Best Uupay Apps

122+ iOS apps curated and reviewed

3.8 avg rating
20 free apps
Updated August 2026

Looking for free uupay apps? 20 of our 122+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Uupay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1upay: Finance and Paymentsupay: Finance and PaymentsFree3.5★ (188)NoNoAug 2026
2Upay.netUpay.netFree4.9★ (5.1K)YesNoSep 2026
3UPay WalletUPay WalletFree2.8★ (6)NoNoSep 2026
4urpayurpayFree4.6★ (11K)NoNoSep 2026
5Upay - Payments & LoyaltyUpay - Payments & LoyaltyFree1.0★ (3)NoNoSep 2026
6UPay (MPMKVVCL)UPay (MPMKVVCL)FreeNoNoSep 2026
7UPay - Sri Lanka's Payment AppUPay - Sri Lanka's Payment AppFree3.0★ (7)NoNoJun 2026
8Upay סליקת אשראי ונכיון לעסקיםUpay סליקת אשראי ונכיון לעסקיםFreeNoNoJul 2026

Top Picks for Uupay

upay: Finance and Payments#1

upay: Finance and Payments by UCB Fintech Company Limited

Payment, Utility, Recharge
Editor's Choice
💰 Finance
3.5😞(188 ratings)
Free
upay: Finance and Payments screenshot 1
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upay: Finance and Payments screenshot 4
upay: Finance and Payments screenshot 5
upay: Finance and Payments screenshot 6

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

What We Love

  • 👍 Great UI and user-friendly
  • 🚀 Works even without data
  • 👍 Good service
  • 👍 Best mobile banking app
  • 👍 Very fast and user friendly
  • 👍 Good service

Room to Improve

  • 😞 Money held during bank transfer
  • 😞 Poor service quality
  • 😞 Too slow
  • 😞 App freezes frequently
  • 😞 Bugs in the app
  • 😞 Account creation issues with NID
  • 😞 Customer service is very bad
  • 😞 Forced updates during transactions
  • 😞 App does not open
  • 😞 Fund transfer issues
  • 😞 App not updated for Apple users
  • 😞 Faltu app (useless)
  • 😞 No option to delete account
  • 😞 Cannot log in
  • 😞 Transaction pending for days
  • 😞 Worst service
  • 😞 Notification banners pop up with no content
  • 😞 Finger or Face lock not available
  • 😞 Money stuck due to app/service
  • 😞 Money deducted but not added to account
  • 😞 Saudi Arabia not working
  • 😞 Registration failed (NID verification)
  • 😞 No cash-in agents available
  • 😞 Very low quality app, illiterate call center staff
  • 😞 Trash app
  • 😞 Cannot enter the app
  • 😞 No option to delete linked bank account
  • 😞 Login issues
  • 😞 Frequent problems, unable to add money
  • 😞 Expiry date issue
  • 😞 Account opening is lengthy, photo capture issues
  • 😞 Cannot make transactions after opening account
  • 😞 Server errors during registration
  • 😞 Postpaid Palli bidyuTH doesn’t support
  • 😞 iPhone app not working properly, unable to login
  • 😞 Worst app for iPhone users
  • 😞 OTP not received
  • 😞 Cannot register, information not valid
  • 😞 App crashes during registration photo capture
  • 😞 Registration not working
  • 😞 App not yet functional
  • 😞 Slow response time, slow app
  • 😞 Server error
  • 😞 Mobile recharge offers not showing on iOS
Upay.net#2

Upay.net by Uzrek Payment Systems Inc

Mobile Top Up
Strong Contender
💰 Finance
4.9😊(5.1K ratings)
FreeAds
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Upay.net screenshot 6

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

What We Love

  • 👍 Great service
  • 🚀 Fast and efficient
  • 💡 Convenient and easy to use
  • 🔒 Secure transactions
  • 👍 Excellent customer support

Room to Improve

  • 💰 High service fees
  • 🐛 Occasional technical issues
  • 🚫 Concerns about potential scams
UPay Wallet#3

UPay Wallet by UPay Technology LTD.

Worth Considering
💰 Finance
2.8(6 ratings)
Free
UPay Wallet screenshot 1
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This comprehensive digital finance platform merges cryptocurrency with traditional banking services. It offers a secure, intuitive Web3 wallet, multi-currency crypto cards, and global currency exchange. The app also provides flexible crypto finance solutions for financial growth and borderless remittance services.

More Uupay apps to explore

FAQ about Uupay

What are the best uupay apps for iPhone?
upay: Finance and Payments tops our uupay apps ranking as of August 2026, with a 3.5-star average from 188 App Store ratings, and it's free to download.
Yes — 20 of the top uupay apps we rank are free to download, including upay: Finance and Payments and Upay.net.
upay: Finance and Payments has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 122+ uupay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The upay app allows you to send money to others, add money from major banks and cards, cash out from agents and ATMs, pay utility bills for electricity, water, gas, and more, recharge your mobile phone, and make instant payments at both online and offline stores.
Yes, the app prioritizes security and uses blockchain-based technology to protect your transactions. It also ensures that you can only access your account from your registered device, providing an extra layer of security.

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