IBBL iSmart vs PPHL
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IBBL iSmart
This mobile banking application allows users to manage their accounts, transfer funds between IBBL accounts and other banks, pay utility bills, and recharge mobile and WiMAX services. It also facilitates cheque book requisitions and provides access to account statements and branch/ATM locations.
- Mobile airtime top-up
- Fund transfers to IBBL and other banks
- Utility bill payments
- Cash withdrawal and remittance
- Cheque book requisition
- Account information and statements
- ATM and branch locator
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IBBL iSmart - the Mobile App for IBBL iBanking services which has the following features: iRecharge - Mobile airtime top up of any operators in Bangladesh. iTransfer - Transfer fund to IBBL accounts. – Send fund to any IBBL account. iTransfer(Other Bank) – Send fund to any other bank's account or card using EFT/NPSB channel. Issue Cheque Book Requisition – Issue a new cheque book to be printed for you. Utility Bill Payment – Pay bills of your utility services like electricity, gas, water. iCashRemit - You can withdraw cash from ATM, or you can send money to any person in Bangladesh who has a mobile number. Wimax Recharge - Refill WiMAX service accounts of Banglalion and Qubee. Account Information - Account detail of a particular account in iBanking Profile Account Statement - Statement of a particular account. You can download the statement in PDF Find IBBL Location service using Map – Find any IBBL ATM or Branch location. More services will be introduced in versions following. We want to come up with every service you are enjoying at IBBL iBanking in phases. With every new version, you must have a new feature. We want your valuable suggestions on the services you want to see next in IBBL iSmart - the mobile app of IBBL iBanking. We want good reviews and rating to inspire us. A big hand for being with us and inspire us to deliver new things.
PPHL
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Platinum Package Home Loans cuts through lending complexity to connect you with your best-fit home loan.
Screenshots
Verdict
The clearest difference is update cadence: PPHL at every 5 weeks against IBBL iSmart's every 5 months. PPHL also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IBBL iSmart ships an update every 5 months, PPHL every 5 weeks. The most recent releases landed on October 23, 2026 and October 18, 2026 respectively.
| Parameter | IBBL iSmart | PPHL |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (111 ratings) — better | — |
| Positive reviews | 33.2% of reviews | — |
| Number of ratings | 111 — better | — |
| Update frequency | Every 5 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 46 MB | 148 MB |
| Age rating | 4+ | 4+ |
| Developer | Islami Bank Bangladesh Ltd | Hayden Cassar |
Bugs and requests
IBBL iSmart
Reported bugs
4 issues- OTP not received after app update
- Unable to add new beneficiaries
- Fund transfer feature not working properly
- App shuts down unexpectedly during transactions
Requested features
4 requests- Add NPSB and EFTN transfer options
- Implement biometric login (Face ID, Touch ID)
- Introduce mobile recharge and bill payment features
- Provide account opening functionality within the app
PPHL
Not enough reviews yet to summarise bugs or requests.
In-app purchases
IBBL iSmart
No in-app purchases
PPHL
No in-app purchases
