any bank account
- Save transaction details
- Secured wallet system
- Transaction notifications
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Airvend is an online secured system that allows you to carry out your transactions within seconds. Airvend is built with modern technology to serve your better. - Do mobile recharge quick and at ease for all major operators in Nigeria including Airtel, 9mobile, MTN, GLO - Buy data for Spectranet, Smile, and all major operators in Nigeria including Airtel, Etisalat, MTN, GLO - Pay DSTV subscription, GOTV subscription, Startimes - Pay Electricity at ease - Transfer Money to any bank account - Save transaction details for a quick repeat experience - Enjoy lightweight of this application - Secured wallet system to allow quick recharge - Pay using a debit card, credit card. - Stay on track with free transactions notifications - View your older recharges and payment to recharge faster - Great customer support GET STARTED IN SECONDS - Provider your mobile number - Get verified automatically via OTP - Create a profile and set mobile pin - Login, transact and enjoy rewards.
PennyTree
This financial app offers a range of services including bank transfers, bill payments, and personal savings vaults with high annual returns. It also provides business banking solutions for merchants, enabling easy payment reception, invoice generation, and real-time bank statements. Additionally, users can invest in brands through a crowdfunding platform.
- Personal savings vaults with high APY
- Bank transfers and bill payments
- Business banking with payment reception
- Invoice and receipt generation
- Crowdfunding investment platform
- Real-time bank statements
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PennyTree is a neo-bank that provides financial services in the most convenient way. You now have access to individual services like bank transfers, bill payments, and personal vaults for savings, where you can earn up to 27% per annum. With the Merchant Services offering, you can open a business banking account with a click of a button, receive payments from clients and vendors, generate invoices and receipts, download a stamped bank statement in real time, and transfer up to NGN5 million daily. What more? We have introduced our Crowdfunding Platform, where you can invest in your favorite brands from as low as NGN5,000 and earn a competitive return on investment.
Screenshots
Verdict
The clearest difference is review sentiment: PennyTree at 71% against Airvend's 50%. PennyTree also leads on update cadence (every 10 days vs monthly) and rating (3.7 vs 3.5). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PennyTree holds the better App Store score, 3.7 against 3.5. Both are backed by a comparable volume of ratings — 6 and 9 respectively. Written reviews point the same way: 50% of Airvend's written reviews are positive against 71% of PennyTree's.
Airvend ships an update monthly, PennyTree every 10 days. The most recent releases landed on September 9, 2026 and August 12, 2026 respectively.
| Parameter | Airvend | PennyTree |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (6 ratings) | 3.7 (9 ratings) — better |
| Positive reviews | 50.0% of reviews | 71.4% of reviews — better |
| Number of ratings | 6 | 9 — better |
| Update frequency | Monthly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 14.0 — better |
| Further details — not scored | ||
| Size | 74 MB | 138 MB |
| Age rating | 4+ | 4+ |
| Developer | Callphone Limited | PennyTree Business Limited |
Customer experience
Airvend
PennyTree
In-app purchases
Airvend
No in-app purchases
PennyTree
No in-app purchases
