Best Uupay Apps

114+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated May 2026

Looking for free uupay apps? 20 of our 114+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Uupay

upay: Finance and Payments#1

upay: Finance and Payments by UCB Fintech Company Limited

Payment, Utility, Recharge
Editor's Choice
πŸ’° Finance
3.5😞(183 ratings)
Free
upay: Finance and Payments screenshot 1
upay: Finance and Payments screenshot 2
upay: Finance and Payments screenshot 3
upay: Finance and Payments screenshot 4
upay: Finance and Payments screenshot 5
upay: Finance and Payments screenshot 6

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

What We Love

  • πŸ‘ Great UI and user-friendly
  • πŸš€ Works even without data
  • πŸ‘ Good service
  • πŸ‘ Best mobile banking app

Room to Improve

  • 😞 Money held during bank transfer
  • 😞 Poor service quality
  • 😞 Too slow
UPay Wallet#2

UPay Wallet by UPay Technology LTD.

Strong Contender
πŸ’° Finance
2.4(5 ratings)
Free
UPay Wallet screenshot 1
UPay Wallet screenshot 2
UPay Wallet screenshot 3
UPay Wallet screenshot 4
UPay Wallet screenshot 5

This comprehensive digital finance platform merges cryptocurrency with traditional banking services. It offers a secure, intuitive Web3 wallet, multi-currency crypto cards, and global currency exchange. The app also provides flexible crypto finance solutions for financial growth and borderless remittance services.

Upay.net#3

Upay.net by Uzrek Payment Systems Inc

Mobile Top Up
Worth Considering
πŸ’° Finance
4.9😊(5K ratings)
FreeAds
Upay.net screenshot 1
Upay.net screenshot 2
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Upay.net screenshot 4
Upay.net screenshot 5
Upay.net screenshot 6

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

What We Love

  • πŸ‘ Great service
  • πŸš€ Fast and efficient
  • πŸ’‘ Convenient and easy to use
  • πŸ”’ Secure transactions

Room to Improve

  • πŸ’° High service fees
  • πŸ› Occasional technical issues
  • 🚫 Concerns about potential scams

More Uupay apps to explore

4
urpay
urpay
urpay
by GLOBAL FINANCIAL DIGITAL SOLUTIONS COMPANY
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
πŸ’° Finance
(11K)
free with in-app purchases
5
Upay - Payments & Loyalty
Upay - Payments & Loyalty
Upay - Payments & Loyalty
by Uniware Systems Ltd
Free

This digital wallet allows you to make payments, earn rewards, and manage loyalty programs from your mobile device. It integrates with various businesses, offering features like online ordering and event access. Available globally, it's free to use.

Digital walletPayments and rewardsStamp cards and loyalty programs
πŸ’° Finance
(3)
free
6
UPay - Sri Lanka's Payment App
UPay - Sri Lanka's Payment App
UPay - Sri Lanka's Payment App
by sanasa development bank limited
Free

This app simplifies retail payments and daily financial tasks across Sri Lanka. It allows users to pay bills, manage bank accounts, and perform fund transfers securely with just a few taps.

Quick LoginBill Payments to 40+ providersSavings account management
πŸ’° Finance
(7)
free
7
U-Pay
U-Pay
U-Pay
by U-Pay Digital Plc.
Free

This app offers a secure and convenient way to make payments, manage your wallet, and pay bills online. It also features a rewards program for cashback and allows users to send red packets to friends.

Scan to pay quicklyManage your walletOnline bill payment
πŸ’° Finance
(7)
free
8
U!Pay
U!Pay
U!Pay
by Ucom LLC
Free

This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.

Instant paymentsMoney transfersMoney withdrawal
πŸ’° Finance
(23)
free
9
UPayments
UPayments
UPayments
by UPAYMENTS COMPANY W.L.L.
Free

This app offers a comprehensive fintech solution for merchants, enabling them to manage finances, create custom online stores, track sales, and process payments. It also includes features for managing bookings, deliveries, and multiple store branches.

Invoice creationReal-time balance and revenue trackingCustomizable online store creation
πŸ’° Finance
(434)
free
10
UPay Albania
UPay Albania
UPay Albania
Union Financiar Tirane
Free

This app provides a universal payment platform for financial transactions. It allows users to manage their finances and make payments conveniently. The platform is designed for ease of use and accessibility.

Universal payment platformFinancial transaction managementConvenient payment processing
πŸ’° Finance
(9)
free
11
UPay (MPMKVVCL)
UPay (MPMKVVCL)
UPay (MPMKVVCL)
by MADHYA PRADESH MADHYA KSHETRA VIDYUT VITARAN COMPANY LTD
Free

Manage and pay electricity bills for multiple connections. Users can also track new service connections and lock complaints related to billing and service. This app simplifies utility management for consumers.

