Comparison

mCards vs Balance Custody

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mCards

This app allows you to manage and control digital cards that consolidate loyalty programs, offers, gift cards, and payment cards. It personalizes your card experience based on your spending habits and linked accounts, offering enhanced value and security.

Highlights
  • Consolidate loyalty programs
  • Manage merchant offers
  • Link gift cards
  • Connect personal payment cards
  • Personalized card experience
  • Enhanced security and benefits
Features
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mCards are mobile wallet enabled cards that revolutionize what a card can do. mCards were designed to deliver more value, more security and more benefits to cardholders than ever before possible. Each mCard can be linked and connected to various different points programs, merchant-funded offer programs, employer and corporate programs, membership programs, gift cards and even personal payment cards to enable one mCard to have the power and benefits of your entire wallet. Your mCards can be controlled and managed via the mCards App. Here you are in control of how your card works for you. And yes… it’s personal. How your mCard works for you is based on how you have set it up and what you have linked and connected to it. Your mCard experience is based on your personal spending, your favourite locations, your linked funding sources and your associated programs and memberships. Every mCard program is unique and tailored to deliver the ultimate benefits and rewards for the cardholder. This mobile application uses the EML Payment Solutions Ltd SDK to enable in-app provisioning which has been certified by Apple Oct 2018. We are approved clients of EML Payment Solutions Ltd to use this SDK.

About

Balance Custody

Features
Read full description

For existing Balance Custody clients, this application will allow users with appropriate privileges to securely approve operations such as transactions or external account changes. Please note, this application requires biometrics on your mobile device to be enabled (such as fingerprint or face detection).

Screenshots

mCards4 screens
Balance Custody3 screens

Verdict

The call

mCards and Balance Custody are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

mCards ships an update every 3 weeks, Balance Custody monthly. The most recent releases landed on October 6, 2026 and October 4, 2026 respectively.

ScorecardNo meaningful differences
mCards versus Balance Custody: the parameters behind the verdict, then further details
ParametermCardsBalance Custody
PriceFreeFree
Rating4.4 (5 ratings) — better—
Positive reviews25.0% of reviews—
Number of ratings5 — better—
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size131 MB28 MB
Age rating12+4+
DeveloperPayWith Worldwide IncParadiso Ventures Inc.

In-app purchases

None

mCards

No in-app purchases

None

Balance Custody

No in-app purchases

Questions

Is mCards free?
mCards is free to download, with no in-app purchases.
Is Balance Custody free?
Balance Custody is free to download, with no in-app purchases.
Do mCards or Balance Custody have ads?
Neither mCards nor Balance Custody shows ads.
Which is updated more often, mCards or Balance Custody?
mCards ships an update every 3 weeks, and Balance Custody monthly. Most recently, mCards was updated on October 6, 2026 and Balance Custody on October 4, 2026.

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