Comparison

mobi Personal vs Zedcrest Wealth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mobi Personal

This app helps you project your future finances by tracking income and expenses. It teaches personal finance principles and provides tools to plan for dreams or avoid financial surprises. Designed for disciplined users who value their financial resources and are comfortable with future projections.

Highlights
  • Future financial projection
  • Budgetary deviation alerts
  • Pension fund simulation
  • Yearly financial overview
  • Hacker-proof design
  • AI-powered budgeting assistance
  • Data export and backup
Features
Read full description

A personal finance app basically provides you with the future projection of your financial resources based on the projection of your income and expenditure requirement. If you: + know how to use a spreadsheet. + has iPhone SE or larger. + has discipline in life. + doesn't want an app accessing your bank directly. + value the financial resources you have. + is not afraid to peek into the future. + are the ultimate resource for you or your family. This app is your right choice, compare. Designed by those who have over 40 years of experience performing true financial prowess and achieving concrete dreams. This app teaches personal and behavioral finance and provides you with a tool for you to implement your dreams or avoid having bad financial surprises. Main features: *Set a time interval, the app tells you how much you can still spend in this range without compromising your budget. *Financial advisor to simulate your pension fund. -Detailed view of your financial situation, for a whole year on a single screen. -Weekly, monthly or quarterly view of your numbers. *Provides budgetary deviations from your finances without reporting, available continuously and immediately. -Nothing to get around the screens and screens to get a view of your finances, made a transaction, the overview is already available at a click of the eyes. -Input and data changes very intuitive and fast, even if it is in installments, such as for credit card. No use of calculator for the value of the installment to launch or be making boring reclassifications of expenses. -Move with one click planned values ​​between expense lines or payable period. -Add or anticipate payments or revenue with a single click. -Main financial parameters available in a control panel: cash surplus, cash requirement, planned deviation, amount payable on credit card, amounts spent and unplanned, left over from planned, total amounts spent or pending, visual alert of risks financial resources. -Standard or custom (*) list of expenses and revenues to be administered, based on the recommendations of financial consultant E. Rios or the Japanese profile Kakeibo. -The hacker proof. No direct access to your bank. -Work with planned or only accounted expenses, you choose. -Easy administration of balances of unrealized expenses. -Specific graphs for trend analysis. -Artificial Intelligence (IA) to help you make a personal financial budget. -Possibility to register purchases in foreign currency. -Ability to export your data for backup or other purpose. -Notifications for pending payments. -Migration of your data from another GP$ family app, such as Premium, Starter or Teen$. -Calculates your inflation. ** Premium Version **   The free version does not have some features described above, which are only present in Premium, which can be contracted for monthly, quarterly, semiannual or yearly subscriptions when your iTunes account is debited when you confirm the purchase. The subscription grants you the right to use all the features described above and will be automatically renewed upon expiration unless you cancel it 24 hours before. Your iTunes account will be charged for renewal within 24 hours before the end of the current period and will identify the cost of the renewal, however the signatures can be managed by the user and automatic renewal can be disabled by accessing the User Account Settings after purchase . Any unused portion of a free trial period, if offered, will be forfeited when you purchase a subscription for this product, where applicable. Terms of use and privacy policy at http://www.perfingps.com.br/br/quem-somos/.

About

Zedcrest Wealth

Grow your money with Nigeria's leading savings and investment app. Earn rewards on all financial actions, from flexible savings to automated investments. Features include target savings, locked deposits, and multi-currency wallets for secure financial growth.

Highlights
  • Flexible savings with early withdrawal
  • Target savings for financial goals
  • Locked savings for discipline
  • Automated savings and investment
  • Mutual funds and Treasury Bills
  • Multi-currency wallets
  • Game Center and finance quizzes
Features
Read full description

