SBAB! vs Spendwise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SBAB!
Manage your home finances with ease. Track savings accounts, loans, and payments. Set savings goals, transfer money, and apply for mortgage pre-approvals. Designed for both new and existing customers.
- Manage savings accounts and transfers
- Set savings goals
- View and manage mortgage payments
- Apply for mortgage pre-approval
- Secure Mobile BankID login
- Track loan amortization
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Get a complete overview of your home finances. Great for both new and existing SBAB customers. The app gives you a clear and easy way to manage your savings accounts, loans, and ongoing matters. - Log in quickly and securely using Mobile BankID - Keep track of your savings accounts, interest rates, and transfers - Set up monthly savings and create savings goals - Easily transfer money between your SBAB savings accounts and accounts at other banks - View and manage payments, interest, and amortization for your mortgages and personal loans - Apply for a pre-approval, calculate scenarios, and update it whenever needed - Get information about other SBAB products and offers To use Mobile BankID, you need a Swedish personal identity number, must order Mobile BankID through your online bank, and install the BankID security app. To log in to the SBAB app, the BankID app must be installed on the same phone.
Spendwise
Manage your credit card accounts, view transactions, and track loan details. Receive important notifications about purchases and spending limits. Easily access your PIN, block lost cards, and explore payment options for larger purchases.
- View credit card balances and transactions
- Track personal loan details
- Receive spending limit notifications
- Manage PIN codes
- Block and order new cards
- Utilize part payment options
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Spendwise lets you view your credit card balance, transactions, invoices, and keep track of your Spendwise Privatlån. This app simplifies your life. You can for instance: • Get notifications of important events, purchases or if you reached your spending limits. • Choose and view your PIN code. • Block and order a new card if it has been lost or stolen. • Use “part payment”, in order to quickly see what it costs to divide a larger purchase over several months. • View your current debt, upcoming payment, and invoices for Spendwise Personal Loan. The app supports: • Scandic Friends Mastercard • Circle K Mastercard • Strawberry Mastercard • SJ Prio Mastercard • SaabKortet Mastercard • INGO Mastercard • NK Nyckeln Mastercard • Wallet • GlobeCard • Volvo Mastercard • Esso Mastercard • Finnair Plus Mastercard in Finland • Eurocard • Landkreditt Mastercard
Screenshots
Verdict
The clearest difference is monetization model: SBAB! at free against Spendwise's ad-supported. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for SBAB! against 4.8 for Spendwise. Both are backed by a comparable volume of ratings — 56 and 30 respectively.
SBAB! ships an update every 9 days, Spendwise fortnightly. The most recent releases landed on October 5, 2026 and September 30, 2026 respectively.
| Parameter | SBAB! | Spendwise |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (56 ratings) | 4.8 (30 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 56 — better | 30 |
| Update frequency | Every 9 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 47 MB | 76 MB |
| Age rating | 4+ | 17+ |
| Developer | SBAB Bank AB (publ) | SEB Kort Bank AB |
Customer experience
SBAB!
Spendwise
In-app purchases
SBAB!
No in-app purchases
Spendwise
No in-app purchases








