mCards vs Everyday Payments

mCards are mobile wallet enabled cards that revolutionize what a card can do. mCards were designed to deliver more value, more security and more benefits to cardholders than ever before possible. Each mCard can be linked and connected to various different points programs, merchant-funded offer programs, employer and corporate programs, membership programs, gift cards and even personal payment cards to enable one mCard to have the power and benefits of your entire wallet. Your mCards can be controlled and managed via the mCards App. Here you are in control of how your card works for you. And yes… it’s personal. How your mCard works for you is based on how you have set it up and what you have linked and connected to it. Your mCard experience is based on your personal spending, your favourite locations, your linked funding sources and your associated programs and memberships. Every mCard program is unique and tailored to deliver the ultimate benefits and rewards for the cardholder. This mobile application uses the EML Payment Solutions Ltd SDK to enable in-app provisioning which has been certified by Apple Oct 2018. We are approved clients of EML Payment Solutions Ltd to use this SDK.

Make your financial future bright. Get paid Everyday Get your hands on the financial app that makes sure you never wait for your hard-earned money again. What is this app for? Everyday was designed to empower your financial well-being with instant access to your pay. Each day that you work, your employer can enable payment right after your shift, directly to your app. Everyday is your personalized and secure virtual wallet, paired with a card that syncs directly with your Apple Pay. Whether you've earned gratuities, wages, commissions or bonuses, your money is directly deposited in the app through your mobile wallet, and you can spend your funds immediately. For earnings like tips, bonuses and commissions, your employer can send your money instantly to your wallet. For wages, you can build up a percentage of your earned wages as you complete a shift, each working day. You're in the financial driver's seat and can choose how much of your wages you'd like to receive, instantly. On payday, you will be paid as you would normally, less the amount of money that you accessed early. Our mission Helping you make your financial future bright with financial tools to help you earn, spend, save and build your financial well-being. Fits your wallet & lifestyle Use the money to spend, save, play and go - anytime, anywhere. There are no monthly or annual fees. Money that makes money with Rewards Get cash back on the brands you love when you shop at partner brands. Spending insights that help you stay on track Get monthly or weekly insights on your spending, automatically categorized to help you budget. Send money to friends & family Send Interac e-Transfers to any external bank account. Keep your money secure Mastercard's Zero Liability protection backs your money. Plus, if you ever lose your card, you can lock it in the app until you get a new one. How to get started Setting up your account is quick and easy. Once you receive your employer invitation, you'll create your account using either your mobile number or email. You'll be prompted to create your password and activate your card by scanning its QR code. Your employer can begin loading your wallet instantly with money earned from tips, commissions, etc. If you are using Everyday for instant access to your wages, you'll be able to access a portion of your earnings as you earn them, after each working day before payday. Time to join hundreds of thousands of Everyday members who are enjoying the benefits of instant and convenient access to their money, any day. Everyday is part of the Everyday Payments Inc. family of products. Trusted by nearly over 200,000 members across North America, Everyday Payments Inc. is a leading payments provider, providing financial solutions to help both employees and employers alike. The results are a happy team and a more efficient business. It's a win-win. How will it benefit my financial health? Cash flow management isn't just for businesses. Everyone could use a little support with their personal finances. Everyday gives you faster access to the money you've earned so you can cover any expense, anytime, anywhere. Sounds great. What's the catch? No catch. We want to put money in your pocket at the end of your hard-working day. That's why your Everyday app & card are free for you. No fees to spend your money (just like cash). And if you need cash IRL, stop at one of our in-network ATMs for free (list available in-app). Get help when you need it Contact us at hello@everydaypayments.ca if you have any questions