Bank Norwegian vs Spendwise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bank Norwegian
Manage your banking and credit card accounts from a single app. View transactions, pay bills, transfer funds, and retrieve your PIN. Apply for credit limit increases and track earned rewards.
- Account overview
- Transaction and invoice viewing
- Bill payments and money transfers
- Electronic invoice management
- CashPoints tracking
- PIN code retrieval
- Card management
- Credit limit applications
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The app from Bank Norwegian makes it easy to keep track of your customer relationship and the app enables you to: - Get an overview of your Bank Norwegian card, loan and savings account. - See transactions and invoices. - Pay bills or transfer money from your Norwegian card or savings account. - Create and keep an overview of electronic invoices and direct debits on savings account. - View CashPoints you have earned. - Retrieve your PIN code. - Block and order a new card. - Apply on a higher credit limit. The app is activated by using your BankID. You can choose to log in with a personal code or using fingerprints.
Spendwise
Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.
- View credit card balances and transactions
- Track personal loan details
- Receive spending limit notifications
- Manage PIN codes
- Block and order new cards
- Utilize part payment options
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Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard
Screenshots
Verdict
The clearest difference is rating: Spendwise at 4.8 against Bank Norwegian's 4.3. Bank Norwegian's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spendwise holds the better App Store score, 4.8 against 4.3. Both are backed by a comparable volume of ratings — 17 and 30 respectively.
Bank Norwegian ships an update every 3 weeks, Spendwise fortnightly. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.
| Parameter | Bank Norwegian | Spendwise |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (17 ratings) | 4.8 (30 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 17 | 30 — better |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.4 — better | 17.0 |
| Further details — not scored | ||
| Size | 114 MB | 76 MB |
| Age rating | 4+ | 17+ |
| Developer | Bank Norwegian, en filial av NOBA Bank Group AB (publ) | SEB Kort Bank AB |
Customer experience
Bank Norwegian
Spendwise
In-app purchases
Bank Norwegian
No in-app purchases
Spendwise
No in-app purchases
