Comparison

Carpay vs Amorta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Carpay

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

Highlights
  • Make loan payments
  • Print receipts
  • Check account balances
  • Schedule autopay
  • Enable notifications
Read full description

Manage your car loan through Carpay's mobile app. Make payments, print receipts, check balances, schedule autopay, and enable notifications so you never miss anything!

About

Amorta

Read full description

Amorta is a simple financial organizer designed to help you manage recurring bills and income in one place. Features: • Track recurring bills and due dates • Monitor income and cash flow • Monthly calendar overview • Financial activity logbook • Mark bills as paid • Private local storage Built for people who want financial clarity without complicated budgeting tools.

Screenshots

Carpay4 screens
Amorta4 screens

Verdict

The call

The clearest difference is in-app purchases: Carpay at none against Amorta's 1. Amorta's advantage is update cadence (weekly vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Amorta sells 1 one-off in-app purchase. Carpay asks for nothing beyond the download.

UpkeepUpdate frequency

Carpay ships an update every 5 weeks, Amorta weekly. The most recent releases landed on November 13, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
Carpay versus Amorta: the parameters behind the verdict, then further details
ParameterCarpayAmorta
PriceFreeFree
Rating4.8 (4.9K ratings) — better—
Positive reviews44.4% of reviews—
Number of ratings4.9K — better—
Update frequencyEvery 5 weeksWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size33 MB31 MB
Age rating4+4+
DeveloperCarPay, Inc.Ian Carlo Ardina

Bugs and requests

Carpay

Reported bugs

3 issues
  • Login credentials being deleted after app updates
  • Inability to make payments through the app
  • App failing to load user information

Requested features

3 requests
  • Ability to view payment history and remaining balance
  • Option to set up automatic payments without fees
  • Improved customer support and responsiveness

Amorta

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Carpay

No in-app purchases

1 purchases

Amorta

One-time1
  • Amorta Lifetime$4.99

Questions

Is Carpay free?
Carpay is free to download, with no in-app purchases.
Is Amorta free?
Amorta is free to download, with in-app purchases available.
Do Carpay or Amorta have ads?
Neither Carpay nor Amorta shows ads.
Which is updated more often, Carpay or Amorta?
Carpay ships an update every 5 weeks, and Amorta weekly. Most recently, Carpay was updated on November 13, 2026 and Amorta on November 5, 2026.

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