Carpay vs Car Payment Planner
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Carpay
Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.
- Make loan payments
- Print receipts
- Check account balances
- Schedule autopay
- Enable notifications
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Manage your car loan through Carpay's mobile app. Make payments, print receipts, check balances, schedule autopay, and enable notifications so you never miss anything!
Car Payment Planner
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Need a clear picture of what that new car will really cost? Auto Loan Helper does the math—fast. Why it’s handy Total Price mode – enter the sticker price and your down payment; see the exact monthly payment, total interest, and up-front cash. Monthly Payment mode – start with what you can afford per month and discover the price range you should shop in. State-tax picker – built-in sales-tax rates for all 50 states (editable if your deal is tax-included). Fees toggle – roll title/registration fees into the loan or pay them up front—your choice. Works offline; no ads, no data tracking. Perfect for • Shoppers comparing dealership offers • Parents helping teens budget their first car • Anyone refinancing or buying used Download today and drive away with confidence.
Screenshots
Verdict
The clearest difference is update cadence: Car Payment Planner at every 6 days against Carpay's every 5 weeks. Carpay's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Carpay ships an update every 5 weeks, Car Payment Planner every 6 days. The most recent releases landed on October 27, 2026 and October 25, 2026 respectively.
| Parameter | Carpay | Car Payment Planner |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.9K ratings) — better | — |
| Positive reviews | 44.4% of reviews | — |
| Number of ratings | 4.9K — better | — |
| Update frequency | Every 5 weeks | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 33 MB | 1 MB |
| Age rating | 4+ | 4+ |
| Developer | CarPay, Inc. | Kirtan Nayee |
Bugs and requests
Carpay
Reported bugs
3 issues- Login credentials being deleted after app updates
- Inability to make payments through the app
- App failing to load user information
Requested features
3 requests- Ability to view payment history and remaining balance
- Option to set up automatic payments without fees
- Improved customer support and responsiveness
Car Payment Planner
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Carpay
No in-app purchases
Car Payment Planner
No in-app purchases
Questions
Is Carpay free?
Is Car Payment Planner free?
Do Carpay or Car Payment Planner have ads?
Which is updated more often, Carpay or Car Payment Planner?
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