Comparison

Carpay vs MySafeway

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Carpay

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

Highlights
  • Make loan payments
  • Print receipts
  • Check account balances
  • Schedule autopay
  • Enable notifications
Read full description

Manage your car loan through Carpay's mobile app. Make payments, print receipts, check balances, schedule autopay, and enable notifications so you never miss anything!

About

MySafeway

Manage your insurance needs with this app. View ID cards, make payments, and check claim statuses. Find a local agent easily.

Highlights
  • View ID cards
  • Make payments
  • Check claim status
  • Find local agents
  • Manage insurance
Read full description

With Safeway's App, users can find a local agent and customers can view their ID cards, make a payment and view the status of their claims.

Screenshots

Carpay4 screens
MySafeway4 screens

Verdict

The call

The clearest difference is rating: Carpay at 4.8 against MySafeway's 3.3. Carpay also leads on ratings volume (4.9K vs 13) and review sentiment (46% vs 25%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Carpay holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: Carpay has 4.9K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 46% of Carpay's written reviews are positive against 25% of MySafeway's.

UpkeepUpdate frequency

Carpay ships an update every 5 weeks, MySafeway every 2 months. The most recent releases landed on September 20, 2026 and August 20, 2026 respectively.

Scorecard3 real differences · 7 level
Carpay versus MySafeway: the parameters behind the verdict, then further details
ParameterCarpayMySafeway
PriceFreeFree
Rating4.8 (4.9K ratings) — better3.3 (13 ratings)
Positive reviews45.7% of reviews — better25.0% of reviews
Number of ratings4.9K — better13
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better16.0
Further details — not scored
Size33 MB66 MB
Age rating4+4+
DeveloperCarPay, Inc.SAFEWAY INSURANCE COMPANY

Customer experience

Carpay

All ratings4,861 ratings
Positive93.7%
Neutral2.4%
Negative3.9%
Written reviews35 reviews
Positive45.7%
Neutral2.9%
Negative51.4%

MySafeway

All ratings13 ratings
Positive53.8%
Neutral7.7%
Negative38.5%
Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

Bugs and requests

Carpay

Reported bugs

3 issues
  • Login credentials being deleted after app updates
  • Inability to make payments through the app
  • App failing to load user information

Requested features

3 requests
  • Ability to view payment history and remaining balance
  • Option to set up automatic payments without fees
  • Improved customer support and responsiveness

MySafeway

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Carpay

No in-app purchases

None

MySafeway

No in-app purchases

Questions

Is Carpay free?
Carpay is free to download, with no in-app purchases.
Is MySafeway free?
MySafeway is free to download, with no in-app purchases.
Which has better reviews, Carpay or MySafeway?
Carpay is rated higher. Carpay averages 4.8 out of 5 from 4.9K ratings, while MySafeway averages 3.3 from 13 ratings.
Do Carpay or MySafeway have ads?
Neither Carpay nor MySafeway shows ads.
Which is updated more often, Carpay or MySafeway?
Carpay ships an update every 5 weeks, and MySafeway every 2 months. Most recently, Carpay was updated on September 20, 2026 and MySafeway on August 20, 2026.

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