Comparison

NexusPay vs Nagad

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NexusPay

This app offers a fully cardless payment solution, allowing users to link multiple bank cards for transactions. It supports QR and NFC payments, free money transfers to any mobile number, and temporary card generation for online purchases.

Highlights
  • Cardless payments
  • Link multiple bank cards
  • QR and NFC transactions
  • Free money transfers
  • Temporary card numbers
  • Bill payments
  • Merchant payments
Features
Read full description

NexusPay from Dutch-Bangla Bank is the first fully cardless solution in Bangladesh. NexusPay works with all bank cards including Nexus, Visa, MasterCard, Dutch-Bangla Bank Agent Banking and Rocket Mobile Banking. Offers: # Over 10,000 shops accept NexusPay # Download multiple cards and use them when you want to # Send money for free to anyone # Send money for free to ANY and ALL mobile phone numbers Features: # Full QR and NFC payments across the entire DBBL network # Cardless ATM withdrawal (rollout in progress) # Receive money using QR, NFC, Phone, Rocket and card number # Combines the world of other banks cards and DBBL’s Rocket, Nexus and Agent Banking systems # Easily transfer money between all systems # Generate 10-minute temporary card numbers for online payments # Pay bills easily # Merchant payment using proprietary and Bangla QR # Other bank transfer using NPSB and BEFTN # Mini statement (DBBL only) # Last transactions statement (DBBL only) # Deactivate your card (DBBL only)

About

Nagad

Manage your daily financial transactions with ease, including cash in, cash out, sending money, and mobile recharge. The app offers secure transactions with PIN verification, transaction history, and personalized features. It supports multiple mobile network operators for bill payments and recharges.

Highlights
  • Cash in and cash out
  • Send money (P2P)
  • Mobile recharge and postpaid bill payment
  • Transaction history and summary
  • QR code scan for cash out
  • Two-phase PIN security
  • Contact list integration for transfers
Features
Read full description

Nagad app facilitates your daily financial transaction needs like cash in, cash out, send money (P2P), mobile recharge etc. You will get notifications on your latest Nagad activity; see your transaction history, transaction summary etc. Nagad is soon to bring very exciting and innovative services in the market to meet customer needs and demands. • Languages: Support both Bangla and English • Secured Financial Service app: Nagad app is a very secured app. Nagad App requires your PIN number in two phases. First for login and second for every transaction you need to provide PIN number. • Personalization: You can add your display name and can change your display picture. • No “send money” to wrong number: You can easily select the desired recipient from your contact list for fast and error-free money transfer. • Scan QR Code for Cash out: Scan QR codes at Uddokta points for Cash Out • Mobile Recharge: Recharge mobile or pay postpaid mobile bills for the mobile network operators below: o Robi o Airtel o Teletalk o Banglalink o Grameenphone For convenience, you can select frequently recharge amount from the screen. • Statement: Exert greater control over your digital financial service account by accessing your detailed transaction history, and a monthly transaction summary. • One tap balance check: checking your balance is very easy through a single tap on the screen • Notification: Receive notifications for your latest Nagad transactions.

Screenshots

NexusPay4 screens
Nagad4 screens

Verdict

The call

The clearest difference is rating: Nagad at 3.5 against NexusPay's 3.1. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Nagad holds the better App Store score, 3.5 against 3.1. Both are backed by a comparable volume of ratings — 1.1K and 2K respectively. Written reviews split almost evenly too, at 27% and 27% positive.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. Both last shipped on October 26, 2026.

Scorecard1 real difference · 9 level
NexusPay versus Nagad: the parameters behind the verdict, then further details
ParameterNexusPayNagad
PriceFreeFree
Rating3.1 (1.1K ratings)3.5 (2K ratings) — better
Positive reviews27.0% of reviews27.5% of reviews — better
Number of ratings1.1K2K — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size157 MB136 MB
Age rating17+4+
DeveloperDutch-Bangla Bank LimitedBangladesh Post Office

Customer experience

NexusPay

All ratings1,072 ratings
Positive47.0%
Neutral11.3%
Negative41.7%
Written reviews355 reviews
Positive27.0%
Neutral14.1%
Negative58.9%

Nagad

All ratings2,027 ratings
Positive59.0%
Neutral6.9%
Negative34.1%
Written reviews386 reviews
Positive27.5%
Neutral5.7%
Negative66.8%

User reviews

NexusPay

From 1.1K App Store ratings

What we love

  • 🚀 Fast and useful app
  • 👍 Helpful for daily transactions
  • 🙌 Excellent app for Bangladeshi users

Room to improve

  • 🐛 Crashes and bugs
  • 🕰️ Slow performance
  • 🤔 Confusing UI/UX
  • 🔒 Security and login issues
  • 🤯 Extremely poor customer service

Nagad

From 2K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast transactions
  • 💡 Innovative features
  • 🔒 Secure platform

Room to improve

  • 🐛 Frequent app crashes
  • ⚠️ Unreliable service
  • 🤖 Poor customer support
  • 💸 High transaction fees

Bugs and requests

NexusPay

Reported bugs

5 issues
  • App crashes on iOS 12 and newer versions
  • Unable to add/remove cards
  • Balance and statement not showing properly
  • Inconsistent behavior with NPSB transfers
  • Verification process not working reliably

Requested features

5 requests
  • Add option to delete saved beneficiaries
  • Implement biometric login
  • Integrate with other mobile wallets like Bkash
  • Improve bill payment experience
  • Add support for USD credit card payments

Nagad

Reported bugs

4 issues
  • Login issues with OTP not received
  • Transaction failures and balance discrepancies
  • Compatibility problems with iOS 16 updates
  • Inability to cash out or transfer funds

Requested features

4 requests
  • Add money from credit/debit cards
  • Improve transaction history visibility
  • Introduce bill payment options
  • Enable virtual card feature

In-app purchases

None

NexusPay

No in-app purchases

None

Nagad

No in-app purchases

Questions

Is NexusPay free?
NexusPay is free to download, with no in-app purchases.
Is Nagad free?
Nagad is free to download, with no in-app purchases.
Which has better reviews, NexusPay or Nagad?
Nagad is rated higher. NexusPay averages 3.1 out of 5 from 1.1K ratings, while Nagad averages 3.5 from 2K ratings.
Do NexusPay or Nagad have ads?
Neither NexusPay nor Nagad shows ads.
Which is updated more often, NexusPay or Nagad?
NexusPay ships an update every 3 weeks, and Nagad every 3 weeks. Most recently, NexusPay was updated on October 26, 2026 and Nagad on October 26, 2026.

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