STBB Direct vs Retire Roadmap

The STBB Direct application is the perfect tool to do cost calculations on the go. It’s free, and anyone can use it to do a variety of calculations relating to the sale or purchase of a property. It also allows users to share the calculations directly from the application with a buyer, seller or other third party. The following calculators are available - Transfer and bond cost - Bond repayment - Agent commission - Capital Gains Tax As an added bonus, estate agents with deals at STBB are now able to track the progress of their deals on their mobile devices. Notifications can even be set up for pre-selected milestones in the process. An estate agent will also be able to pull the ever so popular STBB progress reports directly from the device with the tap of a button - anytime, any day. Estate agents have access to the details, documents, progress notes and contacts relating to a specific deal easing communication and keeping the agent in control.

Retire Roadmap helps you understand whether you're on track to retire when you want to. Start by choosing the year you'd like to retire and how much you expect to spend each year during retirement. Next, enter your investments and assets—such as stocks, crypto, savings, pensions, rental income, and more—along with the annual growth rate you expect for each. The app then projects your finances year by year, showing how your assets may grow and whether they are likely to support your planned retirement—or when your money could run out. Retire Roadmap is designed as a planning tool. It does not account for taxes, unexpected medical expenses, investment market fluctuations, or other life events that may affect your retirement. The projections are illustrative and should not be considered financial advice or a guarantee of future results. Review your plan regularly and update your assets, spending, and assumptions whenever your circumstances change. Small adjustments today can make a significant difference to your future. HOW IT WORKS • Add stocks and crypto (with live market price refresh) and other assets — savings, rental income, pensions, lump sums, and more • Set your retirement year, annual lifestyle spending, inflation, and planning horizon • Enter an expected return (Compound Annual Growth Rate / CAGR) for each asset • Choose how you draw down in retirement — proportional or custom withdrawals • Review the visual roadmap, full data table, scenario presets (Conservative, Base, Aggressive), and Snapshot scenario comparison YOUR DATA STAYS ON YOUR DEVICE • Portfolio entries and planning settings stay local • No account required for core planning • Projections are educational only — not personalized financial advice FREE TO USE • Build a plan with the core projection tools • Free tier includes 1 portfolio asset • Optional Premium unlocks more capacity and exports UPGRADE TO PREMIUM • Up to 8 portfolio assets • Export roadmap — PDF, Excel, and clipboard • Ad-free experience • Choose Monthly, Yearly (best value), or a one-time Lifetime purchase Subscription details: • Retire Roadmap Premium Monthly — auto-renewable subscription, billed monthly • Retire Roadmap Premium Yearly — auto-renewable subscription, billed yearly • Retire Roadmap Premium Lifetime — a single one-time payment (not a subscription) • Prices are shown in the app and may vary by region • Payment is charged to your Apple ID account at purchase • Subscriptions auto-renew unless auto-renew is turned off at least 24 hours before the period ends • Manage or cancel anytime in Settings → [Your Name] → Subscriptions Privacy Policy: https://heylonstudio.com/legal/retire-roadmap-privacy.html Ready to see if you're on track? Download Retire Roadmap and build your year-by-year roadmap.