PennyTree vs KuleanPay

PennyTree is a neo-bank that provides financial services in the most convenient way. You now have access to individual services like bank transfers, bill payments, and personal vaults for savings, where you can earn up to 27% per annum. With the Merchant Services offering, you can open a business banking account with a click of a button, receive payments from clients and vendors, generate invoices and receipts, download a stamped bank statement in real time, and transfer up to NGN5 million daily. What more? We have introduced our Crowdfunding Platform, where you can invest in your favorite brands from as low as NGN5,000 and earn a competitive return on investment.

Kuleanpay offers a complete financial solution to address all your daily transactional needs. We take away the risks of fraudulent transactions by providing a simple and transparent payment solution to individuals, businesses, merchants, legal and professional service industries, marketplaces and e-commerce platforms. Buy & Sell with Escrow Get fortified when you create or join a transaction as a buyer or seller. Send and receive messages with our chat feature, and have the peace of mind you deserve. Bank with Kuleanpay Enjoy instant and seamless transactions when you send and receive money by using our digital banking feature. Merchant Payment Collection Get paid with your customized payment link as a merchant with multiple payment options, and have your payments reflect instantly on your dashboard. Disburse Money with Kuleanpay Manage disbursements to other Businesses and individuals with our Milestone Transaction Feature. We give you a 360 degree view of funds disbursed.