Best Upay Wallet Apps

250+ iOS apps curated and reviewed

3.6 avg rating
20 free apps
Updated August 2026

If you already know UPay Wallet, this is the deeper bench. 250+ upay wallet apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Upay Wallet Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1UPay WalletUPay WalletFree2.8★ (6)NoNoJul 2026
2upay: Finance and Paymentsupay: Finance and PaymentsFree3.5★ (186)NoNoAug 2026
3Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
4PhonePe: Secure Payments AppPhonePe: Secure Payments AppFree4.7★ (167K)NoNoAug 2026
5Tangem - Crypto walletTangem - Crypto walletFree4.9★ (24K)NoNoAug 2026
6urpayurpayFree4.6★ (11K)NoNoAug 2026
7U-PayU-PayFree4.4★ (7)NoNoAug 2026
8FastPay WalletFastPay WalletFree4.3★ (5.4K)NoNoAug 2026

Top Picks for Upay Wallet

UPay Wallet#1

UPay Wallet by UPay Technology LTD.

Editor's Choice
💰 Finance
2.8(6 ratings)
Free
UPay Wallet screenshot 1
UPay Wallet screenshot 2
UPay Wallet screenshot 3
UPay Wallet screenshot 4
UPay Wallet screenshot 5

This comprehensive digital finance platform merges cryptocurrency with traditional banking services. It offers a secure, intuitive Web3 wallet, multi-currency crypto cards, and global currency exchange. The app also provides flexible crypto finance solutions for financial growth and borderless remittance services.

upay: Finance and Payments#2

upay: Finance and Payments by UCB Fintech Company Limited

Payment, Utility, Recharge
Strong Contender
💰 Finance
3.5😞(186 ratings)
Free
upay: Finance and Payments screenshot 1
upay: Finance and Payments screenshot 2
upay: Finance and Payments screenshot 3
upay: Finance and Payments screenshot 4
upay: Finance and Payments screenshot 5
upay: Finance and Payments screenshot 6

This app offers a secure and innovative digital financial platform for various transactions. Easily send and receive money, pay utility bills, recharge mobile phones, and make payments at online and offline stores.

What We Love

  • 👍 Great UI and user-friendly
  • 🚀 Works even without data
  • 👍 Good service
  • 👍 Best mobile banking app

Room to Improve

  • 😞 Money held during bank transfer
  • 😞 Poor service quality
  • 😞 Too slow
Paytm: Secure UPI Payments#3

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Worth Considering
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally

More Upay Wallet apps to explore

4
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Bills, FASTag, Recharge
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(167K)
free with in-app purchases
5
Tangem - Crypto wallet
Tangem - Crypto wallet
Tangem - Crypto wallet
The safest crypto wallet
Free

This app provides a secure, non-custodial cryptocurrency wallet solution. It combines hardware security with a mobile interface to manage your digital assets, generate private keys on dedicated hardware, and interact with Web3 applications.

Non-custodial crypto walletHardware wallet with secure element chipPrivate keys generated on dedicated hardware
💰 Finance
(24K)
paid
6
urpay
urpay
urpay
by Neoleap
Free

A smart digital wallet for managing finances. Easily top up, send money globally, pay bills, and issue cards. Offers features like payment splitting, family wallets, and instant finance.

Digital walletGlobal money transferBill payments
💰 Finance
(11K)
free with in-app purchases
7
U-Pay
U-Pay
U-Pay
by U-Pay Digital Plc.
Free

This app offers a secure and convenient way to make payments, manage your wallet, and pay bills online. It also features a rewards program for cashback and allows users to send red packets to friends.

Scan to pay quicklyManage your walletOnline bill payment
💰 Finance
(7)
free
8
FastPay Wallet
FastPay Wallet
FastPay Wallet
Secured & Most Convenient
Free

Manage your finances with a secure and convenient mobile money app. Easily register, add funds, and perform transactions like mobile recharges, QR payments, and money transfers. Discover local offers and access transaction history.

