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PennyTree

PennyTree

by PennyTree Business Limited

9 ratings
5 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • January 3, 2022
  • July 21, 2026

Features

Developer

PennyTree Business Limited
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PennyTree screenshot #1 for iPhone
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About

This financial app offers a range of services including bank transfers, bill payments, and personal savings vaults with high annual returns. It also provides business banking solutions for merchants, enabling easy payment reception, invoice generation, and real-time bank statements. Additionally, users can invest in brands through a crowdfunding platform.

✓Personal savings vaults with high APY
✓Bank transfers and bill payments
✓Business banking with payment reception
✓Invoice and receipt generation
✓Crowdfunding investment platform
✓Real-time bank statements
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+1

What's New in PennyTree

3.0.0

July 21, 2026

- improved onboarding process - General performance improvements and bug fixes to improve overall app stability.

User reviews

Most RecentHighest RatedLowest Rated

P

False advertisement
U1sarzU1sarz

Review

The app is user friendly and fast.Makes transaction easy and secure.A great tools for everyday banking
oluwafisolamioluwafisolami

New user

Easy to open for a new user.looking forward to it other features
ComfituComfitu

Transaction

This people are thief runaway from them I withdraw from my wallet to my bank account up till know yet I have not received the value I keep calling them that I should contact my bank know they don’t pick my calls again fraudulent people
mhizta01mhizta01

Pennytree

The application is very good and user friendly, I really love it’s interface 😊🥰.
tworldwidetworldwide

FAQ

What is PennyTree?

PennyTree is a neo-bank that provides financial services such as bank transfers, bill payments, personal savings vaults, business banking, and a crowdfunding platform. It aims to offer these services in a convenient manner for its users.

How secure is PennyTree?

While the description does not detail specific security measures, financial apps typically employ industry-standard encryption and security protocols to protect user data and transactions. Users should always practice good security habits like using strong passwords.

What are the savings features in PennyTree?

PennyTree offers personal vaults for savings where users can potentially earn up to 27% per annum. This feature is designed to help users grow their savings with competitive returns.

Can I use PennyTree for my business?

Yes, PennyTree provides Merchant Services for businesses. This includes opening a business banking account, receiving payments, generating invoices and receipts, and downloading stamped bank statements in real-time.

What is the crowdfunding platform on PennyTree?

The Crowdfunding Platform allows users to invest in brands starting from NGN5,000 and earn a competitive return on investment. It provides an avenue for users to participate in business growth.

What devices does PennyTree support?

PennyTree is available on iPhone and iPod devices. The app was last updated on 2026-07-05 to version 2.9.9.

What is the user rating for PennyTree?

PennyTree has a user rating of 3.7 stars based on 9 ratings. This indicates a generally positive but mixed reception from its user base.

Does PennyTree have ads?

No, PennyTree does not contain advertisements. The app is free to download and use without any ad interruptions.