Comparison

XP Trader vs mobi Personal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

XP Trader

Trade stocks and futures directly from your smartphone. This app provides exclusive access for active clients of XP Investimentos to manage their portfolios on the go.

Highlights
  • Trade stocks
  • Trade futures
  • Mobile trading
  • Portfolio management
  • Exclusive for XP clients
Read full description

O nome mudou mas o aplicativo continua o mesmo. O que antes era XP mobile agora é XP TRADER e por ele você vai continuar negociando ações e futuros pelo seu smartphone onde estiver. Exclusividade para clientes da XP Investimentos com conta ativa, caso ainda não seja cliente é só acessar www.xpi.com.br e abra sua conta.

About

mobi Personal

This app helps you project your future finances by tracking income and expenses. It teaches personal finance principles and provides tools to plan for dreams or avoid financial surprises. Designed for disciplined users who value their financial resources and are comfortable with future projections.

Highlights
  • Future financial projection
  • Budgetary deviation alerts
  • Pension fund simulation
  • Yearly financial overview
  • Hacker-proof design
  • AI-powered budgeting assistance
  • Data export and backup
Features
Read full description

A personal finance app basically provides you with the future projection of your financial resources based on the projection of your income and expenditure requirement. If you: + know how to use a spreadsheet. + has iPhone SE or larger. + has discipline in life. + doesn't want an app accessing your bank directly. + value the financial resources you have. + is not afraid to peek into the future. + are the ultimate resource for you or your family. This app is your right choice, compare. Designed by those who have over 40 years of experience performing true financial prowess and achieving concrete dreams. This app teaches personal and behavioral finance and provides you with a tool for you to implement your dreams or avoid having bad financial surprises. Main features: *Set a time interval, the app tells you how much you can still spend in this range without compromising your budget. *Financial advisor to simulate your pension fund. -Detailed view of your financial situation, for a whole year on a single screen. -Weekly, monthly or quarterly view of your numbers. *Provides budgetary deviations from your finances without reporting, available continuously and immediately. -Nothing to get around the screens and screens to get a view of your finances, made a transaction, the overview is already available at a click of the eyes. -Input and data changes very intuitive and fast, even if it is in installments, such as for credit card. No use of calculator for the value of the installment to launch or be making boring reclassifications of expenses. -Move with one click planned values ​​between expense lines or payable period. -Add or anticipate payments or revenue with a single click. -Main financial parameters available in a control panel: cash surplus, cash requirement, planned deviation, amount payable on credit card, amounts spent and unplanned, left over from planned, total amounts spent or pending, visual alert of risks financial resources. -Standard or custom (*) list of expenses and revenues to be administered, based on the recommendations of financial consultant E. Rios or the Japanese profile Kakeibo. -The hacker proof. No direct access to your bank. -Work with planned or only accounted expenses, you choose. -Easy administration of balances of unrealized expenses. -Specific graphs for trend analysis. -Artificial Intelligence (IA) to help you make a personal financial budget. -Possibility to register purchases in foreign currency. -Ability to export your data for backup or other purpose. -Notifications for pending payments. -Migration of your data from another GP$ family app, such as Premium, Starter or Teen$. -Calculates your inflation. ** Premium Version **   The free version does not have some features described above, which are only present in Premium, which can be contracted for monthly, quarterly, semiannual or yearly subscriptions when your iTunes account is debited when you confirm the purchase. The subscription grants you the right to use all the features described above and will be automatically renewed upon expiration unless you cancel it 24 hours before. Your iTunes account will be charged for renewal within 24 hours before the end of the current period and will identify the cost of the renewal, however the signatures can be managed by the user and automatic renewal can be disabled by accessing the User Account Settings after purchase . Any unused portion of a free trial period, if offered, will be forfeited when you purchase a subscription for this product, where applicable. Terms of use and privacy policy at http://www.perfingps.com.br/br/quem-somos/.

Screenshots

XP Trader4 screens
mobi Personal4 screens

Verdict

The call

The clearest difference is review sentiment: mobi Personal at 67% against XP Trader's 4%. mobi Personal also leads on update cadence (weekly vs monthly). XP Trader's advantage is price (Free vs $1.99) and in-app purchases (none vs 4). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

XP Trader is free to download; mobi Personal costs $1.99 up front. mobi Personal sells 4 in-app purchases, starting at $1.99 per month. XP Trader asks for nothing beyond the download.

UpkeepUpdate frequency

XP Trader ships an update monthly, mobi Personal weekly. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.

Scorecard6 real differences · 4 level
XP Trader versus mobi Personal: the parameters behind the verdict, then further details
ParameterXP Tradermobi Personal
PriceFree — better$1.99
Rating2.0 (25 ratings) — better—
Positive reviews4.2% of reviews66.7% of reviews — better
Number of ratings25 — better—
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.6
Further details — not scored
Size156 MB4 MB
Age rating4+4+
DeveloperTECFINANCE INFORMATICA E PROJETOS DE SISTEMAS LTDAEliezer Rios

Customer experience

XP Trader

All ratings25 ratings
Positive20.0%
Neutral4.0%
Negative76.0%
Written reviews96 reviews
Positive4.2%
Neutral9.4%
Negative86.5%

mobi Personal

Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

XP Trader

No in-app purchases

4 purchases

mobi Personal

Subscriptions4
  • Monthly subscription$1.991 Month
  • Quarter subscription$4.993 Months
  • Semester subscription$8.996 Months
Show 1 more
  • Yearly subscription$16.991 Year

Questions

Is XP Trader free?
XP Trader is free to download, with no in-app purchases.
Is mobi Personal free?
mobi Personal costs $1.99, and also offers in-app purchases.
Do XP Trader or mobi Personal have ads?
Neither XP Trader nor mobi Personal shows ads.
Which is updated more often, XP Trader or mobi Personal?
XP Trader ships an update monthly, and mobi Personal weekly. Most recently, XP Trader was updated on November 10, 2026 and mobi Personal on November 11, 2026.

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