MiFinity vs IBAN Wallet

MiFinity is a secure digital wallet for online payments, money transfers and multi-currency money management. Trusted by more than 1 million customers, MiFinity lets you pay online, add funds, send money and manage multiple currencies from one easy-to-use app. PAY ONLINE WITH MIFINITY • Use your MiFinity eWallet to pay at participating online merchants. Choose from more than 75+ payment methods, depending on your location, account status and availability. ADD FUNDS YOUR WAY • Top up using available cards, bank transfers, local payment methods or a MiFinity eVoucher. The funding options shown in your account depend on your country, verification status and eligibility. SEND MONEY AND WITHDRAW FUNDS • Make money transfers to other MiFinity users using their registered email address or account number. You can also withdraw funds to supported bank accounts where available. Fees, limits, currencies and processing times vary. MANAGE UP TO 9 WALLETS IN 18 CURRENCIES • Keep your balances organised across up to nine eWallets. Move money between your own wallets and convert supported currencies. Terms and conditions apply subject to your acceptance. EARN REWARDS WITH MIREWARDS • Earn MiPoints through qualifying wallet activity and redeem them for available cash credit rewards. Progress through MiRewards tiers to access additional benefits. Eligibility, availability and programme terms apply. VIRTUAL IBAN FOR ELIGIBLE CUSTOMERS • Verified customers in the UK and EEA may be able to request a GBP or EUR Virtual IBAN, subject to eligibility and availability. Use it to add funds by supported bank transfer with no MiFinity deposit fee. Your bank or any another provider may apply additional charges. SECURITY AND ACCOUNT CONTROL • Biometric sign-in on supported devices • Two-factor authentication • PCI DSS Service Level 1 compliance • Strong Customer Authentication • Transaction history and account notifications GLOBAL ACCESS, LOCAL CHOICE • MiFinity is available in more than 223 countries and territories and supports 21 languages. Services, features, payment methods and currencies vary from country by country and are subject to eligibility, verification, limits, T&Csand applicable fees. Download MiFinity to manage online payments, money transfers, eVouchers and multiple currencies from one secure eWallet. Fees and limits: https://www.mifinity.com/fees/ Learn more: https://www.mifinity.com/ COMPLIANCE AND MONITORING • Transactions are monitored for compliance with applicable laws and regulations. • We may request additional information and/or supporting documentation to process or complete a payment. • Providing false or misleading information may result in account termination and closure. REGULATORY INFORMATION MiFinity UK Limited, trading as MiFinity, is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 [Register Ref. 900090] to issue electronic money. Registered in Northern Ireland. Suite B 6th Floor, City Exchange, 11-13 Gloucester St, Belfast BT1 4LS, United Kingdom. Registration number NI611169. Mifinity Malta Limited is a limited liability company incorporated and registered under the Laws of Malta with company registration number C 64824. Moreover, Mifinity Malta Limited is authorised by the Malta Financial Services Authority (MFSA), bearing Authorised Person ID: MFT, to carry out payment services and e-money services and is a local Financial Institutions licensed to provide Payment Services under the 2nd Schedule and issue electronic money under the 3rd Schedule to the Financial Institutions Act (Electronic Money Institutions) exercising the freedom to provide services outside Malta.

Simplify your financial organization, protect your personal data, and handle complex group expenses without the usual headache. No more opening slow banking applications, navigating cluttered interfaces, or dealing with repetitive biometric password entries just to copy a single IBAN code or split a casual bill with your friends. Discover the ultimate, premium mobile utility tool designed for seamless financial credential management and instant social sharing. Our application serves as privacy-first offline wallet engineered to store your financial credentials securely and split collective costs. Add your IBAN numbers, SWIFT codes, routing numbers, or bank card details once, and access them with a single tap whenever you need them. Whether you are hanging out with friends, organizing a weekend trip, paying a shared household utility bill, or splitting aggregate event costs, calculate exact individual shares instantly without any manual math or group chat confusion. Why Choose Our Application for Your Financial Sharing? In our daily lives, we often prefer to use IBAN numbers and SWIFT codes to transfer money with each other for casual debts. However, getting lost among multiple mobile bank applications just to find, copy, and share an account detail can be incredibly frustrating. Aren't you tired of entering passwords into different mobile banking applications every single time you need to text your account info? KEY FEATURES & CAPABILITIES Smart IBAN & SWIFT: Keep your credentials from multiple bank accounts beautifully organized within a single Clipboard Copy: Stop searching for account details in notes or screenshots. Access your saved data instantly and copy your card numbers or IBAN to your clipboard with a single tap, completely free from extra text clutter. Effortless Group Expense Splits: Input the total aggregate event amount, set the specific participant head count, and let the smart bill splitter distribute exact individual shares down to the cent. No more manual calculations or splitting headaches after dinner. Match your communication style with your specific group dynamic. Switch between casual phrasing layouts for close friends or formal wording styles for professional business settings. Automatically generate copy-ready structured message templates. Isolate your account details and bank transfer information beautifully within the text so your friends can copy your IBAN with zero friction. Turn any saved IBAN or account detail into a clean, scannable QR code. Let others scan your screen to access your details instantly during in-person meetings, making peer-to-peer money transfers faster than ever. 100% Privacy-First & Offline Infrastructure: Your financial security and digital privacy are our highest priorities. All data stays strictly and securely on your local device storage. There is no cloud syncing, no remote tracking, and no active internet connection required for core features. Perfect For Everyday Casual Scenarios: Restaurant & Dining Bills & Travel & Trips: Divide the dinner check among your friends instantly. Shared Households: Easily split monthly rent, internet, and utility bills among flatmates or roommates. Gifts & Events: Organize group budget collections for birthdays, parties, or casual workplace celebrations. How It Works in 3 Simple Steps: Securely Save Your Details: Input your various bank card names, IBANs, or SWIFT codes once into your secure local mobile wallet profile. Calculate Collective Bills: When a shared expense occurs, open the split setup screen, enter the total aggregate amount, and choose the participant head count. Choose a Layout & Share: Select your preferred bank account and communication style. Generate the text layout and paste it directly into WhatsApp, iMessage, Telegram, SMS, or any preferred chat app. Download now and discover the fastest way to save, split, and share! https://ibanswiftcodeterms.netlify.app/ https://ibanswiftcodeprivacy.netlify.app/