IBBL iSmart

IBBL iSmart

IBBL Mobile Banking Service

106 ratings
201 reviews
Free

Details

  • Released
  • Updated
  • December 18, 2018
  • April 8, 2026

Features

IBBL iSmart screenshot #1 for iPhone
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IBBL iSmart screenshot #7 for iPhone
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About

This mobile banking application allows users to manage their accounts, transfer funds between IBBL accounts and other banks, pay utility bills, and recharge mobile and WiMAX services. It also facilitates cheque book requisitions and provides access to account statements and branch/ATM locations.

Mobile airtime top-up
Fund transfers to IBBL and other banks
Utility bill payments
Cash withdrawal and remittance
Cheque book requisition
Account information and statements
ATM and branch locator
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What users say

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What's New in IBBL iSmart

4.6.8

April 8, 2026

New Features: - More Utility Bill Payment Service Added - Enhanced Security

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User reviews

Please attention this app because iam a foreigner need Face ID login maybe something change this app

Very old Please attention this app because iam a foreigner need Face ID login maybe something change this app please update good and make inside digital

Worst Banking App

I think this is the WORST banking app in the world! I tried to give it 0 star, but thats not possible, so giving 1 star.

The verification system is completely unreliable and poorly designed, leading to frequent errors and

I am from abroad and have been using fifteen different banks in Saudi Arabia. I opened all these accounts without visiting the branches, incurring no costs, and received the services completely free of charge, except for the credit card. The debit cards were also delivered to my home at no cost. However, I am confused as to why Islamic banks require extensive verification processes, such as self-verification, CBS bank account add form, debit card application forms, opening form, debit card issue from fixed branches which necessitate visiting the branch, green t pin verification. Despite this, they continue to harass customers and deduct fees at the end of each year. I assure you that in my experience abroad, all bank services are free, with no SMS service fees, no debit card re issue fee, no end of the year fee and only credit cards and loan services incur charges.

Please do something better for the customer. We always support Islami Bank……
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OTP not come

After update IBBL iSmart app no otp come from IBBL iSmart app.

Great

I have been using this app for a long time. I really like the current update. I hope to see something better in the next update. Thank you.

Developer apps

User experience

🐞

Reported Bugs

4 issues

OTP not received after app update

Bug

Unable to add new beneficiaries

Bug

Fund transfer feature not working properly

Bug

App shuts down unexpectedly during transactions

Bug

Requested Features

4 requests

Add NPSB and EFTN transfer options

Feature

Implement biometric login (Face ID, Touch ID)

Feature

Introduce mobile recharge and bill payment features

Feature

Provide account opening functionality within the app

Feature

FAQ

What can I do with the IBBL iSmart app?

The app allows you to perform various IBBL iBanking services on your mobile. This includes topping up mobile airtime, transferring funds to IBBL and other bank accounts, paying utility bills, requesting new cheque books, withdrawing cash, and sending remittances. You can also view account details and statements, and find nearby IBBL ATMs or branches.

How do I transfer funds to other banks using this app?

The app supports fund transfers to other banks' accounts or cards through the EFT/NPSB channel. You can initiate these transfers directly from the app after setting up the necessary details for the recipient's account.

Is there a cost to use the IBBL iSmart app?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees, in-app purchases, or advertisements within the application.

What are the main features for managing my accounts?

The app provides access to your account information, allowing you to view details of a particular account within your iBanking profile. You can also download account statements in PDF format for your records.

Can I pay my utility bills through this app?

Yes, the app enables you to pay bills for your utility services such as electricity, gas, and water. This feature offers a convenient way to manage your household expenses directly from your mobile device.