Best Uupay Apps

127+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated September 2026

Looking for free uupay apps? 20 of our 127+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Uupay Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1upay: Finance and Paymentsupay: Finance and PaymentsFree3.5★ (193)NoNoOct 2026
2Upay.netUpay.netFree4.9★ (5.1K)YesNoOct 2026
3Upay - Payments & LoyaltyUpay - Payments & LoyaltyFree1.0★ (3)NoNoSep 2026
4UPay WalletUPay WalletFree2.8★ (6)NoNoSep 2026
5urpayurpayFree4.6★ (12K)NoNoOct 2026
6UPay - Sri Lanka's Payment AppUPay - Sri Lanka's Payment AppFree3.0★ (7)NoNoJun 2026
7UPaymentsUPaymentsFree4.7★ (443)NoNoOct 2026
8UPay (MPMKVVCL)UPay (MPMKVVCL)Free—NoNoSep 2026

Top Picks for Uupay

upay: Finance and Payments#1

upay: Finance and Payments by UCB Fintech Company Limited

Payment, Utility, Recharge
Editor's Choice
💰 Finance
3.5😞(193 ratings)
Free
upay: Finance and Payments screenshot 1
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upay: Finance and Payments screenshot 3
upay: Finance and Payments screenshot 4
upay: Finance and Payments screenshot 5
upay: Finance and Payments screenshot 6

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

What We Love

  • 👍 Great UI and user-friendly
  • 🚀 Works even without data
  • 👍 Good service
  • 👍 Best mobile banking app
  • 👍 Very fast and user friendly
  • 👍 Good service

Room to Improve

  • 😞 Money held during bank transfer
  • 😞 Poor service quality
  • 😞 Too slow
  • 😞 App freezes frequently
  • 😞 Bugs in the app
  • 😞 Account creation issues with NID
  • 😞 Customer service is very bad
  • 😞 Forced updates during transactions
  • 😞 App does not open
  • 😞 Fund transfer issues
  • 😞 App not updated for Apple users
  • 😞 Faltu app (useless)
  • 😞 No option to delete account
  • 😞 Cannot log in
  • 😞 Transaction pending for days
  • 😞 Worst service
  • 😞 Notification banners pop up with no content
  • 😞 Finger or Face lock not available
  • 😞 Money stuck due to app/service
  • 😞 Money deducted but not added to account
  • 😞 Saudi Arabia not working
  • 😞 Registration failed (NID verification)
  • 😞 No cash-in agents available
  • 😞 Very low quality app, illiterate call center staff
  • 😞 Trash app
  • 😞 Cannot enter the app
  • 😞 No option to delete linked bank account
  • 😞 Login issues
  • 😞 Frequent problems, unable to add money
  • 😞 Expiry date issue
  • 😞 Account opening is lengthy, photo capture issues
  • 😞 Cannot make transactions after opening account
  • 😞 Server errors during registration
  • 😞 Postpaid Palli bidyuTH doesn’t support
  • 😞 iPhone app not working properly, unable to login
  • 😞 Worst app for iPhone users
  • 😞 OTP not received
  • 😞 Cannot register, information not valid
  • 😞 App crashes during registration photo capture
  • 😞 Registration not working
  • 😞 App not yet functional
  • 😞 Slow response time, slow app
  • 😞 Server error
  • 😞 Mobile recharge offers not showing on iOS
Upay.net#2

Upay.net by Uzrek Payment Systems Inc

Mobile Top Up
Strong Contender
💰 Finance
4.9😊(5.1K ratings)
FreeAds
Upay.net screenshot 1
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Upay.net screenshot 4
Upay.net screenshot 5
Upay.net screenshot 6

Easily top up mobile phones, internet, and utility services for family and friends abroad. This secure service supports various payment methods and offers a convenient way to manage transactions.

What We Love

  • 👍 Great service
  • 🚀 Fast and efficient
  • 💡 Convenient and easy to use
  • 🔒 Secure transactions
  • 👍 Excellent customer support

Room to Improve

  • 💰 High service fees
  • 🐛 Occasional technical issues
  • 🚫 Concerns about potential scams
1.0😞(3 ratings)
Free
Upay - Payments & Loyalty screenshot 1
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Upay - Payments & Loyalty screenshot 5
Upay - Payments & Loyalty screenshot 6

This digital wallet allows you to make payments, earn rewards, and manage loyalty programs from your mobile device. It integrates with various businesses, offering features like online ordering and event access. Available globally, it's free to use.

What We Love

  • 👍 User-friendly and easy to manage uni life
  • 🚀 Fast and efficient
  • 💡 New features are great
  • 👍 Useful for tracking spend and allergens
  • 💡 Fresh design

Room to Improve

  • 🐛 Login issues constantly
  • 🐛 FaceID/Fingerprint login not working
  • 🐛 App crashes and freezes
  • 🐛 No notifications for balance changes
  • 🐛 Poor and buggy interface
  • 🐛 Unable to log in after logout
  • 🐛 SSO expired errors
  • 🐛 App fails to launch
  • 🐛 Clumped on one side of the screen
  • 🐛 Cannot enter fields for registration
  • 🐛 Losing log-on details
  • 🐛 Manual login required frequently
  • 🐛 Cannot write in email to log in
  • 🐛 Incorrect credit amounts
  • 🐛 Unable to load card into wallet
  • 🐛 Card declines when topping up
  • 🐛 Cannot top up
  • 🐛 Email not verified error
  • 🐛 Password paste not working
  • 🐛 Hidden minigame to bring up keyboard
  • 🐛 Company possibly bust
  • 🐛 White screen after update
  • 🐛 Cannot register account
  • 🐛 QR code reads as 'no credit'
  • 🐛 Only top up one child
  • 🐛 Unsupported version error
  • 🐛 Loyalty points not usable
  • 🐛 Not clear or friendly for loyalty card
  • 🐛 Slow to load
  • 🐛 Buttons not working
  • 🐛 Keyboard not coming up
  • 🐛 SMS reset not arriving
  • 🐛 Basic things not working
  • 🐛 Website also broken
  • 🐛 App is a mess since update
  • 🐛 Clunky, no auto scan
  • 🐛 Struggles to select text boxes
  • 🐛 No auto fill options
  • 🐛 Lacks system integration
  • 🐛 Mobile website experience

More Uupay apps to explore

FAQ about Uupay

What are the best uupay apps for iPhone?
upay: Finance and Payments tops our uupay apps ranking as of September 2026, with a 3.5-star average from 193 App Store ratings, and it's free to download.
Yes — 20 of the top uupay apps we rank are free to download, including upay: Finance and Payments and Upay.net.
upay: Finance and Payments has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 127+ uupay apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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