Comparison

IBBL iSmart vs Sonali e

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IBBL iSmart

This mobile banking application allows users to manage their accounts, transfer funds between IBBL accounts and other banks, pay utility bills, and recharge mobile and WiMAX services. It also facilitates cheque book requisitions and provides access to account statements and branch/ATM locations.

Highlights
  • Mobile airtime top-up
  • Fund transfers to IBBL and other banks
  • Utility bill payments
  • Cash withdrawal and remittance
  • Cheque book requisition
  • Account information and statements
  • ATM and branch locator
Features
Read full description

IBBL iSmart - the Mobile App for IBBL iBanking services which has the following features: iRecharge - Mobile airtime top up of any operators in Bangladesh. iTransfer - Transfer fund to IBBL accounts. – Send fund to any IBBL account. iTransfer(Other Bank) – Send fund to any other bank's account or card using EFT/NPSB channel. Issue Cheque Book Requisition – Issue a new cheque book to be printed for you. Utility Bill Payment – Pay bills of your utility services like electricity, gas, water. iCashRemit - You can withdraw cash from ATM, or you can send money to any person in Bangladesh who has a mobile number. Wimax Recharge - Refill WiMAX service accounts of Banglalion and Qubee. Account Information - Account detail of a particular account in iBanking Profile Account Statement - Statement of a particular account. You can download the statement in PDF Find IBBL Location service using Map – Find any IBBL ATM or Branch location. More services will be introduced in versions following. We want to come up with every service you are enjoying at IBBL iBanking in phases. With every new version, you must have a new feature. We want your valuable suggestions on the services you want to see next in IBBL iSmart - the mobile app of IBBL iBanking. We want good reviews and rating to inspire us. A big hand for being with us and inspire us to deliver new things.

About

Sonali e

This mobile wallet app facilitates daily financial transactions for users, including fund transfers, mobile recharges, and bill payments. It offers secure access with PIN and OTP verification, transaction history, and balance checking. The app supports both Bengali and English languages.

Highlights
  • Fund Transfer
  • Mobile Airtime Recharge
  • Bill Payments
  • Transaction History
  • Balance Checking
  • PIN and OTP Security
  • Dual Language Support (Bangla/English)
Read full description

Sonali e-Wallet Sonali e-Wallet is the mobile wallet apps of Sonali Bank Limited, the largest state owned commercial bank of Bangladesh. Sonali Bank Limited is working alongside with the government to implement the agenda of Digital Bangladesh by introducing various automation initiatives. These initiatives enable us to ensure operational excellence as well as meet customer expectations by providing better services. As part of our digital transformation program, we have recently developed a dynamic and secure wallet apps that cater your daily transaction needs like Fund Transfer, Mobile Airtime Recharge and Bill Payments etc. You will get notifications on your latest activity; see your transaction history, transaction summary etc. Sonali e-Wallet is bring very exciting and innovative services in the market to meet customer needs and demands. • Both Bangla and English Supported • Sonali e-Wallet is a secured app. The App requires your PIN number in two phases. First for login and second, for every transaction you need to provide PIN number. For transaction purpose you also need OTP along with the PIN number. • You can add your Wallet Account name and change your Profile picture. • Add Money from your Bank Account to Wallet Account and vice versa • Send Money to other Wallet or Account • Fund Transfer through BEFTN • Recharge mobile or pay postpaid mobile bills for the mobile network operators below: o Robi o Airtel o Teletalk o Grameenphone o Banglalink • Payment of utility bill through the wallet apps is also available. • Credit card Statement and bill payment for Sonali Bank Limited Credit Card user. • Checking your Wallet and Account balance is very easy through a single tap on the screen • Receive notifications for your latest transactions.

Screenshots

IBBL iSmart4 screens
Sonali e4 screens

Verdict

The call

The clearest difference is update cadence: Sonali e at every 3 weeks against IBBL iSmart's every 5 months. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.5 for IBBL iSmart against 3.4 for Sonali e. Both are backed by a comparable volume of ratings — 111 and 290 respectively. Written reviews are what separate them: 33% of IBBL iSmart's written reviews are positive against 28% of Sonali e's.

UpkeepUpdate frequency

IBBL iSmart ships an update every 5 months, Sonali e every 3 weeks. The most recent releases landed on October 23, 2026 and October 20, 2026 respectively.

