upay: Finance and Payments

upay: Finance and Payments

Payment, Utility, Recharge

200 ratings
76 reviews
Free

Details

Released
September 4, 2021
Updated
October 28, 2026

Features

upay: Finance and Payments screenshot #1 for iPhone
upay: Finance and Payments screenshot #2 for iPhone
upay: Finance and Payments screenshot #3 for iPhone
upay: Finance and Payments screenshot #4 for iPhone
upay: Finance and Payments screenshot #5 for iPhone
upay: Finance and Payments screenshot #6 for iPhone
upay: Finance and Payments screenshot #7 for iPhone
upay: Finance and Payments screenshot #8 for iPhone
upay: Finance and Payments screenshot #9 for iPhone
upay: Finance and Payments screenshot #10 for iPhone
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About

This digital financial solution simplifies payments, utility bill settlements, and mobile recharges. It offers secure and convenient ways to send and receive money, pay at stores, and manage your finances with ease.

✓Send and receive money
✓Add money from banks/cards
✓Cash out at agents/ATMs
✓Pay utility bills
✓Mobile recharge
✓Instant store payments
✓Online payments
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What users say about upay

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+1

What's New in upay

1.21.7

October 28, 2026

•⁠ ⁠Enhanced User Experience •⁠ ⁠Enjoy a more seamless and intuitive app experience. •⁠ ⁠Improved Performance •⁠ ⁠Faster response and smoother navigation across the app

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User reviews

Diversified Platform

Fast, secured & reliable

INVALID REQUEST DATA

Extremely disappointing customer service and a frustrating experience.

I have been trying to apply for a Upay Card, but every time I complete the application correctly, I receive an “Invalid Request Data” error. I have already contacted customer service, reported the issue, updated the app, and followed all the instructions I was given. I was even asked to provide my personal information and my nominee’s information, which I provided as requested.

Despite doing everything asked of me, the problem remains completely unresolved. I have contacted support multiple times and still have not received a proper explanation or solution.

If customers are expected to provide their information and follow the required process, the least they should receive is an actual resolution when the system prevents them from completing an application.

Very disappointed with the support and overall experience. Please fix this issue and properly address customer complaints instead of repeatedly asking customers to try the same steps.
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Too much bugs!

Dear Developers! Facing too much major issues with your app. There are several crashes. And today whenever trying to open the app it says something is wrong! My Device is iPhone 15 and iOS V26.6.1
Thank You!

Unable to Request for Card

While requesting for prepaid card it shows something went wrong.

Cannot add money from card

Cannot add money from card. It’s covered with another window that doesn’t go away. It’s stuck and has nothing on it. Cannot select anything. Please fix it.

User experience

🐞

Reported Bugs

25 issues

App stuck on main page

Bug

Cannot fill up a simple form

Bug

NID already used error

Bug

App freezes and loads repeatedly

Bug

Prepaid Card button not working

Bug

App forces updates at transaction attempt

Bug

App does not open

Bug

Money transferred to prepaid card not added

Bug

Donate option missing on Apple

Bug

Cannot log in, stuck on iPhone confirmation page

Bug

Cannot remove linked bank account

Bug

Notification banners pop up with no content

Bug

Transactions get declined without bank issues

Bug

Expiry date issue

Bug

Photo not captured easily with blink eye during account opening

Bug

Cannot make transactions, recharge, or cash out after opening account

Bug

Server error during registration

Bug

Unable to login after giving PIN on iPhone

Bug

OTP not received

Bug

Information not valid during registration

Bug

App crashes during photo capture at registration

Bug

Registration not working

Bug

Slow app response time

Bug

Server error

Bug

Mobile recharge offers not showing on iOS

Bug
✨

Requested Features

7 requests

Need more updates

Feature

Apple Pay support

Feature

Add to Apple Wallet feature

Feature

Finger or Face lock

Feature

International service like Nagad

Feature

Manual capture option for photos

Feature

Add mobile recharge offers, voice, data & sms plan

Feature

FAQ

How do I register for upay?

You can easily register for a new upay account within minutes using your National ID card directly through the upay app. The process is designed to be quick and straightforward.

Can I add money to my upay account from my bank or card?

Yes, you can instantly add money to your upay account using any major bank's debit or credit card. The process is designed to be quick and seamless.

What types of utility bills can I pay with upay?

upay allows you to pay a wide range of utility bills, including electricity, water, gas, telephone, and internet bills from various providers. You can also pay credit card bills.

Is my money safe with upay?

upay prioritizes security, utilizing blockchain-based technology to ensure all transactions are highly secured. For added control, you can only access your account from your registered device.

Does upay have ads?

No, the upay app does not contain advertisements. It is designed to provide a clean and uninterrupted user experience for financial transactions.

What is the update frequency for upay?

The app was last updated on October 28, 2026, indicating regular updates to improve functionality and security. Users can expect ongoing improvements and new features.

What devices is upay available on?

upay is currently supported on iPhone and iPod devices. Users on these platforms can access the app's digital financial solutions.

What do users like and dislike about upay?

User reviews highlight a great UI and user-friendly experience, with many appreciating its functionality even without data. However, some users have reported issues with money held during bank transfers, slow performance, and poor customer service.