Comparison

Selfcare HSA vs Lively COBRA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Selfcare HSA

Manage your Health Savings Account (HSA) on the go. Check balances, review transactions, reimburse yourself, pay bills, and upload receipts. You can also add signers and beneficiaries, and report lost or stolen debit cards.

Highlights
  • Check HSA balance
  • Review transactions
  • Reimburse yourself
  • Pay bills
  • Upload receipts
  • Add signers and beneficiaries
  • Report lost/stolen debit card
Features
Read full description

It’s your journey. It’s your money. It’s your decision. ™ Make it yours by saving for today and tomorrow. Manage your HSA on the go: ● Check your balance ● Review transactions ● Reimburse yourself and pay bills. ● Upload receipts ● Add signers and beneficiaries ● Easily report a debit card lost or stolen. Anything you can do from selfcarehsa.com you can do from your mobile device. It’s that simple. SelfcareHSA is powered by Sunwest Bank PRIVACY: SelfcareHSA powered by Sunwest Bank is committed to safeguarding your information and records from unauthorized use and disclosure. You can access our full privacy policy at: https://selfcarehsa.com/privacy-policy DISCLOSURE: Some features are available for eligible clients and accounts only. iPhone® is a registered trademark of Apple, Inc. There is no charge from Sunwest Bank, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. Sunwest Bank, Member FDIC

About

Lively COBRA

Read full description

Stay up to date and worry free with the Lively COBRA & Direct Billing App! Manage your plans 24/7 through the intuitive design and navigation while on the go. Powerful features of this app include (if supported by your account): Plan Information ● Get visibility on payments made to your plan ● View notifications and receive messages from your administrator to stay up to date on your record ● Click to call or email Customer Service Making Payments ● Make one time payments when most convenient for you ● Schedule future and recurring payments to put you at ease ● Use your bank account or credit card Elections ● Pick and Choose the plan(s) that best suits you following a qualifying event ● Avoid the hassle of paper by utilizing the latest in secure mobile payment technology ● View what you elected to better understand your coverage level, and make changes if needed Powered by WEX®

Screenshots

Selfcare HSA4 screens
Lively COBRA3 screens

Verdict

The call

The clearest difference is update cadence: Selfcare HSA at monthly against Lively COBRA's every 7 months. Selfcare HSA also leads on iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Selfcare HSA ships an update monthly, Lively COBRA every 7 months. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

Scorecard2 real differences · 7 level
Selfcare HSA versus Lively COBRA: the parameters behind the verdict, then further details
ParameterSelfcare HSALively COBRA
PriceFreeFree
Rating4.2 (5 ratings) — better—
Number of ratings5 — better—
Update frequencyMonthly — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better17.0
Further details — not scored
Size75 MB8 MB
Age rating4+17+
DeveloperSunwest BankLively, Inc.

In-app purchases

None

Selfcare HSA

No in-app purchases

None

Lively COBRA

No in-app purchases

Questions

Is Selfcare HSA free?
Selfcare HSA is free to download, with no in-app purchases.
Is Lively COBRA free?
Lively COBRA is free to download, with no in-app purchases.
Do Selfcare HSA or Lively COBRA have ads?
Neither Selfcare HSA nor Lively COBRA shows ads.
Which is updated more often, Selfcare HSA or Lively COBRA?
Selfcare HSA ships an update monthly, and Lively COBRA every 7 months. Most recently, Selfcare HSA was updated on November 6, 2026 and Lively COBRA on November 8, 2026.

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