Scorecard1 real difference · 9 level
IBBL iSmart versus Sonali e: the parameters behind the verdict, then further details
ParameterIBBL iSmartSonali e
PriceFreeFree
Rating3.5 (111 ratings) — better3.4 (290 ratings)
Positive reviews33.2% of reviews — better27.6% of reviews
Number of ratings111290 — better
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size46 MB69 MB
Age rating4+4+
DeveloperIslami Bank Bangladesh LtdSonali Bank Limited

Customer experience

IBBL iSmart

All ratings111 ratings
Positive60.4%
Neutral7.2%
Negative32.4%
Written reviews202 reviews
Positive33.2%
Neutral11.9%
Negative55.0%

Sonali e

All ratings285 ratings
Positive56.8%
Neutral8.4%
Negative34.7%
Written reviews163 reviews
Positive27.6%
Neutral10.4%
Negative62.0%

User reviews

IBBL iSmart

From 111 App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Fast and responsive app
  • 🔒 Secure banking features

Room to improve

  • 🐛 Frequent app crashes
  • 🔍 Outdated UI design
  • ⚠️ Compatibility issues with newer iOS versions
  • 🕰️ Slow transaction processing

Sonali e

From 290 App Store ratings

What we love

  • 👍 User-friendly interface and navigation
  • 🏦 Comprehensive banking services for Sonali Bank customers
  • ✅ Reliable transaction processing
  • 🔒 Trustworthy government bank application
  • 📱 Good feature set compared to other government banks

Room to improve

  • 🐛 Frequent app crashes and crashes on startup
  • ❌ Server connectivity issues despite stable internet
  • 📱 iOS compatibility problems, especially with iOS 26
  • 🔐 Device binding restrictions limiting phone switching
  • ⏱️ Maintenance mode without schedule notification

Bugs and requests

IBBL iSmart

Reported bugs

4 issues
  • OTP not received after app update
  • Unable to add new beneficiaries
  • Fund transfer feature not working properly
  • App shuts down unexpectedly during transactions

Requested features

4 requests
  • Add NPSB and EFTN transfer options
  • Implement biometric login (Face ID, Touch ID)
  • Introduce mobile recharge and bill payment features
  • Provide account opening functionality within the app

Sonali e

Reported bugs

14 issues
  • App crashes immediately upon opening after recent updates
  • Cannot connect to server error despite working internet
  • Login failures and authentication issues
  • Incompatibility with iOS 26 and newer versions
  • App not opening on iPhone 13, 14, 15, 16 Pro models
Show 9 more
  • OTP not arriving during login attempts
  • App freezes and becomes unresponsive
  • Device jailbreak false detection
  • Date of birth field buggy during registration
  • Recharge button causes app crash
  • App crashes during transactions
  • Registration process hangs indefinitely
  • Slow performance and lag issues
  • Debit card cannot be added to e-wallet

Requested features

14 requests
  • Export transaction reports functionality
  • FDR and DPS closing options in app
  • iPad support with full functionality
  • NPSB inter-bank transfer support
  • Biometric login authentication
Show 9 more
  • OTP delivery via email option
  • Online account opening and DPS/FDR creation
  • Unified fund transfer feature
  • Phone number change option
  • PIN reset functionality
  • Beneficiary management system
  • Mini statements and account balance checking
  • Utility bill payment feature
  • Money transfer to other banks and mobile wallets

In-app purchases

None

IBBL iSmart

No in-app purchases

None

Sonali e

No in-app purchases

Questions

Is IBBL iSmart free?
IBBL iSmart is free to download, with no in-app purchases.
Is Sonali e free?
Sonali e is free to download, with no in-app purchases.
Which has better reviews, IBBL iSmart or Sonali e?
IBBL iSmart is rated higher. IBBL iSmart averages 3.5 out of 5 from 111 ratings, while Sonali e averages 3.4 from 290 ratings.
Do IBBL iSmart or Sonali e have ads?
Neither IBBL iSmart nor Sonali e shows ads.
Which is updated more often, IBBL iSmart or Sonali e?
IBBL iSmart ships an update every 5 months, and Sonali e every 3 weeks. Most recently, IBBL iSmart was updated on October 23, 2026 and Sonali e on October 20, 2026.

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