View and pay electricity billsManage multiple connectionsTrack new service connections
πŸ’Ό Business
(0)
free
12
UPay - ΠŸΠ»Π°Ρ‚Π΅ΠΆΠΈ ΠΈ ΠΏΠ΅Ρ€Π΅Π²ΠΎΠ΄Ρ‹
UPay - ΠŸΠ»Π°Ρ‚Π΅ΠΆΠΈ ΠΈ ΠΏΠ΅Ρ€Π΅Π²ΠΎΠ΄Ρ‹
UPay - ΠŸΠ»Π°Ρ‚Π΅ΠΆΠΈ ΠΈ ΠΏΠ΅Ρ€Π΅Π²ΠΎΠ΄Ρ‹
by Maroqand, MChJ
Free

Make payments and receive cashback in UCoins, which can be used for services. Supports offline payments, utility bills, electronic wallets, and various bank cards. Transfer money online and pay for state services.

Cashback on payments (UCoins)Offline payment capabilityUtility bill payments with receipts
πŸ’° Finance
(78)
free
13
UP Business
UP Business
UP Business
by UPay Technology LTD.
Free

Manage digital assets with a Web3 crypto wallet offering payment cards, loans, savings plans, and remittance services. Securely store and spend Bitcoin, Ethereum, and more, with global transaction capabilities.

Web3 crypto walletVirtual and physical payment cardsCrypto loans with collateral
πŸ’° Finance
(9)
free
14
Upay Χ‘ΧœΧ™Χ§Χͺ אשראי Χ•Χ Χ›Χ™Χ•ΧŸ ΧœΧ’Χ‘Χ§Χ™Χ
Upay Χ‘ΧœΧ™Χ§Χͺ אשראי Χ•Χ Χ›Χ™Χ•ΧŸ ΧœΧ’Χ‘Χ§Χ™Χ
Upay Χ‘ΧœΧ™Χ§Χͺ אשראי Χ•Χ Χ›Χ™Χ•ΧŸ ΧœΧ’Χ‘Χ§Χ™Χ
Χ™Χ•Χ€Χ™Χ™ Χ‘ΧœΧ™Χ§Χ” Χ•Χ§Χ‘ΧœΧͺ ΧͺΧ©ΧœΧ•Χ ΧžΧ™Χ™Χ“Χ™
Free
πŸ’° Finance
(0)
15
UPpay
UPpay
UPpay
by UP MACHINE COMERCIO DE ELETRONICOS
Free

Make payments effortlessly with a single tap of your phone. Eliminate the need for physical cards or cash when using payment machines.

Contactless paymentsTap to payNo physical card needed
πŸ’° Finance
(17)
free
16
UULA - ΨΉΩ„Ψ§
UULA - ΨΉΩ„Ψ§
UULA - ΨΉΩ„Ψ§
Ψ§Ψ―Ψ±Ψ³ Ψ¨Ψ°ΩƒΨ§Ψ‘
Free

This platform offers a smart approach to studying and excelling academically. It provides concise, focused educational content from elite teachers, integrated with advanced technology. The app features comprehensive recorded lessons, intelligent tests to identify weaknesses, and study notes to enhance understanding.

Concise recorded lessonsIntelligent diagnostic testsPersonalized content suggestions
πŸ“š Education
(6.5K)
free with in-app purchases
17
UPay - ParkovacΓ­ lΓ­stok
UPay - ParkovacΓ­ lΓ­stok
UPay - ParkovacΓ­ lΓ­stok
by MobileTech, s.r.o.
Free

This app simplifies purchasing SMS parking tickets. Select your city, zone type, and vehicle registration number, and the app generates and prepares the correct SMS for sending. It uses your phone's location to help identify parking zones.

Purchase SMS parking ticketsSelect city and zone typeEnter vehicle registration number
✈️ Travel
(0)
free
18
UePay
UePay
UePay
by UEPAY MACAO LIMITED
Free
🌟 Lifestyle
(1)
19
FLASH Digital Banking
FLASH Digital Banking
FLASH Digital Banking
Banking in a Flash
Free

Manage your finances conveniently and securely with a digital bank account. Perform online banking, set budgets, automate savings, and invest to build wealth from your mobile device.

Mobile bank account signupOnline banking functionsBudget setting and management
πŸ’° Finance
(19)
free
20
Alif: pay, transfer, shop
Alif: pay, transfer, shop
Alif: pay, transfer, shop
Instant Transfers & Payments
Free

Manage all your cards, make instant payments for services, and transfer money domestically and internationally. Enjoy cashback, installment options, and secure transactions with online identification and multilingual support.

Instant payments for servicesDomestic and international money transfersLink multiple bank cards
πŸ’° Finance
(2.6K)
free

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