The Prax vs Cashews
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
The Prax
This app helps you track daily spending and manage budgets with friends and family. It offers real-time collaboration, receipt photo storage, and international currency support. See your daily left-to-spend amount and make informed spending decisions.
- Create unlimited budgets (monthly, weekly, custom)
- Real-time collaboration with friends and family
- Track daily left-to-spend amounts
- Store receipt photos and add notes/emojis
- International currency support
- Tag transactions on a map
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Featured by Apple in “New Apps We Love” and reached #1 in Finance. A simple, and sleek budgeting app that keeps track of all your daily spending and shows a daily left-to-spend amount. CREATE & TRACK BUDGETS •Create as many budgets as you want, Monthly, Weekly or Custom. We don’t limit you! See how much you have left Daily, Weekly and Overall. INTERNATIONAL CURRENCIES •Choose from dozens of currencies. COLLABORATE •You can invite your friends or family members to collaborate in real time on your budgets by sending them a link. Everyone that participates in your budget or tracker can see changes and progress as they’re made. CUSTOMIZED TO YOUR NEEDS •Take a picture of receipts, lists, or any item you need and store them with your spendings. Feel free to add notes or emojis as your budget icons. You can also tag your transactions on the map and view it in your budgets at any time. TIP JAR •We don't charge for any premium features so we appreciate a tip in Settings page. Feel like doing a spontaneous buy or want to grab some lunch with friends but need to know if you have enough? Open The Prax to see how much you can splurge.
Cashews
This app analyzes your income and expenses to tell you how much you can safely spend. It offers a unique approach to budgeting by focusing on your current financial health rather than rigid categories. Make informed decisions with a 'Can I afford it?' widget and achieve your financial goals.
- Connect to bank accounts
- Analyze income and expenses
- Predictive cash flow algorithm
- Spendable money calculation
- Financial goal setting
- 'Can I afford it?' widget
- Automated account syncing
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What did you spend this month? Cashews answers that in 10 seconds. Connect your bank accounts and credit cards, and Cashews shows you one number: Spent So Far. It's the simplest way to stay on top of your money, whether you budget or not. WHAT MAKES CASHEWS DIFFERENT Most finance apps make tracking your spending feel like homework. Cashews takes a different approach. Connect your accounts, see what you've spent, categorize with a swipe. Need, Want, or Other. Done. You get the clarity of knowing where your money goes without the effort of maintaining a traditional budget. And if you want more detail, custom categories let you go deeper. IT PAYS FOR ITSELF Cashews automatically detects every recurring charge across all your accounts. Subscriptions you forgot about, bills you didn't realize were still running, annual renewals you missed. Most people find more in forgotten charges than Cashews costs. HOW IT WORKS 1. Connect your banks and credit cards (12,500+ US institutions supported). 2. See your Spent So Far number, updated daily across all accounts. 3. Swipe to categorize your transactions in seconds. 4. See every recurring charge, cashflow trend, and credit card balance in Insights. HOUSEHOLD SHARING (NEW) Your partner's credit cards, your checking account, that joint savings. Now everyone sees the same number. Invite your financial plus one and get a complete picture of your household's spending. One price covers everyone. KEY FEATURES - Spent So Far: one number, all accounts, updated daily - Household Sharing: invite your partner or family - Simple categorization: Need, Want, Other (or custom categories) - Recurring charge detection with payment reminders - "Can I Afford It?" spending confidence check - Credit card utilization tracking - Cashflow trends: month over month, year over year - Smart notifications: unusual activity, upcoming bills, missed payments - 12,500+ US banks and credit cards supported - Bank-level encryption via Plaid. Read-only access. We never see your login. PRICING $3.99/month or $39.99/year for your whole family. Most people find more than that in forgotten charges. No ads, no hidden fees, no selling your data. Cancel anytime. Cashews uses Plaid (https://plaid.com) to securely connect to your financial institutions. We have read-only access to your accounts. Check if your bank is supported at https://plaid.com/institutions. Currently supports US banks and credit cards only. SUPPORT Questions or feedback? Reach us anytime at support@cashews.finance. Learn more: https://cashews.finance Terms of Service: https://cashews.finance/terms-and-conditions Privacy Policy: https://cashews.finance/privacy-policy
Screenshots
Verdict
The clearest difference is monetization model: The Prax at free with in-app purchases against Cashews's subscription. The Prax also leads on review sentiment (82% vs 50%) and rating (4.8 vs 4.5). Cashews's advantage is update cadence (every 3 days vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. The Prax sells 5 one-off in-app purchases and Cashews sells 9 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
The Prax holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 53 and 70 respectively. Written reviews point the same way: 82% of The Prax's written reviews are positive against 50% of Cashews's.
The Prax ships an update monthly, Cashews every 3 days. Both last shipped on October 14, 2026.
| Parameter | The Prax | Cashews |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (53 ratings) — better | 4.5 (70 ratings) |
| Positive reviews | 81.8% of reviews — better | 50.0% of reviews |
| Number of ratings | 53 | 70 — better |
| Update frequency | Monthly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases — better | Subscription |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 19 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | The Prax, LLC | Cashews Finance LLC |
Customer experience
The Prax
Cashews
In-app purchases
The Prax
- Tip Jar Treat$1.99
- Tip Jar Pizza$2.99
- Tip Jar Snacks$9.99
Show 2 moreShow fewer
- Tip Jar Lunch$19.99
- Tip Jar Innovation$99.99
Cashews
- Cashews Finance Monthly14 Days trial$3.991 Month
- Monthly3 Days trial$5.991 Month
- Monthly7 Days trial$8.991 Month
Show 6 moreShow fewer
- Quarterly$13.493 Months
- Quarterly14 Days trial$19.993 Months
- Cashews Finance Annual14 Days trial$39.991 Year
- Yearly3 Days trial$59.991 Year
- Yearly14 Days trial$59.991 Year
- Yearly1 Year trial4 variants$69.991 Year







