Lucky App vs ledgera
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lucky App
This platform offers financial solutions for users to shop, earn rewards, and manage their money. It provides access to credit, cashback on purchases, exclusive discounts, and a wide network of merchants.
- Fast-tracked credit access
- Cashback on purchases
- Exclusive discounts and vouchers
- Largest merchant network in Egypt
- Money management tools
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Meet the new Lucky. Smarter. Faster. Built for you. From a reimagined card experience to credit that’s easier to access, everything is designed to be simple, seamless, and in your control. Enjoy vouchers & discounts, earn as you spend, and manage it all in one place. Download the app and get started. Credit for everyone. Not the few!
ledgera
Effortlessly manage your finances with automatic transaction logging from bank SMS. Split expenses with friends, track all your assets, and get AI-powered insights in Arabic. Calculate Zakat and set budgets with ease.
- Automatic SMS transaction logging
- Expense splitting with groups
- AI assistant understanding Egyptian Arabic
- Comprehensive asset tracking
- Automated Zakat calculation
- Budgeting and goal setting
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Ledgera - your complete personal finance companion, built Arabic-first for how you actually manage money. THE APP THAT FILLS ITSELF Enable auto-capture once, and every bank SMS becomes a logged transaction - automatically, without opening the app. A ready-made shortcut, a quick one-time setup, and your money tracks itself. Works with Egyptian banks and wallets, fully private on your device. SPLIT EXPENSES WITH FRIENDS Create a group for your trip, shared home, or any occasion. Invite friends with a QR code or link - even add people who don't have the app yet. Log shared expenses, split them equally or your way, and let smart settlement calculate who pays whom with the fewest transfers. Settle up fully or partially, then share a beautiful PDF summary. AN AI ASSISTANT THAT SPEAKS YOUR ARABIC Type, speak, or snap a photo of a receipt - Ledgera's AI understands Egyptian Arabic naturally. Say "spent 150 on fuel, cash" and watch it become a proper transaction. Ask questions about your money in any language and get real answers from your actual data. YOUR ENTIRE WEALTH, ONE GLANCE Track everything you own in one place: bank accounts, cash, gold by the gram, crypto, stocks with buy/sell and dividends, real estate, cars, and valuables. Live prices, net worth at a glance, and full selling support - sell gold or crypto fully or partially with proceeds landing straight in your account. ZAKAT, CALCULATED FOR YOU Ledgera tracks the nisab and hawl automatically across your gold, cash, and crypto, and tells you exactly what you owe - a first-class feature, not an afterthought. EVERYTHING ELSE YOU NEED - Budgets per category with overspend warnings - Goals with progress tracking - Debts: who owes you, whom you owe, with payment history - Installments and recurring transactions that log themselves - Banking products: certificates, deposits, and loans with payout tracking - Price alerts for gold and crypto - know the moment your target hits - Smart reports with clear charts, monthly summaries, and PDF export - Voice reports: listen to your monthly summary - A notification center for everything that matters - Face ID lock, dark mode, and full Arabic and English support Built for Egypt and the Arab world: Egyptian banks, local wallets, gold in grams, Arabic-first design with proper RTL - not a translated app, a native one. Download Ledgera and let your money manage itself.
Screenshots
Verdict
The clearest difference is ads: ledgera at none against Lucky App's shown. ledgera also leads on rating (5.0 vs 4.6) and monetization model (free vs ad-supported). Lucky App's advantage is ratings volume (627 vs 2). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ledgera holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Lucky App has 627 ratings behind it against 2, so its average is the more settled of the two.
Lucky App ships an update every 4 weeks, ledgera every 2 weeks. The most recent releases landed on October 20, 2026 and October 9, 2026 respectively.
| Parameter | Lucky App | ledgera |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (627 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 25.0% of reviews | — |
| Number of ratings | 627 — better | 2 |
| Update frequency | Every 4 weeks | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 179 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | Lucky App B.V. | Islam Aboelnour |
Customer experience
Lucky App
ledgera
Bugs and requests
Lucky App
Reported bugs
5 issues- App crashes when selecting location from filter
- Persistent device compatibility warnings
- Withdrawal error messages preventing fund access
- Frequent software bugs requiring updates
- Offers not syncing with partner merchants
Requested features
3 requests- Better in-store offer activation and integration
- Clear pricing and subscription cost information
- Improved location filter functionality
ledgera
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Lucky App
No in-app purchases
ledgera
No in-app purchases