Fast account registrationQR code paymentsSend money
💰 Finance
(5.4K)
free
9
Muun Wallet
Muun Wallet
Muun Wallet
Bitcoin and Lightning Wallet
Free

This app offers a secure and user-friendly way to send and receive Bitcoin and utilize the Lightning Network for fast, low-cost transactions. It provides full control over your funds with self-custodial technology and smart fee estimation.

Lightning fast paymentsSeamless lightning integrationSmartest bitcoin fees
💰 Finance
(331)
free
10
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Skrill - Pay & Transfer Money
Fast, secure online payments
Free

Easily send money globally, make secure online payments, and manage your finances. This app offers fast, cheap, and secure transactions, with options for a prepaid Visa card and multiple funding methods. Receive real-time notifications and enjoy customer support in your language.

Global money transfersSecure online paymentsSkrill VISA® Prepaid Card
💰 Finance
(24K)
free with in-app purchases
11
imToken: BTC & ETH Wallet
imToken: BTC & ETH Wallet
imToken: BTC & ETH Wallet
A Reliable Web3 Wallet
Free

A secure digital wallet for accessing over 50 blockchain networks, including Bitcoin and Ethereum. Manage numerous tokens and NFTs, explore Layer 2 solutions, and connect to decentralized applications with advanced security features.

Access 50+ blockchain networksManage 800,000+ tokens and NFTsExplore Layer 2 solutions
💰 Finance
(1.1K)
free
12
Upay - Payments & Loyalty
Upay - Payments & Loyalty
Upay - Payments & Loyalty
by Uniware Systems Ltd
Free

This digital wallet allows you to make payments, earn rewards, and manage loyalty programs from your mobile device. It integrates with various businesses, offering features like online ordering and event access. Available globally, it's free to use.

Digital walletPayments and rewardsStamp cards and loyalty programs
💰 Finance
(3)
free
13
U!Pay
U!Pay
U!Pay
by Ucom LLC
Free

This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.

Instant paymentsMoney transfersMoney withdrawal
💰 Finance
(22)
free
14
UPay - 非託管加密錢包
UPay - 非託管加密錢包
UPay - 非託管加密錢包
by CHINA DIGITAL CURRENCY TECHNOLOGY LIMITED
Free
🔧 Utilities
(0)
15
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
16
HashPort Wallet
HashPort Wallet
HashPort Wallet
by HashPort Inc.
Free

Manage and utilize your digital assets with this beginner-friendly Web3 wallet. Easily exchange reward points for digital assets, access decentralized exchanges, and manage NFTs. It supports numerous blockchains and over 500 tokens, with some gas fees covered.

Beginner-friendly Web3 walletManage digital assets and NFTsExchange reward points for digital assets
💰 Finance
(6)
free
17
QPAY wallet
QPAY wallet
QPAY wallet
by KKTT LLC
Free

This mobile wallet allows secure and easy payments online, in apps, and in stores. Digitize loyalty and rewards cards for convenient use. Connect any bank card for seamless transactions.

Secure online, in-app, and in-store paymentsDigitalize loyalty and rewards cardsConnect any bank payment card
💰 Finance
(1)
free
18
Smart App uPay
Smart App uPay
Smart App uPay
Smart App JoUPay Mobile app
Free
💼 Business
(0)
19
CC Wallet
CC Wallet
CC Wallet
Web3 wallet & Crypto
Free
💰 Finance
(0)
20
AoWallet & Arweave Wallet
AoWallet & Arweave Wallet
AoWallet & Arweave Wallet
Ao & Ar & Chivesweave Wallet
Free
🔧 Utilities
(0)

FAQ about Upay Wallet

What are the best upay wallet apps for iPhone?
UPay Wallet tops our upay wallet apps ranking as of August 2026, with a 2.8-star average from 6 App Store ratings, and it's free to download.
Yes — 20 of the top upay wallet apps we rank are free to download, including UPay Wallet and upay: Finance and Payments.
UPay Wallet has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ upay wallet apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
UPay Wallet supports major cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), USDT, and USDC. This allows users to manage a diverse portfolio within a single, secure platform.
Security is paramount with UPay Wallet, featuring military-grade encryption, two-factor authentication, and blockchain-powered safeguards to ensure complete asset protection. These measures are designed to meet institutional security standards.