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UCB One

UCB One

Digital Banking

374 ratings
174 reviews
💰 Finance
Free

Details

Released
November 23, 2018
Updated
October 28, 2026

Features

Developer

United Commercial Bank Limited
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UCB One screenshot #1 for iPhone
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UCB One screenshot #6 for iPhone
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About

This digital banking app allows users to open accounts, manage finances, and conduct transactions securely and conveniently. It offers features like fund transfers, bill payments, and cardless ATM withdrawals, all accessible from anywhere.

✓Open bank accounts digitally
✓Manage accounts, cards, and transactions
✓Transfer funds to UCB and other banks
✓Send money to MFS wallets
✓Pay bills and mobile top-ups
✓Cardless ATM withdrawals
✓Personal finance tools and calculators
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What users say about UCB One

Reviews of UCB One are mostly negative: the Finance app is rated 3.6/5 from 374 App Store ratings. What users like most: user-friendly, good functionality. Top complaints: crashes and bugs, slow performance. Summarized from real user reviews.

Positive things

  • 👍User-friendly
  • 🚀Good functionality
  • 🔒Secure banking

Negative things

  • 🐛Crashes and bugs
  • 🕰️Slow performance
  • 📱Poor UI/UX design
  • 🔑Lack of biometric login
  • 🔄Frequent login issues
See all reviews
+1

What's New in UCB One

3.0.6

October 28, 2026

Resolved minor issues and improved overall app stability and performance.

User reviews

Most RecentHighest RatedLowest Rated

failed download statement

I’ve been having a frustrating issue with the app. Every time I try to download a PDF, it fails or doesn’t work at all. This makes it difficult to use the app for important documents. Please fix the PDF download feature as soon as possible. I hope this issue is resolved in the next update
PAPriyo ahmed

Otp not come during transfer

Faltu apps. Otp ashena. baje
Ssakibhhh

Disgusting

I have never used this kind of useless app ever in my life. With so many bugs emergency transactions are now impossible. Trying buying app from third party instead of building by yourself.
MMinhaj94

Add EMI Details

Please Add EMI details on your app, it’s very helpful for us
EAEngineer Amjad

Best Banking App

Amazing and great feature are available for ucb one app user! I love this feature
Mmostakim009
See 169 more reviews

Developer apps

Unet Enterprise Banking
Unet Enterprise Banking

by United Commercial Bank Limited

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(63)

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UClick
UClick

Instant Account Onboarding

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(8)

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See developer apps

User experience

🐞

Reported Bugs

4 issues

Inability to add beneficiaries

Bug

Credit card payment feature not working

Bug

Dashboard and card details crashing

Bug

Frequent server connection issues

Bug
✨

Requested Features

5 requests

Add biometric login (Face ID, Touch ID)

Feature

Improve UI/UX design

Feature

Enhance transaction history and statements

Feature

Add support for international transactions

Feature

Implement DPS/FDR management features

Feature

FAQ

How secure is UCB One?

UCB One employs multi-layer authentication and OTP verification for secure transactions. It also provides real-time alerts and notifications to protect customer data and transactions.

Can I open an account with UCB One?

Yes, you can open a bank account directly through the UCB One app using your NID, without needing to visit a branch. This is subject to regulatory requirements and verification.

What types of fund transfers does UCB One support?

UCB One supports fund transfers to UCB and other banks via EFTN, NPSB, and RTGS. It also allows sending money to popular MFS wallets like bKash, Nagad, Rocket, and upay.

Does UCB One have ads?

No, UCB One does not contain advertisements. It is a free application focused on providing banking services.

What devices are compatible with UCB One?

UCB One is available for iPhone and iPad users. The app is designed for mobile devices within the Apple ecosystem.

How often is UCB One updated?

The latest version of UCB One is 3.0.6, last updated on October 28, 2026. While this indicates a recent update, users have reported issues with bugs and performance, suggesting potential areas for improvement in future updates.

What do users like and dislike about UCB One?

User reviews highlight the app's user-friendliness and good functionality for secure banking. However, common complaints include crashes, bugs, slow performance, poor UI/UX design, lack of biometric login, and frequent login issues, leading to an overall negative sentiment.

What is the age rating for UCB One?

UCB One has an age rating of 17+. This indicates that the content and features are considered appropriate for users aged 17 and above.