Spendwise vs Circle K Pro.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendwise
Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.
- View credit card balances and transactions
- Track personal loan details
- Receive spending limit notifications
- Manage PIN codes
- Block and order new cards
- Utilize part payment options
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Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard
Circle K Pro.
This app facilitates cardless and contactless fuel payments for corporate fleets. It allows registered vehicles to connect directly to fuel pumps for authentication, simplifying the payment process for fleet managers and drivers.
- Cardless fuel payments
- Contactless transactions
- Vehicle authentication
- Direct pump connection
- Fleet management
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Corporate fleets can easily manage their fuel spend with the cardless and contactless Circle K Pro app. Attention fleet managers and drivers: In order to use Circle K Pro, your corporate fleet must be registered with Circle K. You will receive an invite directly from Circle K to access and use Circle K Pro at the pump. Circle K Pro is the easier and smarter fleet fuel payment solution. Powered by Know your Machine® software technology, which authenticates the vehicle, not the driver, Circle K Pro enables vehicles to connect directly to the fuel pump. No cards or driver prompts required! Car IQ is a financial technology company and not a bank. Credit Card Services are provided and issued by Lewis & Clark Bank, Member FDIC. [:mav: 2.35.0]
Screenshots
Verdict
The clearest difference is rating: Circle K Pro. at 5.0 against Spendwise's 4.8. Circle K Pro. also leads on monetization model (free vs ad-supported). Spendwise's advantage is ratings volume (30 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Circle K Pro. holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Spendwise has 30 ratings behind it against 4, so its average is the more settled of the two.
Spendwise ships an update fortnightly, Circle K Pro. every 2 weeks. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.
| Parameter | Spendwise | Circle K Pro. |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (30 ratings) | 5.0 (4 ratings) — better |
| Number of ratings | 30 — better | 4 |
| Update frequency | Fortnightly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 16.2 — better |
| Further details — not scored | ||
| Size | 76 MB | 151 MB |
| Age rating | 17+ | 4+ |
| Developer | SEB Kort Bank AB | CircleK |
Customer experience
Spendwise
Circle K Pro.
In-app purchases
Spendwise
No in-app purchases
Circle K Pro.
No in-app purchases
