Comparison

bKash vs Nagad

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

bKash

This app simplifies financial transactions with features like mobile recharge, bill payments, and money transfers. It offers fast account registration, secure transactions, and personalized suggestions for services and offers.

Highlights
  • Fast account registration
  • Add money from bank/card
  • QR code payments
  • Mobile recharge
  • Utility bill payments
  • Send money
  • Lifestyle services
Read full description

Introducing bKash App, with an elegant look, and exciting features, to make your life simpler and easier. Register a bKash account right from the app in a few minutes, add money from your bank account or card, and get going. Recharge mobile balance, scan QR to pay at your favorite stores, pay utility and other bills from home, send money to people, and get different lifestyle services, all in a highly secure mobile money app. Discover the best bKash offers near you, get suggestions from bKash on what services you can explore next, and use shortcuts for your most frequent transactions in bKash App. FAST ACCOUNT REGISTRATION No bKash account? No worry! You can now explore bKash App, its services, features, and offers without an account. After you are done exploring, you can register a new bKash account in a few minutes right from bKash App, using your National ID. ADD MONEY FROM BANK ACCOUNT & CARD Now you have an account, but you need money in it, right? Transfer funds instantly from your bank account or card, to any bKash account using the Add Money service. SUPER FAST QR TRANSACTIONS Use the Scan QR button in the home screen at stores and shops for Payment, at Agent points for Cash Out or with other bKash users for Send Money – faster and error-free. OFFERS NEAR YOU Get the best bKash offers at your nearest payment points, all in one place under the Offers section in your home screen. TRANSACTION SHORTCUTS In the My bKash section, use shortcuts for your most frequent transactions to make them faster. SUGGESTIONS FOR YOU Find suggestions from bKash on what other services, Merchants, billers, and other partners you can try out. INBOX – TRANSACTIONS & PROMOTIONS Access notifications on your latest bKash transactions and promotional offers, from the Inbox button at the bottom of your home screen. MOBILE RECHARGE Recharge mobile balance or pay postpaid mobile bills for all major mobile network operators very quickly using amount shortcuts: • Robi • Airtel • Banglalink • Grameenphone • Teletalk Let bKash App take care of latest offers and best deals of your mobile operator. View and purchase recharge-based Internet, Voice and Bundle offers of different mobile operators in Mobile Recharge. PAY YOUR BILLS Make payments for your monthly utility bills such as electricity, gas, internet, and other services, right from the comfort of your home. GET DIFFERENT LIFESTYLE SERVICES Want a one-stop-shop for your lifestyle needs? Let bKash app be your companion for food delivery, online shopping, bus, train, launch and air tickets, movie tickets, hotel booking for traveling, and many more. HIGHLY SECURE MOBILE BANKING We take the security of your bKash account very seriously. We send you an OTP to verify your bKash account during first log-in. bKash App also asks for your PIN during both log-in, and transactions. EASE OF ACCESS Use the app in either Bangla or English, and change between the two whenever you want. STATEMENT Exert greater control over your mobile wallet by accessing your detailed transaction history, and a monthly transaction summary. CHECK LIMIT Know how much more you can transact by having a real-time view of your transaction limits. ONE-TAP BALANCE CHECK Checking your balance is just a tap away. We also help protect your data by hiding the balance after a few seconds. GREATER TRANSPARENCY & CONTROL Have greater visibility over your bKash transactions – while entering the amount, you will see your available balance, auto-calculated service charge, and projected new balance – all before completing the transaction.

About

Nagad

Manage your daily financial transactions with ease, including cash in, cash out, sending money, and mobile recharge. The app offers secure transactions with PIN verification, transaction history, and personalized features. It supports multiple mobile network operators for bill payments and recharges.

