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UCB One

UCB One

by United Commercial Bank Limited

365 ratings
173 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • November 23, 2018
  • July 5, 2026

Features

Developer

United Commercial Bank Limited
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About

Manage your finances on the go with comprehensive account access, fund transfers, and bill payments. Securely handle credit card transactions, request services, and manage your credentials for a seamless banking experience.

✓Account dashboard
✓Fund transfers (own, UCB, other banks)
✓Credit card management and payments
✓Bill payments and mobile recharge
✓Service requests
✓Activity log and credential settings
✓Card and cheque management
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What users say

Summarized from real user reviews of UCB One. Based on 365 reviews and a 3.6/5 average, it highlights the 3 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍User-friendly
  • 🚀Good functionality
  • 🔒Secure banking

Negative things

  • 🐛Crashes and bugs
  • 🕰️Slow performance
  • 📱Poor UI/UX design
  • 🔑Lack of biometric login
  • 🔄Frequent login issues
See all reviews

What's New in UCB One

3.0.4

July 5, 2026

+ Performance improvements and bug fixes. + Easier account recovery with Email & SMS OTP. + Faster and simpler onboarding. + Smoother payments and transactions. + Simpler FD/DPS account opening. + Enhanced Credit Card payment support. + Stay informed with important notices after login.

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User reviews

Most RecentHighest RatedLowest Rated

Otp not come during transfer

Faltu apps. Otp ashena. baje
sakibhhhsakibhhh

Disgusting

I have never used this kind of useless app ever in my life. With so many bugs emergency transactions are now impossible. Trying buying app from third party instead of building by yourself.
Minhaj94Minhaj94

Add EMI Details

Please Add EMI details on your app, it’s very helpful for us
Engineer AmjadEngineer Amjad

Best Banking App

Amazing and great feature are available for ucb one app user! I love this feature
mostakim009mostakim009

গ্রাহক সেবা।

আমি মোঃ মেহেদী হাসান ( কমার্শিয়াল অফিসার ) আদর্শ গ্রুপ। দেশের যত গুলো ব্যাংক আছে , তার মদ্ধে UCB ব্যাংক এর সেবা, সার্ভিস, তাদের ডুয়াল কারেন্সি রেট সব সেরা 🥰
Mehadi HMehadi H
See 168 more reviews

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User experience

🐞

Reported Bugs

4 issues

Inability to add beneficiaries

Bug

Credit card payment feature not working

Bug

Dashboard and card details crashing

Bug

Frequent server connection issues

Bug
✨

Requested Features

5 requests

Add biometric login (Face ID, Touch ID)

Feature

Improve UI/UX design

Feature

Enhance transaction history and statements

Feature

Add support for international transactions

Feature

Implement DPS/FDR management features

Feature

FAQ

What can I do with this banking app?

This app allows you to access your CASA, Term Deposit, Loan, Credit Card, and Overdraft accounts. You can perform fund transfers to your own accounts, within UCB, and to other banks via EFTN, NPSB, and RTGS. It also facilitates credit card bill payments, mobile recharges, and various service requests.

Is this app free to use?

Yes, the application is available for free. There are no upfront costs to download or use the core features of the app.

What types of fund transfers are supported?

The app supports transfers to your own accounts, within UCB accounts, and to other banks using EFTN, NPSB, and RTGS. You can also schedule payments and view your fund transfer history.

How can I manage my credit card and cheques through the app?

You can view your UCB credit card details, pay your credit card bills, and review transaction history. The app also allows you to request cheque books, check cheque book status, and block cheque leaves if needed.

What security features are available?

The app offers credential settings for PIN, password, and biometric authentication, enhancing the security of your account access. It also includes an activity log to track your actions within the app.