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UCB One

UCB One

Digital Banking

372 ratings
174 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • November 23, 2018
  • September 24, 2026

Features

Developer

United Commercial Bank Limited
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About

Manage your finances on the go with comprehensive account access, fund transfers, and bill payments. Securely handle credit card transactions, request services, and manage your credentials for a seamless banking experience.

✓Account dashboard
✓Fund transfers (own, UCB, other banks)
✓Credit card management and payments
✓Bill payments and mobile recharge
✓Service requests
✓Activity log and credential settings
✓Card and cheque management
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What users say

Summarized from real user reviews of UCB One. Based on 372 reviews and a 3.6/5 average, it highlights the 3 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly
  • 🚀Good functionality
  • 🔒Secure banking

Negative things

  • 🐛Crashes and bugs
  • 🕰️Slow performance
  • 📱Poor UI/UX design
  • 🔑Lack of biometric login
  • 🔄Frequent login issues
See all reviews

What's New in UCB One

3.0.5

September 24, 2026

•⁠ ⁠Credit Card Fund Transfer: Transfer funds from your credit card to your own bank account. •⁠ ⁠GP Bundle Recharge: Purchase and recharge Grameenphone (GP) bundles directly from the app. •⁠ ⁠User Journey Enhancement: Improved user experience and streamlined key journeys. •⁠ ⁠Minor Bug Fixes: Resolved minor issues and improved overall app stability and performance.

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User reviews

Most RecentHighest RatedLowest Rated

failed download statement

I’ve been having a frustrating issue with the app. Every time I try to download a PDF, it fails or doesn’t work at all. This makes it difficult to use the app for important documents. Please fix the PDF download feature as soon as possible. I hope this issue is resolved in the next update
Priyo ahmedPriyo ahmed

Otp not come during transfer

Faltu apps. Otp ashena. baje
sakibhhhsakibhhh

Disgusting

I have never used this kind of useless app ever in my life. With so many bugs emergency transactions are now impossible. Trying buying app from third party instead of building by yourself.
Minhaj94Minhaj94

Add EMI Details

Please Add EMI details on your app, it’s very helpful for us
Engineer AmjadEngineer Amjad

Best Banking App

Amazing and great feature are available for ucb one app user! I love this feature
mostakim009mostakim009
See 169 more reviews

Developer apps

Unet Enterprise Banking
Unet Enterprise Banking

by United Commercial Bank Limited

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(58)

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UClick
UClick

Instant Account Onboarding

💰 Finance

(8)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Inability to add beneficiaries

Bug

Credit card payment feature not working

Bug

Dashboard and card details crashing

Bug

Frequent server connection issues

Bug
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Requested Features

5 requests

Add biometric login (Face ID, Touch ID)

Feature

Improve UI/UX design

Feature

Enhance transaction history and statements

Feature

Add support for international transactions

Feature

Implement DPS/FDR management features

Feature

FAQ

What can I do with this banking app?

This app allows you to access your CASA, Term Deposit, Loan, Credit Card, and Overdraft accounts. You can perform fund transfers to your own accounts, within UCB, and to other banks via EFTN, NPSB, and RTGS. It also facilitates credit card bill payments, mobile recharges, and various service requests.

Is this app free to use?

Yes, the application is available for free. There are no upfront costs to download or use the core features of the app.

What types of fund transfers are supported?

The app supports transfers to your own accounts, within UCB accounts, and to other banks using EFTN, NPSB, and RTGS. You can also schedule payments and view your fund transfer history.

How can I manage my credit card and cheques through the app?

You can view your UCB credit card details, pay your credit card bills, and review transaction history. The app also allows you to request cheque books, check cheque book status, and block cheque leaves if needed.

What security features are available?

The app offers credential settings for PIN, password, and biometric authentication, enhancing the security of your account access. It also includes an activity log to track your actions within the app.