The Prax vs Spendy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
The Prax
This app helps you track daily spending and manage budgets with friends and family. It offers real-time collaboration, receipt photo storage, and international currency support. See your daily left-to-spend amount and make informed spending decisions.
- Create unlimited budgets (monthly, weekly, custom)
- Real-time collaboration with friends and family
- Track daily left-to-spend amounts
- Store receipt photos and add notes/emojis
- International currency support
- Tag transactions on a map
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Featured by Apple in “New Apps We Love” and reached #1 in Finance. A simple, and sleek budgeting app that keeps track of all your daily spending and shows a daily left-to-spend amount. CREATE & TRACK BUDGETS •Create as many budgets as you want, Monthly, Weekly or Custom. We don’t limit you! See how much you have left Daily, Weekly and Overall. INTERNATIONAL CURRENCIES •Choose from dozens of currencies. COLLABORATE •You can invite your friends or family members to collaborate in real time on your budgets by sending them a link. Everyone that participates in your budget or tracker can see changes and progress as they’re made. CUSTOMIZED TO YOUR NEEDS •Take a picture of receipts, lists, or any item you need and store them with your spendings. Feel free to add notes or emojis as your budget icons. You can also tag your transactions on the map and view it in your budgets at any time. TIP JAR •We don't charge for any premium features so we appreciate a tip in Settings page. Feel like doing a spontaneous buy or want to grab some lunch with friends but need to know if you have enough? Open The Prax to see how much you can splurge.
Spendy
A simple and shared budget app designed for quick expense entry and tracking. It allows users to record spending, manage budgets together with others, and even log moments with notes and tags.
- iCloud Shared Budget
- Quick Expense Entry
- Budget as a Diary
- Tag Management
- Calendar & Reminders Integration
- Automation Support
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The fastest way to log — and share — your spending. Spendy, the minimal budget app. Open the app and you are already on the entry screen. Even without an amount, a tag and a one-line note become your diary for the day. If complex budget apps wore you out, Spendy makes recording a habit. Recommended For - Those who quit budget apps because they felt too complicated - Couples, families, and friends who want to track expenses together - People who want to record both their spending and their feelings Key Features Recording - Quick entry first: start typing the moment you open the app. - Budget as a diary: capture moments with just tags and notes — no amount needed. - Tag management: understand your spending patterns at a glance. - Attach photos and scan documents to keep receipts together. Sharing & Sync - iCloud shared budget: record and manage expenses in real time with your partner, family, or friends. - Automatic sync across all your Apple devices — iPhone, iPad, and Mac. Views & Insights - Timeline and calendar views: browse your history the way you like. - Smart lists: automatically group expenses by the conditions you set. - Calendar & Reminders integration: see your schedule and spending in one timeline. Automation - Automatically register Apple Pay and SMS transactions. - Build your own entry flows with Shortcuts support. Widgets - Home Screen and Lock Screen widgets show today's spending at a glance. - Widget quick actions: memo, search, take a photo, scan a document. Privacy - Your ledger is stored in your own iCloud, not on our servers. Some features are part of Spendy Premium, a one-time purchase you keep forever. Start your habit of recording both money and moments with Spendy today. Terms of Use: https://onessa.app/spendy/terms/ Privacy Policy: https://onessa.app/spendy/privacy/
Screenshots
Verdict
The clearest difference is update cadence: Spendy at every 5 days against The Prax's monthly. Spendy also leads on review sentiment (96% vs 82%) and rating (5.0 vs 4.8). The Prax's advantage is ratings volume (53 vs 6) and iOS requirement (13.0 vs 26.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. The Prax sells 5 one-off in-app purchases and Spendy sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Spendy holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: The Prax has 53 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 82% of The Prax's written reviews are positive against 96% of Spendy's.
The Prax ships an update monthly, Spendy every 5 days. The most recent releases landed on June 11, 2026 and September 24, 2026 respectively.
| Parameter | The Prax | Spendy |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (53 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 81.8% of reviews | 96.3% of reviews — better |
| Number of ratings | 53 — better | 6 |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 13.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 19 MB | 56 MB |
| Age rating | 4+ | 4+ |
| Developer | The Prax, LLC | dasol kim |
Customer experience
The Prax
Spendy
In-app purchases
The Prax
- Tip Jar Treat$1.99
- Tip Jar Pizza$2.99
- Tip Jar Snacks$9.99
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- Tip Jar Lunch$19.99
- Tip Jar Innovation$99.99
Spendy
- Day Money Premium Monthly Plan7 Days trial$1.991 Month
- Day Money Premium Yearly Plan$9.991 Year
- 50% off Premium Lifetime$9.99
- Day Money Premium Lifetime$14.99
- Day Money Premium Lifetime$19.99