Highlights
  • Cash in and cash out
  • Send money (P2P)
  • Mobile recharge and postpaid bill payment
  • Transaction history and summary
  • QR code scan for cash out
  • Two-phase PIN security
  • Contact list integration for transfers
Features
Read full description

Nagad app facilitates your daily financial transaction needs like cash in, cash out, send money (P2P), mobile recharge etc. You will get notifications on your latest Nagad activity; see your transaction history, transaction summary etc. Nagad is soon to bring very exciting and innovative services in the market to meet customer needs and demands. • Languages: Support both Bangla and English • Secured Financial Service app: Nagad app is a very secured app. Nagad App requires your PIN number in two phases. First for login and second for every transaction you need to provide PIN number. • Personalization: You can add your display name and can change your display picture. • No “send money” to wrong number: You can easily select the desired recipient from your contact list for fast and error-free money transfer. • Scan QR Code for Cash out: Scan QR codes at Uddokta points for Cash Out • Mobile Recharge: Recharge mobile or pay postpaid mobile bills for the mobile network operators below: o Robi o Airtel o Teletalk o Banglalink o Grameenphone For convenience, you can select frequently recharge amount from the screen. • Statement: Exert greater control over your digital financial service account by accessing your detailed transaction history, and a monthly transaction summary. • One tap balance check: checking your balance is very easy through a single tap on the screen • Notification: Receive notifications for your latest Nagad transactions.

Screenshots

bKash4 screens
Nagad4 screens

Verdict

The call

The clearest difference is rating: bKash at 3.9 against Nagad's 3.5. bKash also leads on review sentiment (40% vs 24%) and ratings volume (11K vs 2K). Nagad's advantage is iOS requirement (12.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

bKash holds the better App Store score, 3.9 against 3.5. That said, the two scores are not equally well evidenced: bKash has 11K ratings behind it against 2K, so its average is the more settled of the two. Written reviews point the same way: 40% of bKash's written reviews are positive against 24% of Nagad's.

UpkeepUpdate frequency

bKash ships an update every 2 months, Nagad monthly. Both last shipped on September 24, 2026.

Scorecard4 real differences · 6 level
bKash versus Nagad: the parameters behind the verdict, then further details
ParameterbKashNagad
PriceFreeFree
Rating3.9 (11K ratings) — better3.5 (2K ratings)
Positive reviews39.7% of reviews — better24.1% of reviews
Number of ratings11K — better2K
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.612.0 — better
Further details — not scored
Size181 MB147 MB
Age rating17+4+
DeveloperbKash LimitedBangladesh Post Office

Customer experience

bKash

All ratings11,469 ratings
Positive70.2%
Neutral6.6%
Negative23.3%
Written reviews941 reviews
Positive39.7%
Neutral10.5%
Negative49.7%

Nagad

All ratings1,975 ratings
Positive59.0%
Neutral6.8%
Negative34.2%
Written reviews261 reviews
Positive24.1%
Neutral5.4%
Negative70.5%

User reviews

bKash

From 11K App Store ratings

What we love

  • 🚀 Easy money transfer
  • 🔒 Secure transactions
  • 👍 User-friendly interface
  • ✨ Reliable service

Room to improve

  • 🐛 Frequent app crashes
  • ⚠️ Verification issues
  • 🔒 Restricted access abroad
  • 🤖 Buggy facial recognition

Nagad

From 2K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast transactions
  • 💡 Innovative features
  • 🔒 Secure platform

Room to improve

  • 🐛 Frequent app crashes
  • ⚠️ Unreliable service
  • 🤖 Poor customer support
  • 💸 High transaction fees

Bugs and requests

bKash

Reported bugs

4 issues
  • Camera permission not working
  • Unable to log in after changing phone number
  • Saved payment details not working
  • Electricity bill payment not showing up

Requested features

4 requests
  • Add fingerprint/Face ID login
  • Support for multiple accounts
  • Ability to pay bills from international cards
  • Offline mode for transactions

Nagad

Reported bugs

4 issues
  • Login issues with OTP not received
  • Transaction failures and balance discrepancies
  • Compatibility problems with iOS 16 updates
  • Inability to cash out or transfer funds

Requested features

4 requests
  • Add money from credit/debit cards
  • Improve transaction history visibility
  • Introduce bill payment options
  • Enable virtual card feature

In-app purchases

None

bKash

No in-app purchases

None

Nagad

No in-app purchases

Questions

Is bKash free?
bKash is free to download, with no in-app purchases.
Is Nagad free?
Nagad is free to download, with no in-app purchases.
Which has better reviews, bKash or Nagad?
bKash is rated higher. bKash averages 3.9 out of 5 from 11K ratings, while Nagad averages 3.5 from 2K ratings.
Do bKash or Nagad have ads?
Neither bKash nor Nagad shows ads.
Which is updated more often, bKash or Nagad?
bKash ships an update every 2 months, and Nagad monthly. Most recently, bKash was updated on September 24, 2026 and Nagad on September 24, 2026.

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