Your trusted partner that helps you grow, invest, and learn about money. The best investment app on the planet! Zedcrest Wealth is a wealth management app designed to help you grow your money, hit your financial goals, and earn rewards along the way. As an SEC-licensed asset management firm, we give you access to a secure, regulated platform to build real, lasting wealth. Product offerings and key features: Plan for your short-term and long-term goals: Wealth Box: Build an emergency plan without restrictions, withdraw anytime, and earn competitive interest rates. Link your debit card for seamless automated deposits. Aspire: Got a big goal? Set a target, pick a timeline, and set up auto-deposits to smash your targets! Vault: Build discipline with a strict plan. Lock your funds until maturity and watch your money grow untouched. No withdrawals, no exceptions. Auto-deposits & auto-reminders: Add your debit card to stay consistent with automated deposits. Get scheduled push notifications and email reminders that keep you on track. Invest and build wealth smarter: Mutual funds: Explore a range of short-term, low-risk investments in local and global markets, carefully curated for steady growth. Fixed-income investments: Earn steady, predictable returns through short-term, low-risk instruments. Choose from government-backed treasury bills or commercial papers and let your capital work for you. Ethical portfolio: Invest in line with your beliefs and values. Our ethical portfolio offers stable returns while supporting responsible and principled businesses. Stocks: Buy and sell NGN and US stocks with ease. Seamlessly switch between your asset management and stockbroking profiles, all in one app. Auto-invest: Set it and forget it. Automate your investments and stay focused on what matters most to you. Turn your phone into a digital wallet: Store money in your Wallet within the app. Fund your growth plans and investments in naira and dollars. Get local and global opportunities, right at your fingertips. Withdraw funds seamlessly from your Wallet to your naira or dollar bank account. Know your investment personality: Take our Risk Assessment Test to discover your investment personality. Answer a few quick questions and get personalized investment recommendations tailored to your goals and risk appetite. Sharpen your financial skills Zedcrest Wealth Academy: Level up your financial knowledge with bite-sized lessons on investing and personal finance. The more you learn, the better decisions you make. Weekly Finance Quiz & Tournaments: Test your financial know-how every week and sharpen your money mindset. Tournaments: Create or join tournaments to compete with friends and others on all things finance. Financial Insights: Stay up to date with the latest financial and economic news, curated for the everyday investor. Earn rewards and have fun Game Center: Turn every action into a reward. Earn coins for investing, referring friends, top-ups, and more. The more active you are, the more coins you earn. Gift Shop: Redeem your coins for discount vouchers on food, transport, and entertainment. Communities & Buddies: Investing is better with friends. Invite friends, share goals, and grow together.

Screenshots

mobi Personal4 screens
Zedcrest Wealth4 screens

Verdict

The call

The clearest difference is price: Zedcrest Wealth at Free against mobi Personal's $1.99. Zedcrest Wealth also leads on in-app purchases (none vs 4) and review sentiment (75% vs 67%). mobi Personal's advantage is update cadence (weekly vs every 3 weeks). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Zedcrest Wealth is free to download; mobi Personal costs $1.99 up front. mobi Personal sells 4 in-app purchases, starting at $1.99 per month. Zedcrest Wealth asks for nothing beyond the download.

UpkeepUpdate frequency

mobi Personal ships an update weekly, Zedcrest Wealth every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard6 real differences · 4 level
mobi Personal versus Zedcrest Wealth: the parameters behind the verdict, then further details
Parametermobi PersonalZedcrest Wealth
Price$1.99Free — better
Rating—4.5 (126 ratings) — better
Positive reviews66.7% of reviews75.0% of reviews — better
Number of ratings—126 — better
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.613.0 — better
Further details — not scored
Size4 MB122 MB
Age rating4+17+
DeveloperEliezer RiosZedcrest capital

Customer experience

mobi Personal

Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Zedcrest Wealth

All ratings99 ratings
Positive87.9%
Neutral5.1%
Negative7.1%
Written reviews8 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

4 purchases

mobi Personal

Subscriptions4
  • Monthly subscription$1.991 Month
  • Quarter subscription$4.993 Months
  • Semester subscription$8.996 Months
Show 1 more
  • Yearly subscription$16.991 Year
None

Zedcrest Wealth

No in-app purchases

Questions

Is mobi Personal free?
mobi Personal costs $1.99, and also offers in-app purchases.
Is Zedcrest Wealth free?
Zedcrest Wealth is free to download, with no in-app purchases.
Do mobi Personal or Zedcrest Wealth have ads?
Neither mobi Personal nor Zedcrest Wealth shows ads.
Which is updated more often, mobi Personal or Zedcrest Wealth?
mobi Personal ships an update weekly, and Zedcrest Wealth every 3 weeks. Most recently, mobi Personal was updated on November 6, 2026 and Zedcrest Wealth on November 7, 2026.

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