Comparison

SBAB! vs Spendwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SBAB!

Manage your home finances with ease. Track savings accounts, loans, and payments. Set savings goals, transfer money, and apply for mortgage pre-approvals. Designed for both new and existing customers.

Highlights
  • Manage savings accounts and transfers
  • Set savings goals
  • View and manage mortgage payments
  • Apply for mortgage pre-approval
  • Secure Mobile BankID login
  • Track loan amortization
Read full description

Get a complete overview of your home finances. Great for both new and existing SBAB customers. The app gives you a clear and easy way to manage your savings accounts, loans, and ongoing matters. - Log in quickly and securely using Mobile BankID - Keep track of your savings accounts, interest rates, and transfers - Set up monthly savings and create savings goals - Easily transfer money between your SBAB savings accounts and accounts at other banks - View and manage payments, interest, and amortization for your mortgages and personal loans - Apply for a pre-approval, calculate scenarios, and update it whenever needed - Get information about other SBAB products and offers To use Mobile BankID, you need a Swedish personal identity number, must order Mobile BankID through your online bank, and install the BankID security app. To log in to the SBAB app, the BankID app must be installed on the same phone.

About

Spendwise

Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.

Highlights
  • View credit card balances and transactions
  • Track personal loan details
  • Receive spending limit notifications
  • Manage PIN codes
  • Block and order new cards
  • Utilize part payment options
Features
Read full description

Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard

Screenshots

SBAB!4 screens
Spendwise4 screens

Verdict

The call

The clearest difference is monetization model: SBAB! at free against Spendwise's ad-supported. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for SBAB! against 4.8 for Spendwise. Both are backed by a comparable volume of ratings — 56 and 30 respectively.

UpkeepUpdate frequency

SBAB! ships an update every 9 days, Spendwise fortnightly. The most recent releases landed on October 5, 2026 and September 30, 2026 respectively.

Scorecard1 real difference · 9 level
SBAB! versus Spendwise: the parameters behind the verdict, then further details
ParameterSBAB!Spendwise
PriceFreeFree
Rating4.7 (56 ratings)4.8 (30 ratings) — better
Positive reviews100.0% of reviews—
Number of ratings56 — better30
Update frequencyEvery 9 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPad — better
Requires iOS18.017.0 — better
Further details — not scored
Size47 MB76 MB
Age rating4+17+
DeveloperSBAB Bank AB (publ)SEB Kort Bank AB

Customer experience

SBAB!

All ratings56 ratings
Positive94.6%
Neutral1.8%
Negative3.6%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Spendwise

All ratings30 ratings
Positive96.7%
Neutral3.3%
Negative0.0%

In-app purchases

None

SBAB!

No in-app purchases

None

Spendwise

No in-app purchases

Questions

Is SBAB! free?
SBAB! is free to download, with no in-app purchases.
Is Spendwise free?
Spendwise is free to download, with no in-app purchases.
Which has better reviews, SBAB! or Spendwise?
Spendwise is rated higher. SBAB! averages 4.7 out of 5 from 56 ratings, while Spendwise averages 4.8 from 30 ratings.
Do SBAB! or Spendwise have ads?
Neither SBAB! nor Spendwise shows ads.
Which is updated more often, SBAB! or Spendwise?
SBAB! ships an update every 9 days, and Spendwise fortnightly. Most recently, SBAB! was updated on October 5, 2026 and Spendwise on September 30, 2026.

Other comparisons