NexusPay vs UCB One
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NexusPay
This app offers a fully cardless payment solution, allowing users to link multiple bank cards for transactions. It supports QR and NFC payments, free money transfers to any mobile number, and temporary card generation for online purchases.
- Cardless payments
- Link multiple bank cards
- QR and NFC transactions
- Free money transfers
- Temporary card numbers
- Bill payments
- Merchant payments
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NexusPay from Dutch-Bangla Bank is the first fully cardless solution in Bangladesh. NexusPay works with all bank cards including Nexus, Visa, MasterCard, Dutch-Bangla Bank Agent Banking and Rocket Mobile Banking. Offers: # Over 10,000 shops accept NexusPay # Download multiple cards and use them when you want to # Send money for free to anyone # Send money for free to ANY and ALL mobile phone numbers Features: # Full QR and NFC payments across the entire DBBL network # Cardless ATM withdrawal (rollout in progress) # Receive money using QR, NFC, Phone, Rocket and card number # Combines the world of other banks cards and DBBL’s Rocket, Nexus and Agent Banking systems # Easily transfer money between all systems # Generate 10-minute temporary card numbers for online payments # Pay bills easily # Merchant payment using proprietary and Bangla QR # Other bank transfer using NPSB and BEFTN # Mini statement (DBBL only) # Last transactions statement (DBBL only) # Deactivate your card (DBBL only)
UCB One
Manage your finances on the go with comprehensive account access, fund transfers, and bill payments. Securely handle credit card transactions, request services, and manage your credentials for a seamless banking experience.
- Account dashboard
- Fund transfers (own, UCB, other banks)
- Credit card management and payments
- Bill payments and mobile recharge
- Service requests
- Activity log and credential settings
- Card and cheque management
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About UCB One UCB One is the official digital banking app of United Commercial Bank PLC, designed for secure and convenient banking. Open accounts, manage finances, and perform transactions anytime, anywhere. Account Opening Open a bank account directly through the app using your NID, without visiting a branch. Subject to regulatory requirements and verification. Banking Services • View and manage accounts, cards, and transactions • Transfer funds to UCB and other banks (EFTN/NPSB/RTGS) • Send money to MFS wallets (bKash, Nagad, Rocket, upay) • Pay bills, mobile top-ups, and schedule payments • Download statements and access banking services Tools & Convenience • Personal finance tools and EMI calculator • Cash by Code for secure cardless ATM withdrawal • ATM and branch locator Security • Multi-layer authentication and OTP verification • Real-time alerts and notifications • Secure protection of customer data and transactions Disclaimer Services are subject to applicable regulations, transaction limits, and system availability.
Screenshots
Verdict
The clearest difference is rating: UCB One at 3.6 against NexusPay's 3.1. NexusPay's advantage is update cadence (every 3 weeks vs every 6 weeks) and iOS requirement (14.0 vs 16.0). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UCB One holds the better App Store score, 3.6 against 3.1. Both are backed by a comparable volume of ratings — 1.1K and 365 respectively. Written reviews point the same way: 27% of NexusPay's written reviews are positive against 30% of UCB One's.
NexusPay ships an update every 3 weeks, UCB One every 6 weeks. The most recent releases landed on September 23, 2026 and September 19, 2026 respectively.
| Parameter | NexusPay | UCB One |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (1.1K ratings) | 3.6 (365 ratings) — better |
| Positive reviews | 26.7% of reviews | 30.1% of reviews — better |
| Number of ratings | 1.1K — better | 365 |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 157 MB | 96 MB |
| Age rating | 17+ | 17+ |
| Developer | Dutch-Bangla Bank | United Commercial Bank Limited |
Customer experience
NexusPay
UCB One
User reviews
NexusPay
From 1.1K App Store ratingsWhat we love
- 🚀 Fast and useful app
- 👍 Helpful for daily transactions
- 🙌 Excellent app for Bangladeshi users
Room to improve
- 🐛 Crashes and bugs
- 🕰️ Slow performance
- 🤔 Confusing UI/UX
- 🔒 Security and login issues
- 🤯 Extremely poor customer service
UCB One
From 365 App Store ratingsWhat we love
- 👍 User-friendly
- 🚀 Good functionality
- 🔒 Secure banking
Room to improve
- 🐛 Crashes and bugs
- 🕰️ Slow performance
- 📱 Poor UI/UX design
- 🔑 Lack of biometric login
- 🔄 Frequent login issues
Bugs and requests
NexusPay
Reported bugs
5 issues- App crashes on iOS 12 and newer versions
- Unable to add/remove cards
- Balance and statement not showing properly
- Inconsistent behavior with NPSB transfers
- Verification process not working reliably
Requested features
5 requests- Add option to delete saved beneficiaries
- Implement biometric login
- Integrate with other mobile wallets like Bkash
- Improve bill payment experience
- Add support for USD credit card payments
UCB One
Reported bugs
4 issues- Inability to add beneficiaries
- Credit card payment feature not working
- Dashboard and card details crashing
- Frequent server connection issues
Requested features
5 requests- Add biometric login (Face ID, Touch ID)
- Improve UI/UX design
- Enhance transaction history and statements
- Add support for international transactions
- Implement DPS/FDR management features
In-app purchases
NexusPay
No in-app purchases
UCB One
No in-app purchases
