bKash vs CellFin

Introducing bKash App, with an elegant look, and exciting features, to make your life simpler and easier. Register a bKash account right from the app in a few minutes, add money from your bank account or card, and get going. Recharge mobile balance, scan QR to pay at your favorite stores, pay utility and other bills from home, send money to people, and get different lifestyle services, all in a highly secure mobile money app. Discover the best bKash offers near you, get suggestions from bKash on what services you can explore next, and use shortcuts for your most frequent transactions in bKash App. FAST ACCOUNT REGISTRATION No bKash account? No worry! You can now explore bKash App, its services, features, and offers without an account. After you are done exploring, you can register a new bKash account in a few minutes right from bKash App, using your National ID. ADD MONEY FROM BANK ACCOUNT & CARD Now you have an account, but you need money in it, right? Transfer funds instantly from your bank account or card, to any bKash account using the Add Money service. SUPER FAST QR TRANSACTIONS Use the Scan QR button in the home screen at stores and shops for Payment, at Agent points for Cash Out or with other bKash users for Send Money – faster and error-free. OFFERS NEAR YOU Get the best bKash offers at your nearest payment points, all in one place under the Offers section in your home screen. TRANSACTION SHORTCUTS In the My bKash section, use shortcuts for your most frequent transactions to make them faster. SUGGESTIONS FOR YOU Find suggestions from bKash on what other services, Merchants, billers, and other partners you can try out. INBOX – TRANSACTIONS & PROMOTIONS Access notifications on your latest bKash transactions and promotional offers, from the Inbox button at the bottom of your home screen. MOBILE RECHARGE Recharge mobile balance or pay postpaid mobile bills for all major mobile network operators very quickly using amount shortcuts: • Robi • Airtel • Banglalink • Grameenphone • Teletalk Let bKash App take care of latest offers and best deals of your mobile operator. View and purchase recharge-based Internet, Voice and Bundle offers of different mobile operators in Mobile Recharge. PAY YOUR BILLS Make payments for your monthly utility bills such as electricity, gas, internet, and other services, right from the comfort of your home. GET DIFFERENT LIFESTYLE SERVICES Want a one-stop-shop for your lifestyle needs? Let bKash app be your companion for food delivery, online shopping, bus, train, launch and air tickets, movie tickets, hotel booking for traveling, and many more. HIGHLY SECURE MOBILE BANKING We take the security of your bKash account very seriously. We send you an OTP to verify your bKash account during first log-in. bKash App also asks for your PIN during both log-in, and transactions. EASE OF ACCESS Use the app in either Bangla or English, and change between the two whenever you want. STATEMENT Exert greater control over your mobile wallet by accessing your detailed transaction history, and a monthly transaction summary. CHECK LIMIT Know how much more you can transact by having a real-time view of your transaction limits. ONE-TAP BALANCE CHECK Checking your balance is just a tap away. We also help protect your data by hiding the balance after a few seconds. GREATER TRANSPARENCY & CONTROL Have greater visibility over your bKash transactions – while entering the amount, you will see your available balance, auto-calculated service charge, and projected new balance – all before completing the transaction.

Introducing Islami Bank CellFin: Your “All-in-One Mobile App for Digital Services”. Islami Bank CellFin is your go-to mobile app for all your digital needs, whether you're already a bank customer or not. If you have a mobile phone with a number and a Smartphone, you're good to go! Non transactional features: 1. No Bank Visit Needed: You don't have to visit the bank or deal with any paperwork. Simply download the app on your smartphone, and you're ready to roll. 2. Instant Digital Wallet: Once you've got the app, you can instantly create your own Digital Wallet. No need to wait for the bank – it's all automated for your convenience. 3. Virtual Card Included: We've got you covered with a virtual card – either VISA or MasterCard – assigned to your Digital Wallet. It's like having a card in your phone, and it makes all your transactions a breeze. 4. Account Integration: You can link Islami bank existing Khidmah credit card, prepaid card, CBS account, agent banking account, mCash account with this Digital Wallet for all kinds of transactional and non-transactional services. 5. Balance check: Conveniently check Bank, mCash and CellFin account balance at no cost without the need to visit a branch. 6. Complain management: Swiftly file and receive a complaint ticket number for any disputes directly through the app, eliminating the need to visit a branch. 7. Bank account opening: Easily open various accounts, such as Mudaraba Savings, Mudaraba Special Savings, Mudaraba Monthly Profit Deposit, Mudaraba Student Savings, Mudaraba Industrial Employee Savings, Payroll, Hajj Savings, and Muhor Savings accounts, all from the convenience of our app – no need to visit a bank branch. 8. Location service: Effortlessly find branch locations, sub-branches, ATMs, and agent outlets using the app's built-in locator feature. 9. Cheque book requisition: Order a cheque book right from our app with ease. 10. Notification: Stay in the loop with exclusive offers and exciting promotions through our app's notifications. 11. Overseas registration: Bangladeshi citizens can use CellFin with all the features from 26 countries over the world. Transactional Features: 1. Add Money: Easily add funds to your CellFin from various sources, including other bank cards, IBBPLC accounts, mCash, and IBBPLC debit and credit cards. 2. Send Money (Transfer): Effortlessly transfer funds, whether it's within IBBL or to other banks (IBBPLC to other banks) through EFT&NPSB, Binimoy, and also make transfers to mobile financial services such as mCash, bKash, Nagad, and other MFS providers. 3. Receive and Add Foreign Remittance: Receive and add foreign remittances to your account 24/7 through our app – no need to visit a bank branch. 4. Cardless Cash withdraw and deposut from ATM/CRM : Deposit and withdraw cash from your CellFin account, and even withdraw cash from your bank account, all without the need for a card, and it's absolutely free of charge. 5. QR based POS Purchase: You can use CellFin Quick Pay with ease, whether it's through Bangla QR or IBBL QR. Debit funds from your Bank account, CellFin account, mCash or IBBL Khidmah credit card hassle-free. 6. Ecommerce Transaction: You can shop hassle-free on thousands of e-commerce sites 24/7, making payments conveniently through CellFin. 7. Bill & other types of Payments: With CellFin, you can easily manage your bills for electricity, gas, telephone, internet, WASA (water supply), educational fees, admission fees, and more. Pay your bills conveniently and stay on top of your expenses all in one place. 8. Mobile Top-up: Top up your mobile balance or settle postpaid mobile bills in a flash with CellFin. We offer convenient shortcuts for major mobile network operators like Robi, Airtel, Banglalink, Grameenphone, and Teletalk, ensuring swift and hassle-free transactions. 9. Request Money: You can request money to another CellFin user at any time when you need.