Comparison

Bakong vs eMoney Agent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bakong

This integrated payment system simplifies financial transactions by consolidating e-wallets, mobile payments, and online banking into a single platform. Send and receive money, deposit to bank accounts, and track all your transactions conveniently.

Highlights
  • Send/Receive Money From Any App
  • Request Money via QR Code
  • Deposit to Bank Account
  • Transaction History Tracking
  • Partner with Preferred Banks
Read full description

Experience effortless transactions with Bakong. Stop worrying about using the right payment app, having enough cash, waiting in long queues at the bank, or finding the right merchants for your e-wallet. Simplify your life with Cambodia’s only integrated payment system that allows you to do everything – e-wallets, mobile payments, online banking and financial applications – in one place. Stop switching between apps today with Bakong. Bakong lets you: • Send/Receive Money From Any App – Choose from scanning QR codes, keying in phone numbers, or just browse from your contact list. • Request Money – Create your own personalized QR code for friends to send you money without sharing any personal information. Simply scan and confirm! • Deposit to Bank Account – Cash in and out with any of your preferred banks or partners. • Track your Transactions - View all payments in a convenient history listing. • Banking at your preference – choose your personal bank or your favorite bank to be your partner for cash-in and cash-out. There is no restriction of your choice.

About

eMoney Agent

Perform financial transactions like payments, money transfers, and phone top-ups instantly from your mobile device. No bank account is required to register and manage your finances easily. Offers secure QR payments and bill settlements across numerous provinces.

Highlights
  • One-click transactions
  • No bank account required
  • Unlimited telecom operations
  • Instant phone top-up discounts
  • QR code payments
  • Bill payments for utilities and loans
  • 2-layer password security
Features
Read full description

eMoney – Leading Mobile Finance Provider, developed by E-MONEY PAYMENT SOLUTIONS PLC. With eMoney application, you can perform any transactions such as payment, money transfer, phone top up, and so on, by just one click, and do not need to visit physical bank. IMMEDIATE SIMPLE WITH ACTION: - No bank account is required - Unlimited telecom operation - Register account within a minute - Online KYC, simple and easy TRANSFER MONEY UNLIMITED - Transfer to your family and anyone anywhere, anytime via eMoney account or Non-eMoney account users - Transfer to your local bank account - Cash-in/cash-out at over 8,000 agents nationwide. PHONE TOP UP CANNOT BE CHEAPER - Top up to your phone balance with instant discount 3-5% - Exchange and buy data via eMoney to get more benefit 30% BILL PAYMENTS ALL 25 PROVINCES AND CITIES - Electric/water bill, Internet, TVs, etc - Loan repayment, Micro finance, school fee, etc QR PAYMENT - Customer can make payment when buy goods or services at retails shops or online shops by using QR Payment, request pay.QR Pay is the easiest and quickest payment method where payment will be performed by scanning QR code via eMoney APP ABSOLUTE SECURITY - 2-layer password security and authentication code are absolutely safe (customer can choose authentication by USSD or SMS) HASSLE-FREE - Get your salary on time. - Risk-free of handling cash. START your new payment experience on your mobile phone - Hotline support and answers: 868 or 0236 868 868 - Website: https://emoney.com.kh

Screenshots

Bakong4 screens
eMoney Agent4 screens

Verdict

The call

The clearest difference is rating: eMoney Agent at 4.3 against Bakong's 3.9. eMoney Agent also leads on iOS requirement (12.1 vs 15.6). Bakong's advantage is review sentiment (17% vs 0%) and ratings volume (35 vs 7). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

eMoney Agent holds the better App Store score, 4.3 against 3.9. That said, the two scores are not equally well evidenced: Bakong has 35 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 17% of Bakong's written reviews are positive against 0% of eMoney Agent's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
Bakong versus eMoney Agent: the parameters behind the verdict, then further details
ParameterBakongeMoney Agent
PriceFreeFree
Rating3.9 (35 ratings)4.3 (7 ratings) — better
Positive reviews16.7% of reviews — better0.0% of reviews
Number of ratings35 — better7
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.612.1 — better
Further details — not scored
Size184 MB151 MB
Age rating4+12+
DeveloperNational Bank of CambodiaMetfone

Customer experience

Bakong

All ratings35 ratings
Positive65.7%
Neutral8.6%
Negative25.7%
Written reviews6 reviews
Positive16.7%
Neutral16.7%
Negative66.7%

eMoney Agent

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

None

Bakong

No in-app purchases

None

eMoney Agent

No in-app purchases

Questions

Is Bakong free?
Bakong is free to download, with no in-app purchases.
Is eMoney Agent free?
eMoney Agent is free to download, with no in-app purchases.
Which has better reviews, Bakong or eMoney Agent?
eMoney Agent is rated higher. Bakong averages 3.9 out of 5 from 35 ratings, while eMoney Agent averages 4.3 from 7 ratings.
Do Bakong or eMoney Agent have ads?
Neither Bakong nor eMoney Agent shows ads.
Which is updated more often, Bakong or eMoney Agent?
Bakong ships an update monthly, and eMoney Agent monthly. Most recently, Bakong was updated on November 2, 2026 and eMoney Agent on November 3, 2026.

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