Lucky App vs HDB Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lucky App
Manage your finances with a streamlined card experience and accessible credit. Enjoy exclusive vouchers, discounts, and earn rewards as you spend. Everything is designed for simplicity and control, all in one place.
- Reimagined card experience
- Accessible credit options
- Vouchers and discounts
- Earn rewards on spending
- All-in-one financial management
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Meet the new Lucky. Smarter. Faster. Built for you. From a reimagined card experience to credit that’s easier to access, everything is designed to be simple, seamless, and in your control. Enjoy vouchers & discounts, earn as you spend, and manage it all in one place. Download the app and get started. Credit for everyone. Not the few!
HDB Mobile Banking
Easily manage your bank accounts, view balances, and review transaction history. Make secure fund transfers, pay loans, and apply for new credit cards or cheque books. Locate nearby ATMs and branches using GPS.
- Fingerprint Sign On
- Account activity and balance review
- Fund transfers
- Loan and credit card payments
- Apply for credit cards and loans
- ATM and branch locator
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Manage Your Accounts • Quickly access your accounts with Fingerprint Sign On • Review activity and balances in your accounts • Set your language preference to English or Arabic Make Transfers and Payments • Transfer funds between your HDB accounts • Pay your Personal loan • Mortgage loan Payments • Export account transactions • Apply for Different requests: • Apply for a credit card • Apply for a direct debit card • Apply for a loan • Apply for a loan refinance • Apply for a credit facility • Apply for a Cheque book • Locate one of our ATMs or retail banking branches near you via GPS
Screenshots
Verdict
The clearest difference is rating: Lucky App at 4.6 against HDB Mobile Banking's 3.9. Lucky App also leads on review sentiment (25% vs 0%) and ratings volume (628 vs 7). HDB Mobile Banking's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lucky App holds the better App Store score, 4.6 against 3.9. That said, the two scores are not equally well evidenced: Lucky App has 628 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 25% of Lucky App's written reviews are positive against 0% of HDB Mobile Banking's.
Lucky App ships an update monthly, HDB Mobile Banking every 4 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.
| Parameter | Lucky App | HDB Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (628 ratings) — better | 3.9 (7 ratings) |
| Positive reviews | 25.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 628 — better | 7 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.6 | 16.0 — better |
| Further details — not scored | ||
| Size | 190 MB | 83 MB |
| Age rating | 4+ | 4+ |
| Developer | Lucky App B.V. | Housing & Development Bank |
Customer experience
Lucky App
HDB Mobile Banking
Bugs and requests
Lucky App
Reported bugs
5 issues- App crashes when selecting location from filter
- Persistent device compatibility warnings
- Withdrawal error messages preventing fund access
- Frequent software bugs requiring updates
- Offers not syncing with partner merchants
Requested features
3 requests- Better in-store offer activation and integration
- Clear pricing and subscription cost information
- Improved location filter functionality
HDB Mobile Banking
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Lucky App
No in-app purchases
HDB Mobile Banking
No in-app purchases
