eMoney Agent vs Wing Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eMoney Agent
Perform financial transactions like payments, money transfers, and phone top-ups instantly from your mobile device. No bank account is required to register and manage your finances easily. Offers secure QR payments and bill settlements across numerous provinces.
- One-click transactions
- No bank account required
- Unlimited telecom operations
- Instant phone top-up discounts
- QR code payments
- Bill payments for utilities and loans
- 2-layer password security
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eMoney – Leading Mobile Finance Provider, developed by E-MONEY PAYMENT SOLUTIONS PLC. With eMoney application, you can perform any transactions such as payment, money transfer, phone top up, and so on, by just one click, and do not need to visit physical bank. IMMEDIATE SIMPLE WITH ACTION: - No bank account is required - Unlimited telecom operation - Register account within a minute - Online KYC, simple and easy TRANSFER MONEY UNLIMITED - Transfer to your family and anyone anywhere, anytime via eMoney account or Non-eMoney account users - Transfer to your local bank account - Cash-in/cash-out at over 8,000 agents nationwide. PHONE TOP UP CANNOT BE CHEAPER - Top up to your phone balance with instant discount 3-5% - Exchange and buy data via eMoney to get more benefit 30% BILL PAYMENTS ALL 25 PROVINCES AND CITIES - Electric/water bill, Internet, TVs, etc - Loan repayment, Micro finance, school fee, etc QR PAYMENT - Customer can make payment when buy goods or services at retails shops or online shops by using QR Payment, request pay.QR Pay is the easiest and quickest payment method where payment will be performed by scanning QR code via eMoney APP ABSOLUTE SECURITY - 2-layer password security and authentication code are absolutely safe (customer can choose authentication by USSD or SMS) HASSLE-FREE - Get your salary on time. - Risk-free of handling cash. START your new payment experience on your mobile phone - Hotline support and answers: 868 or 0236 868 868 - Website: https://emoney.com.kh
Wing Merchant
This app empowers small and medium businesses to manage payments and finances directly from their smartphones. It allows for easy QR code generation for various payment services, cash-in options, and digital loan applications. Merchants can also access business reports and integrate with other business platforms.
- Generate KHQR and other payment service QR codes
- Accept payments via QR scanning
- Offer cash-in services
- Apply for digital loans
- Access business account balance
- View transaction reports
- Manage business outlets and cashiers
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Welcome to WingPay Merchant, the exclusive application designed for small and medium-sized business owners looking for a convenient and efficient way to receive and manage their business payments directly through their smartphones. With WingPay Merchant, merchants can effortlessly generate KHQR codes to accept payments and seamlessly manage their transactions. This feature-rich app also offers additional services, such as cash-in capabilities, to enhance the overall payment experience. This App provides the following features: • My Account: Gain quick access to your Wing Bank business account balance. • Create QR: Generate QR codes for customers to scan from a variety of popular payment services, including WingPay, KHQR, Alipay, WeChat, Masterpass, and other global partners. • Scan for Cash In: Conveniently provide cash-in services to your customers. • Scan for Receive Payment: Instantly scan customer QR codes to effortlessly receive payments. • Digital Loan: Apply for a digital loan directly through Wing Bank, ensuring quick access to financial assistance. • Connected Services: Seamlessly integrate your business within the Wing Business ecosystem, connecting to platforms such as WingMall, WingMarket, WingAgri, and other Wing Business platforms. • Notification Storage: Stay informed with important merchant information and transaction notifications, all in one place. • Reports: Monitor and analyze your business performance through comprehensive transaction and overall performance reports. • Business Management: Effortlessly create and manage your business outlets and cashiers, streamlining your operations. • Help and Feedback: Receive dedicated support and provide valuable feedback to the WingPay team, ensuring a tailored and improved user experience. Download WingPay Merchant now and discover the seamless and efficient way to manage your Wing Merchant activities, empowering your business to thrive in the digital era.
Screenshots
Verdict
The clearest difference is rating: eMoney Agent at 4.3 against Wing Merchant's 3.7. On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
eMoney Agent holds the better App Store score, 4.3 against 3.7. Both are backed by a comparable volume of ratings — 7 and 3 respectively.
Both ship on a similar rhythm, roughly monthly. Both last shipped on November 3, 2026.
| Parameter | eMoney Agent | Wing Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (7 ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 7 — better | 3 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.1 — better | 13.0 |
| Further details — not scored | ||
| Size | 151 MB | 157 MB |
| Age rating | 12+ | 4+ |
| Developer | Metfone | WING (CAMBODIA) LIMITED SPECIALISED BANK |
Customer experience
eMoney Agent
Wing Merchant
In-app purchases
eMoney Agent
No in-app purchases
Wing Merchant
No in-app purchases








